Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026)
Civista Bancshares (CIVB) posted Times Interest Earned of -$0.51 for Q1 2026, up 59.1% on a QoQ basis from -$1.24 in Q4 2025, and down 36.99% year-over-year from -$0.8 in Q1 2025.
Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026) Analysis & Trends
Civista Bancshares' Times Interest Earned history runs 17 years deep, the most recent figure standing at -$0.51 for Q1 2026.
- Quarterly Times Interest Earned fell 36.99% year-over-year to -$0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.97 (down 25.59% YoY) and the FY2025 annual result came in at -$1.11, down 4.89% from the prior year.
- Times Interest Earned was -$0.51 for Q1 2026 at Civista Bancshares, up from -$1.24 in the prior quarter.
- Across five years, Times Interest Earned topped out at -$0.22 in Q3 2022 and bottomed at -$50.17 in Q4 2023.
- A 5-year average of -$3.55 and a median of -$0.43 in 2025 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned surged 98.03% — and 2023, when it plunged 2820.62%.
- Civista Bancshares' Times Interest Earned stood at -$1.72 in 2022, then plunged by 2820.62% to -$50.17 in 2023, then jumped by 97.61% to -$1.2 in 2024, then declined by 3.04% to -$1.24 in 2025, then jumped by 59.1% to -$0.51 in 2026.
- Business Quant data shows CIVB's Times Interest Earned at -$0.51 in Q1 2026, -$1.24 in Q4 2025, and -$0.43 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Civista Bancshares | 586.89 Mn | 572.53 Mn | 4.34 Mn | -0.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.51 |
| Dec 31, 2025 | -1.24 |
| Sep 30, 2025 | -0.43 |
| Jun 30, 2025 | -0.35 |
| Mar 31, 2025 | -0.37 |
| Dec 31, 2024 | -1.20 |
| Sep 30, 2024 | -0.50 |
| Jun 30, 2024 | -0.36 |
| Mar 31, 2024 | -0.35 |
| Dec 31, 2023 | -50.17 |
| Sep 30, 2023 | -1.46 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -0.30 |
| Dec 31, 2022 | -1.72 |
| Sep 30, 2022 | -0.22 |
| Jun 30, 2022 | -0.31 |
| Mar 31, 2022 | -0.57 |
| Dec 31, 2021 | -2.67 |
| Sep 30, 2021 | -11.29 |
| Jun 30, 2021 | -10.86 |