Midland States Bancorp (MSBI) EBT Margin (2015 - 2026)
Midland States Bancorp (MSBI) posted EBT Margin of 30.93% for Q2 2026, up 2.03% on a QoQ basis from 30.31% in Q1 2026, and up 1285.0% year-over-year from 2.23% in Q2 2025.
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Midland States Bancorp (MSBI) EBT Margin (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported EBT Margin for 12 years, with the latest figure at 30.93% in Q2 2026.
- On a quarterly basis, EBT Margin rose 1285.0% year-over-year to 30.93% in Q2 2026; TTM through Jun 2026 was 17.59%, a 5728.0% increase from a year earlier, with the FY2025 full-year figure at 35.35%, down 4785.0% from the prior year.
- EBT Margin was 30.93% for Q2 2026 at Midland States Bancorp, up from 30.31% in the prior quarter.
- The five-year high for EBT Margin was 38.4% in Q2 2022, with the low at 181.19% in Q1 2025.
- Average EBT Margin over 5 years is 10.76%, with a median of 26.22% recorded in 2022.
- The sharpest annual moves came in 2025 and 2026: EBT Margin tumbled 21097 bps in 2025, then jumped 21151 bps in 2026.
- Over 5 years, EBT Margin stood at 25.49% in 2022, then rose by 16 bps to 29.61% in 2023, then sank by 240 bps to 41.45% in 2024, then soared by 91 bps to 3.8% in 2025, then soared by 915 bps to 30.93% in 2026.
- The last three EBT Margin figures came in at 30.93% (Q2 2026), 30.31% (Q1 2026), and 3.8% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 31.64% |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 33.07% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 37.65% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 1,204.05% |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 30.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.93% |
| Mar 31, 2026 | 30.31% |
| Dec 31, 2025 | -3.80% |
| Sep 30, 2025 | 13.95% |
| Jun 30, 2025 | 18.08% |
| Mar 31, 2025 | -181.19% |
| Dec 31, 2024 | -41.45% |
| Sep 30, 2024 | 26.95% |
| Jun 30, 2024 | 35.01% |
| Mar 31, 2024 | 29.77% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 21.61% |
| Jun 30, 2023 | 23.63% |
| Mar 31, 2023 | 21.81% |
| Dec 31, 2022 | 25.49% |
| Sep 30, 2022 | 36.79% |
| Jun 30, 2022 | 38.40% |
| Mar 31, 2022 | 37.81% |
| Dec 31, 2021 | 39.83% |
| Sep 30, 2021 | 38.22% |
API Access
Midland States Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();