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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Civista Bancshares (CIVB) Operating Margin (2017 - 2025)

Civista Bancshares' Operating Margin history spans 9 years, with the latest figure at 958.39% for Q4 2025.

  • For Q4 2025, Operating Margin rose 10577.0% year-over-year to 958.39%; the TTM value through Dec 2025 reached 505.34%, down 605.0%, while the annual FY2025 figure was 60.97%, 2081.0% up from the prior year.
  • Operating Margin reached 958.39% in Q4 2025 per CIVB's latest filing, down from 364.62% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 127.21% in Q4 2023 to a low of 1064.16% in Q4 2024.
  • Average Operating Margin over 5 years is 402.03%, with a median of 373.09% recorded in 2022.
  • Peak YoY movement for Operating Margin: plummeted -93694bps in 2024, then skyrocketed 10577bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 262.82% in 2021, then increased by 19bps to 212.44% in 2022, then soared by 40bps to 127.21% in 2023, then crashed by -737bps to 1064.16% in 2024, then rose by 10bps to 958.39% in 2025.
  • Per Business Quant, the three most recent readings for CIVB's Operating Margin are 958.39% (Q4 2025), 364.62% (Q3 2025), and 443.78% (Q2 2025).