Midland States Bancorp (MSBI) Interest Coverage Ratio (2015 - 2026)

Midland States Bancorp's Interest Coverage Ratio history runs 12 years deep, the most recent figure standing at 1.84 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 178.23% year-over-year to 1.84; the TTM figure through Mar 2026 stood at 1.07 (up 204.13% YoY), while the FY2025 annual figure was 0.24, down 80.79% from the prior year.
• Interest Coverage Ratio was 1.84 for Q1 2026 at Midland States Bancorp, up from 0.9 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 5.63 in Q1 2022 to a low of 2.36 in Q1 2025.
• Historically, Interest Coverage Ratio has averaged 1.92 across 5 years, with a median of 1.58 in 2023.
• Biggest YoY gain for Interest Coverage Ratio was 495.42% in 2025; the steepest drop was 244.07% in 2025.
• A 5-year view of Interest Coverage Ratio shows it stood at 2.7 in 2022, then plunged by 41.4% to 1.58 in 2023, then plunged by 90.43% to 0.15 in 2024, then jumped by 495.42% to 0.9 in 2025, then jumped by 104.15% to 1.84 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.84 (Q1 2026), 0.9 (Q4 2025), and 3.83 (Q3 2025), per Business Quant data.