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Civista Bancshares (CIVB) Interest Coverage Ratio: 2010-2024

Historic Interest Coverage Ratio for Civista Bancshares (CIVB) over the last 15 years, with Dec 2024 value amounting to 0.09.

  • Civista Bancshares' Interest Coverage Ratio fell 7.04% to -1.09 in Q3 2025 from the same period last year, while for Sep 2025 it was -1.11, marking a year-over-year decrease of 14.75%. This contributed to the annual value of 0.09 for FY2024, which is 54.03% down from last year.
  • Civista Bancshares' Interest Coverage Ratio amounted to 0.09 in FY2024, which was down 54.03% from 0.19 recorded in FY2023.
  • In the past 5 years, Civista Bancshares' Interest Coverage Ratio ranged from a high of 0.77 in FY2020 and a low of -6.14 during FY2021.
  • Its 3-year average for Interest Coverage Ratio is 0.30, with a median of 0.19 in 2023.
  • Per our database at Business Quant, Civista Bancshares' Interest Coverage Ratio crashed by 898.41% in 2021 and then spiked by 110.08% in 2022.
  • Yearly analysis of 5 years shows Civista Bancshares' Interest Coverage Ratio stood at 0.77 in 2020, then tumbled by 898.41% to -6.14 in 2021, then surged by 110.08% to 0.62 in 2022, then crashed by 70.01% to 0.19 in 2023, then plummeted by 54.03% to 0.09 in 2024.