Midland States Bancorp (MSBI) Change in Net Loans (2015 - 2026)
Midland States Bancorp's (MSBI) quarterly Change in Net Loans came in at -$4.7 million in Q1 2026, up 97.49% year-on-year from -$2.4 million in Q1 2025, and down 109.74% quarter-over-quarter from $48.7 million in Q4 2025.
Midland States Bancorp (MSBI) Change in Net Loans (2015 - 2026) Analysis & Trends
Midland States Bancorp's Change in Net Loans history runs 12 years deep, the most recent figure standing at -$4.7 million for Q1 2026.
- On a quarterly basis, Change in Net Loans rose 97.49% year-over-year to -$4.7 million in Q1 2026; TTM through Mar 2026 was -$254.6 million, a 34.46% increase from a year earlier, with the FY2025 full-year figure at -$438.9 million, down 26.53% from the prior year.
- Change in Net Loans fell to -$4.7 million in Q1 2026 per MSBI's latest filing, from $48.7 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $431.0 million in Q3 2022 and bottomed at -$189.1 million in Q1 2025.
- The 5-year median for Change in Net Loans is -$41.3 million (2024), against an average of $20.8 million.
- Across the five-year window, Change in Net Loans surged 546.95% in 2022 and sank 348.29% in 2024, its largest moves.
- Year by year, Change in Net Loans stood at $151.2 million in 2022, then slumped by 172.28% to -$109.3 million in 2023, then jumped by 62.16% to -$41.3 million in 2024, then jumped by 217.69% to $48.7 million in 2025, then tumbled by 109.74% to -$4.7 million in 2026.
- Per Business Quant, the three latest MSBI Change in Net Loans figures stand at -$4.7 million (Q1 2026), $48.7 million (Q4 2025), and -$155.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | Midland States Bancorp | 659.70 Mn | 542.38 Mn | - | -4.74 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.74 Mn |
| Dec 31, 2025 | 48.66 Mn |
| Sep 30, 2025 | -155.92 Mn |
| Jun 30, 2025 | -142.58 Mn |
| Mar 31, 2025 | -189.07 Mn |
| Dec 31, 2024 | -41.34 Mn |
| Sep 30, 2024 | -77.83 Mn |
| Jun 30, 2024 | -80.18 Mn |
| Mar 31, 2024 | -147.54 Mn |
| Dec 31, 2023 | -109.25 Mn |
| Sep 30, 2023 | -57.32 Mn |
| Jun 30, 2023 | 34.27 Mn |
| Mar 31, 2023 | 59.42 Mn |
| Dec 31, 2022 | 151.16 Mn |
| Sep 30, 2022 | 430.96 Mn |
| Jun 30, 2022 | 316.74 Mn |
| Mar 31, 2022 | 317.49 Mn |
| Dec 31, 2021 | 313.89 Mn |
| Sep 30, 2021 | 157.40 Mn |
| Jun 30, 2021 | -70.87 Mn |