Midland States Bancorp (MSBI) Interest Coverage Ratio (2015 - 2026)
Midland States Bancorp (MSBI) posted quarterly Interest Coverage Ratio of 1.27 for Q2 2026, down 8.11% year-over-year from 1.38 in Q2 2025, and up 1.61% quarter-over-quarter from 1.25 in Q1 2026.
Midland States Bancorp (MSBI) Interest Coverage Ratio (2015 - 2026) Analysis & Trends
Midland States Bancorp's Interest Coverage Ratio history runs 12 years deep, the most recent figure standing at 1.27 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 8.11% year-over-year to 1.27; the TTM figure through Jun 2026 stood at 3.0 (up 1190.57% YoY), while the FY2025 annual figure was 0.27, down 78.64% from the prior year.
- Interest Coverage Ratio for Q2 2026 stood at 1.27, up from 1.25 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.16 in Q1 2022, with the low at 2.16 in Q1 2025.
- The 5-year median for Interest Coverage Ratio is 1.51 (2023), against an average of 1.81.
- Peak annual rise in Interest Coverage Ratio reached 509.35% in 2025, while the deepest fall reached 232.81% in 2025.
- Midland States Bancorp's Interest Coverage Ratio stood at 2.77 in 2022, then plunged by 58.05% to 1.16 in 2023, then sank by 87.26% to 0.15 in 2024, then surged by 509.35% to 0.9 in 2025, then soared by 40.31% to 1.27 in 2026.
- Business Quant data shows MSBI's Interest Coverage Ratio at 1.27 in Q2 2026, 1.25 in Q1 2026, and 0.9 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Midland States Bancorp | 692.51 Mn | 389.91 Mn | - | 1.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27 |
| Mar 31, 2026 | 1.25 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | 3.83 |
| Jun 30, 2025 | 1.15 |
| Mar 31, 2025 | -2.16 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.66 |
| Mar 31, 2024 | 1.63 |
| Dec 31, 2023 | 1.58 |
| Sep 30, 2023 | 1.42 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.57 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 2.89 |
| Jun 30, 2022 | 4.69 |
| Mar 31, 2022 | 5.16 |
| Dec 31, 2021 | -0.34 |
| Sep 30, 2021 | 4.58 |