Midland States Bancorp, Inc. (MSBI) Debt Ratio (2015 - 2026)
Midland States Bancorp's (MSBI) Debt Ratio came in at 0.04 for Q2 2026, down 20.3% from 0.05 a year earlier and down 33.7% from the prior quarter.
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Analysis
Midland States Bancorp, Inc. (MSBI) Debt Ratio (2015 - 2026) Analysis & Trends
For FY2025, Midland States Bancorp's Debt Ratio stood at 0.05, up 17.8% from FY2024.
- In prior years, Midland States Bancorp's Debt Ratio was 0.05 in FY2024 (-29.8%), 0.07 in FY2023 (+1.7%), 0.06 in FY2022 (+24.0%) and 0.05 in FY2021 (-57.9%).
- The Q2 2026 figure stands as the lowest quarterly Debt Ratio in data going back to Q4 2015.
- On a year-over-year basis, Debt Ratio increased in three of the last eight quarters, with an average decline of 6.6%.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q2 2023, with growth of 58.0%; the weakest was Q4 2021, with a decline of 57.9%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.06 (Q1 2026), 0.05 (Q4 2025) and 0.08 (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.07 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.09 |
API Access
Midland States Bancorp, Inc. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();