Civista Bancshares (CIVB) Interest Coverage Ratio (2010 - 2026)
Civista Bancshares posted quarterly Interest Coverage Ratio of 1.42 for Q1 2026, down 31.52% year-on-year from 2.07 in Q1 2025, and up 3.72% on a QoQ basis from 1.47 in Q4 2025.
Civista Bancshares (CIVB) has 17 years of Interest Coverage Ratio data on file, last reported at 1.42 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 31.52% year-over-year to 1.42; the trailing twelve-month figure through Mar 2026 stood at 1.25 (down 16.18% YoY), and the FY2025 full-year result was 0.14, up 64.91% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.42, up from 1.47 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.78 in Q4 2023 and bottomed at 8.99 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 1.42 (2026), against an average of 2.57.
- The widest annual swing landed in 2023, when Interest Coverage Ratio surged 83.2%; it then sank 54.68% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.83 in 2022, then soared by 57.5% to 0.78 in 2023, then tumbled by 54.68% to 1.2 in 2024, then retreated by 22.79% to 1.47 in 2025, then grew by 3.72% to 1.42 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.42 (Q1 2026), 1.47 (Q4 2025), and 1.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Civista Bancshares | 528.18 Mn | 513.82 Mn | 4.34 Mn | -1.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.42 |
| Dec 31, 2025 | -1.47 |
| Sep 30, 2025 | -1.09 |
| Jun 30, 2025 | -1.06 |
| Mar 31, 2025 | -1.08 |
| Dec 31, 2024 | -1.20 |
| Sep 30, 2024 | -1.02 |
| Jun 30, 2024 | -1.01 |
| Mar 31, 2024 | -1.02 |
| Dec 31, 2023 | -0.78 |
| Sep 30, 2023 | -1.46 |
| Jun 30, 2023 | -1.66 |
| Mar 31, 2023 | -1.70 |
| Dec 31, 2022 | -1.83 |
| Sep 30, 2022 | -8.68 |
| Jun 30, 2022 | -8.99 |
| Mar 31, 2022 | -8.25 |
| Dec 31, 2021 | -2.62 |
| Sep 30, 2021 | -11.29 |
| Jun 30, 2021 | -10.86 |
| Mar 31, 2021 | -7.13 |
| Dec 31, 2020 | -5.94 |
| Sep 30, 2020 | -5.59 |
| Jun 30, 2020 | -5.92 |
| Mar 31, 2020 | -4.39 |
| Dec 31, 2019 | -4.06 |
| Sep 30, 2019 | -3.64 |
| Jun 30, 2019 | -4.01 |
| Mar 31, 2019 | -3.93 |
| Dec 31, 2018 | -4.29 |
| Sep 30, 2018 | -9.50 |
| Jun 30, 2018 | -9.10 |
| Mar 31, 2018 | -6.57 |
| Dec 31, 2017 | -7.52 |
| Sep 30, 2017 | -8.38 |
| Jun 30, 2017 | -14.26 |
| Mar 31, 2017 | 9.16 |
| Dec 31, 2016 | 6.89 |
| Sep 30, 2016 | 6.91 |
| Jun 30, 2016 | 10.09 |
| Mar 31, 2016 | 9.05 |
| Dec 31, 2015 | 6.60 |
| Sep 30, 2015 | 6.37 |
| Jun 30, 2015 | 6.14 |
| Mar 31, 2015 | 6.09 |
| Dec 31, 2014 | 4.59 |
| Sep 30, 2014 | 4.09 |
| Jun 30, 2014 | 3.65 |
| Mar 31, 2014 | 4.14 |
| Dec 31, 2013 | 1.99 |
| Sep 30, 2013 | 2.61 |
| Jun 30, 2013 | 2.58 |
| Mar 31, 2013 | 2.92 |
| Dec 31, 2012 | 2.90 |
| Sep 30, 2012 | 2.21 |
| Jun 30, 2012 | 1.71 |
| Mar 31, 2012 | 2.01 |
| Dec 31, 2011 | 2.12 |
| Sep 30, 2011 | 1.82 |
| Jun 30, 2011 | 1.26 |
| Mar 31, 2011 | 1.42 |
| Dec 31, 2010 | 1.11 |
| Sep 30, 2010 | 0.06 |
| Jun 30, 2010 | 0.74 |