Midland States Bancorp (MSBI) Free Cash Flow (2015 - 2026)
Midland States Bancorp (MSBI) posted Free Cash Flow of $29.2 million for Q2 2026, up 78.6% on a QoQ basis from $16.3 million in Q1 2026, and up 9.48% year-over-year from $26.7 million in Q2 2025.
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Analysis
Midland States Bancorp (MSBI) Free Cash Flow (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported Free Cash Flow for 12 years, with the latest figure at $29.2 million in Q2 2026.
- On a quarterly basis, Free Cash Flow rose 9.48% year-over-year to $29.2 million in Q2 2026; TTM through Jun 2026 was $116.4 million, a 20.7% decrease from a year earlier, with the FY2025 full-year figure at $120.3 million, down 29.07% from the prior year.
- Free Cash Flow was $29.2 million for Q2 2026 at Midland States Bancorp, up from $16.3 million in the prior quarter.
- The five-year high for Free Cash Flow was $114.9 million in Q2 2022, with the low at -$7.8 million in Q4 2025.
- Average Free Cash Flow over 5 years is $42.4 million, with a median of $40.6 million recorded in 2022.
- The sharpest annual moves came in 2024 and 2025: Free Cash Flow surged 159.79% in 2024, then sank 114.77% in 2025.
- Over 5 years, Free Cash Flow stood at $78.4 million in 2022, then sank by 30.8% to $54.2 million in 2023, then dropped by 2.62% to $52.8 million in 2024, then tumbled by 114.77% to -$7.8 million in 2025, then jumped by 474.24% to $29.2 million in 2026.
- The last three Free Cash Flow figures came in at $29.2 million (Q2 2026), $16.3 million (Q1 2026), and -$7.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 955.00 Mn |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | - |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 1.25 Bn |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 985.00 Mn |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 672.00 Mn |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 307.00 Mn |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 233.00 Mn |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 855.00 Mn |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 29.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.20 Mn |
| Mar 31, 2026 | 16.35 Mn |
| Dec 31, 2025 | -7.80 Mn |
| Sep 30, 2025 | 78.61 Mn |
| Jun 30, 2025 | 26.67 Mn |
| Mar 31, 2025 | 22.85 Mn |
| Dec 31, 2024 | 52.81 Mn |
| Sep 30, 2024 | 44.40 Mn |
| Jun 30, 2024 | 29.89 Mn |
| Mar 31, 2024 | 42.55 Mn |
| Dec 31, 2023 | 54.23 Mn |
| Sep 30, 2023 | 17.09 Mn |
| Jun 30, 2023 | 50.59 Mn |
| Mar 31, 2023 | 22.72 Mn |
| Dec 31, 2022 | 78.37 Mn |
| Sep 30, 2022 | 50.44 Mn |
| Jun 30, 2022 | 114.89 Mn |
| Mar 31, 2022 | 38.66 Mn |
| Dec 31, 2021 | 32.48 Mn |
| Sep 30, 2021 | 83.59 Mn |
API Access
Midland States Bancorp Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();