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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Civista Bancshares (CIVB) FCF Margin (2016 - 2025)

Civista Bancshares' FCF Margin history spans 10 years, with the latest figure at 323.85% for Q4 2025.

  • For Q4 2025, FCF Margin fell 41746.0% year-over-year to 323.85%; the TTM value through Dec 2025 reached 226.3%, down 409.0%, while the annual FY2025 figure was 221.39%, 901.0% down from the prior year.
  • FCF Margin reached 323.85% in Q4 2025 per CIVB's latest filing, up from 306.88% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 778.62% in Q2 2022 to a low of 435.69% in Q3 2022.
  • Average FCF Margin over 5 years is 211.91%, with a median of 215.48% recorded in 2024.
  • Peak YoY movement for FCF Margin: crashed -75340bps in 2022, then surged 83926bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 132.4% in 2021, then plummeted by -147bps to 62.36% in 2022, then surged by 112bps to 7.42% in 2023, then soared by 9889bps to 741.31% in 2024, then crashed by -56bps to 323.85% in 2025.
  • Per Business Quant, the three most recent readings for CIVB's FCF Margin are 323.85% (Q4 2025), 306.88% (Q3 2025), and 216.98% (Q2 2025).