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Civista Bancshares (CIVB) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Civista Bancshares (CIVB) over the last 10 years, with Sep 2025 value amounting to -1.09.

  • Civista Bancshares' Interest Coverage Ratio fell 7.04% to -1.09 in Q3 2025 from the same period last year, while for Sep 2025 it was -1.11, marking a year-over-year decrease of 14.75%. This contributed to the annual value of 0.09 for FY2024, which is 54.03% down from last year.
  • Latest data reveals that Civista Bancshares reported Interest Coverage Ratio of -1.09 as of Q3 2025, which was down 3.10% from -1.06 recorded in Q2 2025.
  • Civista Bancshares' Interest Coverage Ratio's 5-year high stood at -0.78 during Q4 2023, with a 5-year trough of -11.29 in Q3 2021.
  • Moreover, its 3-year median value for Interest Coverage Ratio was -1.08 (2025), whereas its average is -1.19.
  • Per our database at Business Quant, Civista Bancshares' Interest Coverage Ratio crashed by 101.96% in 2021 and then surged by 83.20% in 2023.
  • Quarterly analysis of 5 years shows Civista Bancshares' Interest Coverage Ratio stood at -2.62 in 2021, then soared by 30.21% to -1.83 in 2022, then spiked by 57.50% to -0.78 in 2023, then slumped by 54.68% to -1.20 in 2024, then decreased by 7.04% to -1.09 in 2025.
  • Its last three reported values are -1.09 in Q3 2025, -1.06 for Q2 2025, and -1.08 during Q1 2025.