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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Civista Bancshares (CIVB) Debt Ratio (2016 - 2025)

Civista Bancshares' Debt Ratio history spans 10 years, with the latest figure at 0.0 for Q4 2025.

  • For Q4 2025, Debt Ratio changed N/A year-over-year to 0.0; the TTM value through Dec 2025 reached 0.0, changed N/A, while the annual FY2025 figure was 0.0, N/A changed from the prior year.
  • Debt Ratio reached 0.0 in Q4 2025 per CIVB's latest filing, up from 0.0 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.09 in Q3 2021 to a low of 0.0 in Q3 2025.
  • Average Debt Ratio over 5 years is 0.02, with a median of 0.01 recorded in 2022.
  • Peak YoY movement for Debt Ratio: soared 772.4% in 2024, then crashed 99.08% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2021, then decreased by 18.36% to 0.01 in 2022, then crashed by 57.49% to 0.0 in 2023, then skyrocketed by 772.4% to 0.03 in 2024, then tumbled by 96.32% to 0.0 in 2025.
  • Per Business Quant, the three most recent readings for CIVB's Debt Ratio are 0.0 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q2 2025).