Midland States Bancorp (MSBI) Debt Ratio (2015 - 2026)

Midland States Bancorp's Debt Ratio history runs 12 years deep, the most recent figure standing at 0.03 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 62.7% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 62.7% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 39.18% from the prior year.
• Debt Ratio rose to 0.03 in Q1 2026 per MSBI's latest filing, from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.08 in Q2 2024 and bottomed at 0.01 in Q3 2024.
• The 5-year median for Debt Ratio is 0.03 (2022), against an average of 0.04.
• Biggest YoY gain for Debt Ratio was 792.63% in 2025; the steepest drop was 89.25% in 2025.
• Year by year, Debt Ratio stood at 0.06 in 2022, then tumbled by 74.43% to 0.02 in 2023, then surged by 33.54% to 0.02 in 2024, then sank by 39.18% to 0.01 in 2025, then surged by 105.85% to 0.03 in 2026.
• Per Business Quant, the three latest MSBI Debt Ratio figures stand at 0.03 (Q1 2026), 0.01 (Q4 2025), and 0.08 (Q3 2025).