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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Civista Bancshares (CIVB) Net Margin (2016 - 2025)

Civista Bancshares' Net Margin history spans 10 years, with the latest figure at 413.38% for Q4 2025.

  • For Q4 2025, Net Margin rose 1269.0% year-over-year to 413.38%; the TTM value through Dec 2025 reached 242.57%, up 7690.0%, while the annual FY2025 figure was 242.93%, 7725.0% up from the prior year.
  • Net Margin reached 413.38% in Q4 2025 per CIVB's latest filing, up from 206.44% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 413.38% in Q4 2025 to a low of 85.3% in Q4 2023.
  • Average Net Margin over 5 years is 196.26%, with a median of 189.44% recorded in 2021.
  • Peak YoY movement for Net Margin: crashed -9666bps in 2022, then skyrocketed 31539bps in 2024.
  • A 5-year view of Net Margin shows it stood at 233.46% in 2021, then crashed by -41bps to 136.8% in 2022, then plummeted by -38bps to 85.3% in 2023, then soared by 370bps to 400.69% in 2024, then grew by 3bps to 413.38% in 2025.
  • Per Business Quant, the three most recent readings for CIVB's Net Margin are 413.38% (Q4 2025), 206.44% (Q3 2025), and 215.68% (Q2 2025).