Midland States Bancorp (MSBI) Debt Ratio (2015 - 2026)

Midland States Bancorp has reported Debt Ratio for 12 years, with the latest figure at 0.03 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 62.7% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 62.7% YoY), and the FY2025 full-year result was 0.01, down 39.18% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.03, up from 0.01 in the prior quarter.
• The five-year high for Debt Ratio was 0.08 in Q2 2024, with the low at 0.01 in Q2 2025.
• Average Debt Ratio over 5 years is 0.04, with a median of 0.03 recorded in 2026.
• Year-over-year, Debt Ratio soared 556.8% in 2024 and plunged 89.25% in 2025.
• Tracing MSBI's Debt Ratio over 5 years: stood at 0.01 in 2022, then jumped by 453.78% to 0.07 in 2023, then plunged by 66.43% to 0.02 in 2024, then slumped by 39.18% to 0.01 in 2025, then soared by 105.85% to 0.03 in 2026.
• The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.01 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

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