Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026)
Civista Bancshares (CIVB) reported Times Interest Earned of -$1.42 for Q1 2026, down 31.52% on a YoY basis from -$2.07 in Q1 2025, and up 3.72% quarter-over-quarter from -$1.47 in Q4 2025.
Civista Bancshares (CIVB) Times Interest Earned (2010 - 2026) Analysis & Trends
Civista Bancshares has reported Times Interest Earned for 17 years, with the latest figure at -$1.42 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 31.52% year-over-year to -$1.42; the trailing twelve-month figure through Mar 2026 stood at -$1.25 (down 16.18% YoY), and the FY2025 full-year result was $0.14, up 64.91% from the prior year.
- Times Interest Earned for Q1 2026 stood at -$1.42, up from -$1.47 in the prior quarter.
- The five-year high for Times Interest Earned was -$0.78 in Q4 2023, with the low at -$8.99 in Q2 2022.
- Historically, Times Interest Earned has averaged -$2.57 across 5 years, with a median of -$1.42 in 2026.
- Annual changes were most pronounced in 2023 — Times Interest Earned surged 83.2% — and 2024, when it tumbled 54.68%.
- Civista Bancshares' Times Interest Earned stood at -$1.83 in 2022, then surged by 57.5% to -$0.78 in 2023, then plunged by 54.68% to -$1.2 in 2024, then fell by 22.79% to -$1.47 in 2025, then climbed by 3.72% to -$1.42 in 2026.
- The last three Times Interest Earned figures came in at -$1.42 (Q1 2026), -$1.47 (Q4 2025), and -$1.09 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Civista Bancshares | 562.62 Mn | 548.26 Mn | 4.34 Mn | -1.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.42 |
| Dec 31, 2025 | -1.47 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.06 |
| Mar 31, 2025 | -1.08 |
| Dec 31, 2024 | -1.20 |
| Sep 30, 2024 | -1.02 |
| Jun 30, 2024 | -1.01 |
| Mar 31, 2024 | -1.02 |
| Dec 31, 2023 | -0.78 |
| Sep 30, 2023 | -1.46 |
| Jun 30, 2023 | -1.66 |
| Mar 31, 2023 | -1.70 |
| Dec 31, 2022 | -1.83 |
| Sep 30, 2022 | -8.68 |
| Jun 30, 2022 | -8.99 |
| Mar 31, 2022 | -8.25 |
| Dec 31, 2021 | -2.62 |
| Sep 30, 2021 | -11.29 |
| Jun 30, 2021 | -10.86 |