Civista Bancshares (CIVB) FCF Payout Ratio (2016 - 2026)

Civista Bancshares (CIVB) posted FCF Payout Ratio of 0.31 for Q1 2026, down 10.29% on a QoQ basis from 0.34 in Q4 2025, and down 59.83% year-over-year from 0.76 in Q1 2025.

Civista Bancshares (CIVB) FCF Payout Ratio (2016 - 2026) Analysis & Trends

Civista Bancshares' FCF Payout Ratio history runs 11 years deep, the most recent figure standing at 0.31 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 59.83% year-over-year to 0.31 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.25 (up 14.86% YoY) and the FY2025 annual result came in at 0.28, up 23.05% from the prior year.
  • FCF Payout Ratio was 0.31 for Q1 2026 at Civista Bancshares, down from 0.34 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 3.99 in Q1 2024 and bottomed at 0.4 in Q4 2022.
  • A 5-year average of 0.56 and a median of 0.2 in 2024 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio slumped 217.7% — and 2024, when it soared 3262.97%.
  • Civista Bancshares' FCF Payout Ratio stood at 0.4 in 2022, then soared by 851.8% to 2.99 in 2023, then plunged by 95.4% to 0.14 in 2024, then jumped by 148.17% to 0.34 in 2025, then decreased by 10.29% to 0.31 in 2026.
  • Business Quant data shows CIVB's FCF Payout Ratio at 0.31 in Q1 2026, 0.34 in Q4 2025, and 0.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Civista Bancshares 586.89 Mn 572.53 Mn 4.34 Mn 0.31

Historic Data

Download Data
DateValue
Mar 31, 2026 0.31
Dec 31, 2025 0.34
Sep 30, 2025 0.17
Jun 30, 2025 0.24
Mar 31, 2025 0.76
Dec 31, 2024 0.14
Sep 30, 2024 0.20
Jun 30, 2024 0.20
Mar 31, 2024 3.99
Dec 31, 2023 2.99
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.12
Dec 31, 2022 -0.40
Sep 30, 2022 -0.10
Jun 30, 2022 0.06
Mar 31, 2022 0.23
Dec 31, 2021 0.34
Sep 30, 2021 0.15
Jun 30, 2021 0.62