Civista Bancshares (CIVB) FCF Margin (2009 - 2026)
Civista Bancshares' FCF Margin was 35.94% in Q2 2026, up 9.17 percentage points from 26.76% a year earlier and up 10.16 percentage points from the prior quarter.
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Analysis
Civista Bancshares (CIVB) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Civista Bancshares' FCF Margin was 31.22% through Jun 30, 2026, up 3.04 percentage points year-over-year; for FY2025, it came in at 24.41%, down 4.12 percentage points from FY2024.
- FCF Margin shows a five-year change of -1.61 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 28.53% in FY2024 (-7.91 pp), 36.44% in FY2023 (+23.03 pp), 13.41% in FY2022 (-17.20 pp) and 30.61% in FY2021 (+4.59 pp).
- Quarterly FCF Margin has moved between -57.34% (Q3 2022) and 120.32% (Q2 2022) over five years.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +4.61 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q2 2022 (a gain of 111.10 percentage points); the worst was Q3 2022 (a drop of 102.15 percentage points).
- Per Business Quant data, CIVB's FCF Margin in the three quarters before Q2 2026 was 25.78% (Q1 2026), 20.74% (Q4 2025) and 42.94% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 189.34% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 19.57% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 40.54% |
| 10 | Civista Bancshares | 592.78 Mn | 504.21 Mn | - | 58.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 58.87% |
| Jun 30, 2026 | 36.77% |
| Mar 31, 2026 | 26.71% |
| Dec 31, 2025 | 16.22% |
| Sep 30, 2025 | 44.19% |
| Jun 30, 2025 | 28.07% |
| Mar 31, 2025 | 8.49% |
| Dec 31, 2024 | 45.34% |
| Sep 30, 2024 | 32.39% |
| Jun 30, 2024 | 32.50% |
| Mar 31, 2024 | 1.72% |
| Dec 31, 2023 | 2.16% |
| Sep 30, 2023 | 52.14% |
| Jun 30, 2023 | 47.46% |
| Mar 31, 2023 | 42.48% |
| Dec 31, 2022 | -12.99% |
| Sep 30, 2022 | -57.34% |
| Jun 30, 2022 | 120.32% |
| Mar 31, 2022 | 29.36% |
| Dec 31, 2021 | 20.67% |
API Access
Civista Bancshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CIVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CIVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CIVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();