Civista Bancshares (CIVB) Gross Margin (2017 - 2026)
Civista Bancshares (CIVB) posted Gross Margin of 90.07% for Q1 2026, up 4.51% on a QoQ basis from 86.19% in Q4 2025, and down 375.0% year-over-year from 32.75% in Q1 2025.
Civista Bancshares (CIVB) Gross Margin (2017 - 2026) Analysis & Trends
Civista Bancshares' Gross Margin history runs 10 years deep, the most recent figure standing at 90.07% for Q1 2026.
- Quarterly Gross Margin fell 375.0% year-over-year to 90.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 91.78% (up 222.0% YoY) and the FY2025 annual result came in at 92.71%, up 363.0% from the prior year.
- Gross Margin was 90.07% for Q1 2026 at Civista Bancshares, up from 86.19% in the prior quarter.
- Across five years, Gross Margin topped out at 101.68% in Q4 2023 and bottomed at 81.86% in Q4 2024.
- A 5-year average of 91.9% and a median of 92.19% in 2022 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin slumped 1982 bps — and 2025, when it jumped 746 bps.
- Civista Bancshares' Gross Margin stood at 95.0% in 2022, then grew by 7 bps to 101.68% in 2023, then decreased by 19 bps to 81.86% in 2024, then gained by 5 bps to 86.19% in 2025, then grew by 5 bps to 90.07% in 2026.
- Business Quant data shows CIVB's Gross Margin at 90.07% in Q1 2026, 86.19% in Q4 2025, and 93.67% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -244.16% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 80.84% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | Civista Bancshares | 597.06 Mn | 582.69 Mn | 4.34 Mn | 90.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 90.07% |
| Dec 31, 2025 | 86.19% |
| Sep 30, 2025 | 93.67% |
| Jun 30, 2025 | 94.34% |
| Mar 31, 2025 | 93.83% |
| Dec 31, 2024 | 81.86% |
| Sep 30, 2024 | 86.21% |
| Jun 30, 2024 | 92.31% |
| Mar 31, 2024 | 91.55% |
| Dec 31, 2023 | 101.68% |
| Sep 30, 2023 | 90.29% |
| Jun 30, 2023 | 91.20% |
| Mar 31, 2023 | 95.12% |
| Dec 31, 2022 | 95.00% |
| Sep 30, 2022 | 92.19% |
| Jun 30, 2022 | 91.78% |
| Mar 31, 2022 | 94.95% |
| Dec 31, 2021 | 97.81% |
| Sep 30, 2021 | 91.75% |
| Jun 30, 2021 | 92.57% |