Civista Bancshares (CIVB) Debt Ratio (2010 - 2026)

Civista Bancshares (CIVB) posted Debt Ratio of 0.0 for Q1 2026, up 324.08% on a QoQ basis from 0.0 in Q4 2025, and down 99.77% year-over-year from 0.37 in Q1 2025.

Civista Bancshares (CIVB) Debt Ratio (2010 - 2026) Analysis & Trends

Civista Bancshares' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.0 for Q1 2026.

  • Quarterly Debt Ratio fell 99.77% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (down 99.77% YoY) and the FY2025 annual result came in at 0.0, down 46.16% from the prior year.
  • Debt Ratio was 0.0 for Q1 2026 at Civista Bancshares, up from 0.0 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.37 in Q1 2025 and bottomed at 0.0 in Q4 2025.
  • A 5-year average of 0.03 and a median of 0.0 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2025 — Debt Ratio jumped 64021.38% — and 2026, when it slumped 99.77%.
  • Civista Bancshares' Debt Ratio stood at 0.01 in 2022, then sank by 90.02% to 0.0 in 2023, then sank by 46.87% to 0.0 in 2024, then tumbled by 46.16% to 0.0 in 2025, then soared by 324.08% to 0.0 in 2026.
  • Business Quant data shows CIVB's Debt Ratio at 0.0 in Q1 2026, 0.0 in Q4 2025, and 0.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Civista Bancshares 586.89 Mn 572.53 Mn 4.34 Mn 0.00

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.02
Mar 31, 2025 0.37
Dec 31, 2024 0.00
Sep 30, 2024 0.03
Jun 30, 2024 0.00
Mar 31, 2024 0.00
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Mar 31, 2023 0.00
Dec 31, 2022 0.01
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.02
Dec 31, 2021 0.01
Sep 30, 2021 0.07
Jun 30, 2021 0.01
Mar 31, 2021 0.04