Midland States Bancorp, Inc. (MSBI) EBT Margin (2015 - 2026)
Midland States Bancorp (MSBI) posted EBT Margin of 30.93% for Q2 2026, up 12.85 percentage points from 18.08% a year earlier and up 0.62 percentage points from the prior quarter.
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Midland States Bancorp, Inc. (MSBI) EBT Margin (2015 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Midland States Bancorp was 17.59%, up 57.28 percentage points year-over-year; for FY2025, it was -35.35%, down 47.85 percentage points from FY2024.
- Annual EBT Margin has declined for four consecutive years, with a five-year change of -47.64 percentage points (FY2020 to FY2025).
- In prior years, Midland States Bancorp's EBT Margin was 12.50% in FY2024 (-11.69 pp), 24.19% in FY2023 (-8.12 pp), 32.32% in FY2022 (-3.39 pp) and 35.71% in FY2021 (+23.41 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q2 2024.
- On a year-over-year basis, EBT Margin has increased in each of the last three quarters, with an average year-over-year change of -5.58 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q1 2026, with a gain of 211.51 percentage points; the weakest was Q1 2025, with a drop of 210.97 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 30.31% (Q1 2026), -3.80% (Q4 2025) and 13.95% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.93% |
| Mar 31, 2026 | 30.31% |
| Dec 31, 2025 | -3.80% |
| Sep 30, 2025 | 13.95% |
| Jun 30, 2025 | 18.08% |
| Mar 31, 2025 | -181.19% |
| Dec 31, 2024 | -41.45% |
| Sep 30, 2024 | 26.95% |
| Jun 30, 2024 | 35.01% |
| Mar 31, 2024 | 29.77% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 21.61% |
| Jun 30, 2023 | 23.63% |
| Mar 31, 2023 | 21.81% |
| Dec 31, 2022 | 25.49% |
| Sep 30, 2022 | 36.79% |
| Jun 30, 2022 | 38.40% |
| Mar 31, 2022 | 37.81% |
| Dec 31, 2021 | 39.83% |
| Sep 30, 2021 | 38.22% |
API Access
Midland States Bancorp, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();