Civista Bancshares (CIVB) Gross Margin (2017 - 2026)

Civista Bancshares (CIVB) reported Gross Margin of 90.07% for Q1 2026, down 375.0% on a YoY basis from 32.75% in Q1 2025, and up 4.51% quarter-over-quarter from 86.19% in Q4 2025.

Civista Bancshares (CIVB) Gross Margin (2017 - 2026) Analysis & Trends

Civista Bancshares has reported Gross Margin for 10 years, with the latest figure at 90.07% in Q1 2026.

  • For the quarter ending Q1 2026, Gross Margin fell 375.0% year-over-year to 90.07%; the trailing twelve-month figure through Mar 2026 stood at 91.78% (up 222.0% YoY), and the FY2025 full-year result was 92.71%, up 363.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 90.07%, up from 86.19% in the prior quarter.
  • The five-year high for Gross Margin was 101.68% in Q4 2023, with the low at 81.86% in Q4 2024.
  • Historically, Gross Margin has averaged 91.9% across 5 years, with a median of 92.19% in 2022.
  • Annual changes were most pronounced in 2024 — Gross Margin tumbled 1982 bps — and 2025, when it jumped 746 bps.
  • Civista Bancshares' Gross Margin stood at 95.0% in 2022, then advanced by 7 bps to 101.68% in 2023, then fell by 19 bps to 81.86% in 2024, then increased by 5 bps to 86.19% in 2025, then advanced by 5 bps to 90.07% in 2026.
  • The last three Gross Margin figures came in at 90.07% (Q1 2026), 86.19% (Q4 2025), and 93.67% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Civista Bancshares 562.62 Mn 548.26 Mn 4.34 Mn 90.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 90.07%
Dec 31, 2025 86.19%
Sep 30, 2025 93.67%
Jun 30, 2025 94.34%
Mar 31, 2025 93.83%
Dec 31, 2024 81.86%
Sep 30, 2024 86.21%
Jun 30, 2024 92.31%
Mar 31, 2024 91.55%
Dec 31, 2023 101.68%
Sep 30, 2023 90.29%
Jun 30, 2023 91.20%
Mar 31, 2023 95.12%
Dec 31, 2022 95.00%
Sep 30, 2022 92.19%
Jun 30, 2022 91.78%
Mar 31, 2022 94.95%
Dec 31, 2021 97.81%
Sep 30, 2021 91.75%
Jun 30, 2021 92.57%