Midland States Bancorp, Inc. (MSBI) Interest Coverage Ratio (2015 - 2026)
Midland States Bancorp's Interest Coverage Ratio came in at 1.90 for Q2 2026, up 37.9% from 1.38 a year earlier and up 3.2% from the prior quarter.
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Analysis
Midland States Bancorp, Inc. (MSBI) Interest Coverage Ratio (2015 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Midland States Bancorp reported Interest Coverage Ratio of 1.45, up 553.2% year-over-year; for FY2025, it was 0.24, down 80.8% from FY2024.
- Interest Coverage Ratio has declined in each of the last four years.
- Going back by year, Interest Coverage Ratio was 1.25 in FY2024 (-18.1%), 1.52 in FY2023 (-54.5%), 3.35 in FY2022 (-22.0%) and 4.29 in FY2021 (+152.3%).
- The Q2 2026 figure represents the highest quarterly Interest Coverage Ratio since Q4 2022.
- Year-over-year, Interest Coverage Ratio increased in three of the last six quarters, with growth averaging 69.7%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2025 (growth of 495.4%), and the weakest in Q4 2024 (a decline of 90.4%).
- Business Quant data shows MSBI's Interest Coverage Ratio at 1.84 (Q1 2026), 0.90 (Q4 2025) and 1.30 (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.90 |
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 0.90 |
| Sep 30, 2025 | 1.30 |
| Jun 30, 2025 | 1.38 |
| Mar 31, 2025 | -2.36 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.66 |
| Mar 31, 2024 | 1.64 |
| Dec 31, 2023 | 1.58 |
| Sep 30, 2023 | 1.42 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.57 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 2.89 |
| Jun 30, 2022 | 4.69 |
| Mar 31, 2022 | 5.63 |
| Dec 31, 2021 | 6.00 |
| Sep 30, 2021 | 4.58 |
API Access
Midland States Bancorp, Inc. Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();