Midland States Bancorp (MSBI) Debt Ratio (2015 - 2026)
Midland States Bancorp (MSBI) posted quarterly Debt Ratio of 0.04 for Q2 2026, down 20.32% year-over-year from 0.05 in Q2 2025, and down 33.68% quarter-over-quarter from 0.06 in Q1 2026.
Midland States Bancorp (MSBI) Debt Ratio (2015 - 2026) Analysis & Trends
Midland States Bancorp's Debt Ratio history runs 12 years deep, the most recent figure standing at 0.04 for Q2 2026.
- In Q2 2026, Debt Ratio fell 20.32% year-over-year to 0.04; the TTM figure through Jun 2026 stood at 0.04 (down 20.32% YoY), while the FY2025 annual figure was 0.05, up 17.81% from the prior year.
- Debt Ratio for Q2 2026 stood at 0.04, down from 0.06 in the prior quarter.
- The five-year high for Debt Ratio was 0.08 in Q2 2024, with the low at 0.04 in Q2 2026.
- The 5-year median for Debt Ratio is 0.06 (2024), against an average of 0.06.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio tumbled 42.15% in 2022, then jumped 58.04% in 2023.
- Midland States Bancorp's Debt Ratio stood at 0.06 in 2022, then grew by 1.74% to 0.07 in 2023, then fell by 29.82% to 0.05 in 2024, then gained by 17.81% to 0.05 in 2025, then decreased by 26.89% to 0.04 in 2026.
- Business Quant data shows MSBI's Debt Ratio at 0.04 in Q2 2026, 0.06 in Q1 2026, and 0.05 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.07 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.07 |
| 10 | Midland States Bancorp | 685.35 Mn | 382.75 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.03 |