Civista Bancshares (CIVB) Interest Coverage Ratio (2010 - 2026)

Civista Bancshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.42 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio fell 31.52% year-over-year to 1.42; the trailing twelve-month figure through Mar 2026 stood at 1.25 (down 16.18% YoY), and the FY2025 full-year result was 0.14, up 64.91% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.42, up from 1.47 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 0.78 in Q4 2023, with the low at 8.99 in Q2 2022.
• Historically, Interest Coverage Ratio has averaged 2.57 across 5 years, with a median of 1.42 in 2026.
• Annual changes were most pronounced in 2023 — Interest Coverage Ratio surged 83.2% — and 2024, when it tumbled 54.68%.
• Civista Bancshares' Interest Coverage Ratio stood at 1.83 in 2022, then surged by 57.5% to 0.78 in 2023, then plunged by 54.68% to 1.2 in 2024, then fell by 22.79% to 1.47 in 2025, then climbed by 3.72% to 1.42 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.42 (Q1 2026), 1.47 (Q4 2025), and 1.09 (Q3 2025), per Business Quant data.