Civista Bancshares, Inc. (CIVB) Net Margin (2010 - 2026)
Civista Bancshares (CIVB) recorded Net Margin of 252.92% in Q2 2026, up 37.23 percentage points from 215.68% a year earlier but down 58.38 percentage points from the prior quarter.
Civista Bancshares, Inc. (CIVB) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Civista Bancshares' Net Margin came in at 276.87% as of Jun 30, 2026, up 52.32 percentage points year-over-year; for FY2025, it came in at 242.93%, up 77.25 percentage points from FY2024.
- Annual Net Margin has a five-year change of +52.97 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 165.68% in FY2024 (+24.57 pp), 141.11% in FY2023 (-19.58 pp), 160.69% in FY2022 (-45.81 pp) and 206.50% in FY2021 (+16.54 pp).
- Quarterly Net Margin has ranged from 85.30% in Q4 2023 to 413.38% in Q4 2025 over the past five years.
- On a year-over-year basis, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +82.71 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 315.39 percentage points in Q4 2024, against a drop of 96.66 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 311.30% (Q1 2026), 413.38% (Q4 2025) and 206.44% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 252.92% |
| Mar 31, 2026 | 311.30% |
| Dec 31, 2025 | 413.38% |
| Sep 30, 2025 | 206.44% |
| Jun 30, 2025 | 215.68% |
| Mar 31, 2025 | 212.05% |
| Dec 31, 2024 | 400.69% |
| Sep 30, 2024 | 161.07% |
| Jun 30, 2024 | 122.00% |
| Mar 31, 2024 | 112.15% |
| Dec 31, 2023 | 85.30% |
| Sep 30, 2023 | 202.87% |
| Jun 30, 2023 | 163.50% |
| Mar 31, 2023 | 124.46% |
| Dec 31, 2022 | 136.80% |
| Sep 30, 2022 | 233.40% |
| Jun 30, 2022 | 166.65% |
| Mar 31, 2022 | 134.94% |
| Dec 31, 2021 | 233.46% |
| Sep 30, 2021 | 221.55% |
Civista Bancshares, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CIVB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CIVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CIVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();