Midland States Bancorp (MSBI) Change in Net Loans (2015 - 2026)
Midland States Bancorp (MSBI) recorded quarterly Change in Net Loans of -$4.7 million in Q1 2026, down 109.74% quarter-over-quarter from $48.7 million in Q4 2025, and up 97.49% on a YoY basis from -$2.4 million in Q1 2025.
Midland States Bancorp (MSBI) Change in Net Loans (2015 - 2026) Analysis & Trends
Midland States Bancorp's Change in Net Loans history runs 12 years deep, the most recent figure standing at -$4.7 million for Q1 2026.
- In Q1 2026, Change in Net Loans rose 97.49% year-over-year to -$4.7 million; the TTM figure through Mar 2026 stood at -$254.6 million (up 34.46% YoY), while the FY2025 annual figure was -$438.9 million, down 26.53% from the prior year.
- Change in Net Loans was -$4.7 million for Q1 2026 at Midland States Bancorp, down from $48.7 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $431.0 million in Q3 2022 to a low of -$189.1 million in Q1 2025.
- Historically, Change in Net Loans has averaged $20.8 million across 5 years, with a median of -$41.3 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Change in Net Loans soared 546.95% in 2022, then sank 348.29% in 2024.
- A 5-year view of Change in Net Loans shows it stood at $151.2 million in 2022, then plunged by 172.28% to -$109.3 million in 2023, then jumped by 62.16% to -$41.3 million in 2024, then jumped by 217.69% to $48.7 million in 2025, then sank by 109.74% to -$4.7 million in 2026.
- The last three Change in Net Loans figures came in at -$4.7 million (Q1 2026), $48.7 million (Q4 2025), and -$155.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Midland States Bancorp | 642.23 Mn | 524.91 Mn | - | -4.74 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -4.74 Mn |
| Dec 31, 2025 | 48.66 Mn |
| Sep 30, 2025 | -155.92 Mn |
| Jun 30, 2025 | -142.58 Mn |
| Mar 31, 2025 | -189.07 Mn |
| Dec 31, 2024 | -41.34 Mn |
| Sep 30, 2024 | -77.83 Mn |
| Jun 30, 2024 | -80.18 Mn |
| Mar 31, 2024 | -147.54 Mn |
| Dec 31, 2023 | -109.25 Mn |
| Sep 30, 2023 | -57.32 Mn |
| Jun 30, 2023 | 34.27 Mn |
| Mar 31, 2023 | 59.42 Mn |
| Dec 31, 2022 | 151.16 Mn |
| Sep 30, 2022 | 430.96 Mn |
| Jun 30, 2022 | 316.74 Mn |
| Mar 31, 2022 | 317.49 Mn |
| Dec 31, 2021 | 313.89 Mn |
| Sep 30, 2021 | 157.40 Mn |
| Jun 30, 2021 | -70.87 Mn |