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Civista Bancshares (CIVB) Debt Ratio: 2016-2025

Historic Debt Ratio for Civista Bancshares (CIVB) over the last 10 years, with Sep 2025 value amounting to 0.03.

  • Civista Bancshares' Debt Ratio fell 1.12% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.03, marking a year-over-year decrease of 1.12%. This contributed to the annual value of 0.03 for FY2024, which is 5.65% down from last year.
  • Civista Bancshares' Debt Ratio amounted to 0.03 in Q3 2025, which was up 1.80% from 0.02 recorded in Q2 2025.
  • In the past 5 years, Civista Bancshares' Debt Ratio registered a high of 0.37 during Q1 2025, and its lowest value of 0.01 during Q4 2022.
  • For the 3-year period, Civista Bancshares' Debt Ratio averaged around 0.06, with its median value being 0.03 (2024).
  • In the last 5 years, Civista Bancshares' Debt Ratio plummeted by 85.96% in 2022 and then soared by 1,263.41% in 2025.
  • Quarterly analysis of 5 years shows Civista Bancshares' Debt Ratio stood at 0.01 in 2021, then decreased by 18.36% to 0.01 in 2022, then soared by 289.64% to 0.03 in 2023, then declined by 5.65% to 0.03 in 2024, then dropped by 1.12% to 0.03 in 2025.
  • Its Debt Ratio was 0.03 in Q3 2025, compared to 0.02 in Q2 2025 and 0.37 in Q1 2025.