Civista Bancshares (CIVB) Gross Margin (2017 - 2026)

Civista Bancshares (CIVB) posted Gross Margin of 90.07% for Q1 2026, up 4.51% on a QoQ basis from 86.19% in Q4 2025, and down 375.0% year-over-year from 32.75% in Q1 2025.

Civista Bancshares (CIVB) Gross Margin (2017 - 2026) Analysis & Trends

Civista Bancshares' Gross Margin history runs 10 years deep, the most recent figure standing at 90.07% for Q1 2026.

  • Quarterly Gross Margin fell 375.0% year-over-year to 90.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 91.78% (up 222.0% YoY) and the FY2025 annual result came in at 92.71%, up 363.0% from the prior year.
  • Gross Margin was 90.07% for Q1 2026 at Civista Bancshares, up from 86.19% in the prior quarter.
  • Across five years, Gross Margin topped out at 101.68% in Q4 2023 and bottomed at 81.86% in Q4 2024.
  • A 5-year average of 91.9% and a median of 92.19% in 2022 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2024 — Gross Margin slumped 1982 bps — and 2025, when it jumped 746 bps.
  • Civista Bancshares' Gross Margin stood at 95.0% in 2022, then grew by 7 bps to 101.68% in 2023, then decreased by 19 bps to 81.86% in 2024, then gained by 5 bps to 86.19% in 2025, then grew by 5 bps to 90.07% in 2026.
  • Business Quant data shows CIVB's Gross Margin at 90.07% in Q1 2026, 86.19% in Q4 2025, and 93.67% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -244.16%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 80.84%
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - -
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - -
9 Us Bancorp 99.51 Bn 99.51 Bn - -
10 Civista Bancshares 597.06 Mn 582.69 Mn 4.34 Mn 90.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 90.07%
Dec 31, 2025 86.19%
Sep 30, 2025 93.67%
Jun 30, 2025 94.34%
Mar 31, 2025 93.83%
Dec 31, 2024 81.86%
Sep 30, 2024 86.21%
Jun 30, 2024 92.31%
Mar 31, 2024 91.55%
Dec 31, 2023 101.68%
Sep 30, 2023 90.29%
Jun 30, 2023 91.20%
Mar 31, 2023 95.12%
Dec 31, 2022 95.00%
Sep 30, 2022 92.19%
Jun 30, 2022 91.78%
Mar 31, 2022 94.95%
Dec 31, 2021 97.81%
Sep 30, 2021 91.75%
Jun 30, 2021 92.57%