Civista Bancshares (CIVB) Interest Coverage Ratio (2010 - 2026)

Civista Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.51 for Q1 2026.

• Quarterly Interest Coverage Ratio fell 36.99% year-over-year to 0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.97 (down 25.59% YoY) and the FY2025 annual result came in at 1.11, down 4.89% from the prior year.
• Interest Coverage Ratio was 0.51 for Q1 2026 at Civista Bancshares, up from 1.24 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 0.22 in Q3 2022 and bottomed at 50.17 in Q4 2023.
• A 5-year average of 3.55 and a median of 0.43 in 2025 frame the typical range for Interest Coverage Ratio.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 98.03% — and 2023, when it plunged 2820.62%.
• Civista Bancshares' Interest Coverage Ratio stood at 1.72 in 2022, then plunged by 2820.62% to 50.17 in 2023, then jumped by 97.61% to 1.2 in 2024, then declined by 3.04% to 1.24 in 2025, then jumped by 59.1% to 0.51 in 2026.
• Business Quant data shows CIVB's Interest Coverage Ratio at 0.51 in Q1 2026, 1.24 in Q4 2025, and 0.43 in Q3 2025.