Civista Bancshares (CIVB) Loans - Loss Allowance (2015 - 2026)
Civista Bancshares (CIVB) reported Loans - Loss Allowance of $41.71 million for Q2 2026, up 3.1% from $40.46 million a year earlier and up 2.9% from the prior quarter.
Civista Bancshares (CIVB) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
At the end of FY2025, Civista Bancshares posted Loans - Loss Allowance of $42.02 million, up 5.9% from FY2024.
- Loans - Loss Allowance has increased for eight consecutive years, with a five-year compound annual growth rate of 10.9% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $39.67 million in FY2024 (+6.8%), $37.16 million in FY2023 (+30.3%), $28.51 million in FY2022 (+7.0%) and $26.64 million in FY2021 (+6.4%).
- Five-year quarterly Loans - Loss Allowance spans a low of $26.57 million in Q3 2021 and a high of $42.02 million in Q4 2025.
- Year over year, Loans - Loss Allowance has now increased in each of the last three quarters, with growth averaging 2.7% over the last seven quarters.
- The high point for year-over-year Loans - Loss Allowance in five years was Q4 2023 (growth of 30.3%); the low point was Q3 2025 (a decline of 2.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $40.54 million (Q1 2026), $42.02 million (Q4 2025) and $40.25 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Civista Bancshares | 548.55 Mn | 460.38 Mn | - | 41.71 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.71 Mn |
| Mar 31, 2026 | 40.54 Mn |
| Dec 31, 2025 | 42.02 Mn |
| Sep 30, 2025 | 40.25 Mn |
| Jun 30, 2025 | 40.46 Mn |
| Mar 31, 2025 | 40.28 Mn |
| Dec 31, 2024 | 39.67 Mn |
| Sep 30, 2024 | 41.27 Mn |
| Jun 30, 2024 | 39.92 Mn |
| Mar 31, 2024 | 38.85 Mn |
| Dec 31, 2023 | 37.16 Mn |
| Jun 30, 2023 | 35.15 Mn |
| Mar 31, 2023 | 34.20 Mn |
| Dec 31, 2022 | 28.51 Mn |
| Sep 30, 2022 | 27.77 Mn |
| Jun 30, 2022 | 27.44 Mn |
| Mar 31, 2022 | 27.03 Mn |
| Dec 31, 2021 | 26.64 Mn |
| Sep 30, 2021 | 26.57 Mn |
| Jun 30, 2021 | 26.20 Mn |
Civista Bancshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CIVB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "CIVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=CIVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();