Midland States Bancorp (MSBI) Interest Coverage Ratio (2015 - 2026)

Midland States Bancorp's Interest Coverage Ratio history runs 12 years deep, the most recent figure standing at 1.25 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 157.64% year-over-year to 1.25 in Q1 2026; TTM through Mar 2026 was 2.84, a 689.2% increase from a year earlier, with the FY2025 full-year figure at 0.27, down 78.64% from the prior year.
• Interest Coverage Ratio rose to 1.25 in Q1 2026 per MSBI's latest filing, from 0.88 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 5.16 in Q1 2022 and bottomed at 2.16 in Q1 2025.
• The 5-year median for Interest Coverage Ratio is 1.57 (2023), against an average of 1.85.
• Across the five-year window, Interest Coverage Ratio jumped 1183.15% in 2022 and plunged 232.81% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 2.77 in 2022, then plunged by 42.87% to 1.58 in 2023, then slumped by 90.43% to 0.15 in 2024, then surged by 483.12% to 0.88 in 2025, then jumped by 41.07% to 1.25 in 2026.
• Per Business Quant, the three latest MSBI Interest Coverage Ratio figures stand at 1.25 (Q1 2026), 0.88 (Q4 2025), and 3.83 (Q3 2025).