Civista Bancshares (CIVB) Gross Margin (2017 - 2026)
Civista Bancshares' (CIVB) quarterly Gross Margin came in at 90.07% in Q1 2026, down 375.0% YoY from 32.75% in Q1 2025, and up 4.51% on a QoQ basis from 86.19% in Q4 2025.
Civista Bancshares (CIVB) Gross Margin (2017 - 2026) Analysis & Trends
Civista Bancshares (CIVB) has 10 years of Gross Margin data on file, last reported at 90.07% in Q1 2026.
- Quarterly Gross Margin fell 375.0% year-over-year to 90.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 91.78% (up 222.0% YoY) and the FY2025 annual result came in at 92.71%, up 363.0% from the prior year.
- Gross Margin rose to 90.07% in Q1 2026, from 86.19% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 101.68% in Q4 2023 to a low of 81.86% in Q4 2024.
- A 5-year average of 91.9% and a median of 92.19% in 2022 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin tumbled 1982 bps — and 2025, when it jumped 746 bps.
- Tracing CIVB's Gross Margin over 5 years: stood at 95.0% in 2022, then advanced by 7 bps to 101.68% in 2023, then fell by 19 bps to 81.86% in 2024, then increased by 5 bps to 86.19% in 2025, then advanced by 5 bps to 90.07% in 2026.
- The last three Gross Margin figures came in at 90.07% (Q1 2026), 86.19% (Q4 2025), and 93.67% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.09 Bn | 84.90 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | - |
| 3 | Us Bancorp | 95.90 Bn | 95.90 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.24 Bn | - | - |
| 7 | Nu Holdings | 71.50 Bn | 57.82 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.57 Bn | 61.57 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.59 Bn | 25.87 Bn | - | - |
| 10 | Civista Bancshares | 565.30 Mn | 549.75 Mn | 5.12 Mn | 90.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 90.42% |
| Mar 31, 2026 | 90.07% |
| Dec 31, 2025 | 86.19% |
| Sep 30, 2025 | 93.67% |
| Jun 30, 2025 | 94.34% |
| Mar 31, 2025 | 93.83% |
| Dec 31, 2024 | 81.86% |
| Sep 30, 2024 | 86.21% |
| Jun 30, 2024 | 92.31% |
| Mar 31, 2024 | 91.55% |
| Dec 31, 2023 | 101.68% |
| Sep 30, 2023 | 90.29% |
| Jun 30, 2023 | 91.20% |
| Mar 31, 2023 | 95.12% |
| Dec 31, 2022 | 95.00% |
| Sep 30, 2022 | 92.19% |
| Jun 30, 2022 | 91.78% |
| Mar 31, 2022 | 94.95% |
| Dec 31, 2021 | 97.81% |
| Sep 30, 2021 | 91.75% |