Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026)
Civista Bancshares' (CIVB) quarterly Times Interest Earned came in at -$0.51 in Q1 2026, down 36.99% YoY from -$0.8 in Q1 2025, and up 66.44% on a QoQ basis from -$1.51 in Q4 2025.
Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026) Analysis & Trends
Civista Bancshares (CIVB) has 17 years of Times Interest Earned data on file, last reported at -$0.51 in Q1 2026.
- Quarterly Times Interest Earned fell 36.99% year-over-year to -$0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.97 (down 25.59% YoY) and the FY2025 annual result came in at -$1.11, down 4.89% from the prior year.
- Times Interest Earned climbed to -$0.51 in Q1 2026, from -$1.51 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of -$0.22 in Q3 2022 to a low of -$50.17 in Q4 2023.
- A 5-year average of -$3.66 and a median of -$0.43 in 2025 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned surged 98.03% — and 2023, when it plunged 1423.07%.
- Tracing CIVB's Times Interest Earned over 5 years: stood at -$3.29 in 2022, then sank by 1423.07% to -$50.17 in 2023, then jumped by 97.61% to -$1.2 in 2024, then fell by 25.61% to -$1.51 in 2025, then jumped by 66.44% to -$0.51 in 2026.
- The last three Times Interest Earned figures came in at -$0.51 (Q1 2026), -$1.51 (Q4 2025), and -$0.43 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Civista Bancshares | 570.38 Mn | 554.82 Mn | 5.12 Mn | -1.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.51 |
| Mar 31, 2026 | -0.51 |
| Dec 31, 2025 | -1.51 |
| Sep 30, 2025 | -0.43 |
| Jun 30, 2025 | -0.35 |
| Mar 31, 2025 | -0.37 |
| Dec 31, 2024 | -1.20 |
| Sep 30, 2024 | -0.50 |
| Jun 30, 2024 | -0.36 |
| Mar 31, 2024 | -0.35 |
| Dec 31, 2023 | -50.17 |
| Sep 30, 2023 | -1.46 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -0.30 |
| Dec 31, 2022 | -3.29 |
| Sep 30, 2022 | -0.22 |
| Jun 30, 2022 | -0.31 |
| Mar 31, 2022 | -0.57 |
| Dec 31, 2021 | -2.62 |
| Sep 30, 2021 | -11.29 |