VersaBank Income Statement (2020-2026)

Reported Financials

VersaBank Quarterly Income Statement

Periods 24 quarters

Latest Jul 2026

VersaBank reported revenue of $27.83M and net income of $7.22M for the quarter ended Jul 2026, up 21.1% year over year. This income statement covers 24 quarters of results from Oct 2020 through Jul 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement	Oct2021	Jan2022	Apr2022	Jul2022	Oct2022	Jan2023	Apr2023	Jul2023	Oct2023	Jan2024	Apr2024	Jul2024	Oct2024	Jan2025	Apr2025	Jul2025	Oct2025	Jan2026	Apr2026	Jul2026
Revenue & Cost
Interest income
Interest income - Loans	18.76M	19.37M	20.11M	25.79M	30.15M	34.74M	37.47M	42.11M	45.67M	48.14M	48.75M	48.65M	49.13M	47.17M	46.31M	50.08M	51.80M	54.51M	56.67M	59.82M
Interest Income - Debt Securities				-103.74M	106.58M	68.23M	7.20M	-107.83M					219.17M		0.93M		58.34M		2.00M
Other Interest Income	0.27M	0.16M	0.30M	104.53M	-105.05M	-66.22M	-5.06M	110.74M	3.07M	3.12M	3.80M	3.67M	-214.68M	4.43M	3.57M	3.76M	-54.29M	4.01M	3.92M	4.54M
Interest Income - Total	19.03M	19.53M	20.41M	26.57M	31.68M	36.74M	39.61M	45.02M	48.74M	51.26M	52.54M	52.32M	53.63M	51.60M	49.88M	53.85M	55.85M	58.52M	60.59M	64.36M
Interest expenses
Interest Expense - Deposits	1,474.11M				2,000.85M								3,035.10M		29.27M		3,504.09M		32.72M
Interest Expense - Debt	2.07M	2.16M	2.16M	2.16M	2.15M	2.14M	2.15M	2.15M	2.15M	2.15M	2.26M	1.96M	1.96M	1.96M	1.96M	1.97M	1.97M	1.97M	1.97M	2.37M
Interest Expense - Others	-1,469.99M	4.03M	4.64M	8.82M	-1,988.25M	16.60M	19.28M	24.19M	27.24M	29.45M	30.93M	32.14M	-3,001.66M	31.51M	28.22M	30.21M	-3,473.74M	32.14M	32.60M	35.62M
Interest ExpensesInterest Expense	6.19M	6.19M	6.79M	10.97M	14.75M	18.75M	21.42M	26.34M	29.39M	31.60M	33.19M	34.11M	35.40M	33.48M	30.18M	32.17M	32.32M	34.11M	34.56M	37.99M
Net interest income
Interest Income - Net	12.84M	13.34M	13.61M	15.60M	16.92M	18.00M	18.19M	18.68M	19.35M	19.65M	19.35M	18.22M	18.23M	18.12M	19.70M	21.67M	23.52M	24.41M	26.03M	26.37M
Provision for Credit LossesProvisions	-0.22M	0.00M	0.06M	0.13M	0.15M	0.29M	0.18M	0.13M	-0.14M	-0.09M	0.01M	-730.31	-0.11M	0.72M	0.47M	0.86M	0.95M	0.50M	0.33M	-0.16M
Net Interest Income After ProvisionsNII After Provisions															19.34M				25.53M
Non-interest income
Other Non-Interest Income	1.66M	1.09M	1.10M	17.40M	18.17M	1.22M	1.53M	1.45M	2.73M	1.69M	1.67M	1.50M	1.75M	1.48M	1.48M	1.31M	1.77M	1.90M	1.91M	1.46M
Non-Interest Income - Total	1.66M	1.09M	1.10M	0.92M	1.34M	1.22M	1.53M	1.45M	2.73M	1.69M	1.67M	1.50M	1.75M	1.48M	1.99M	1.31M	1.77M	1.90M	2.84M	1.46M
Revenue	14.51M	14.43M	14.71M	16.51M	18.26M	19.22M	19.72M	20.12M	21.51M	21.34M	21.02M	19.72M	19.98M	19.60M	21.18M	22.99M	25.30M	26.31M	27.93M	27.83M
Operating Items
Wages, Salaries and OtherWages	4.30M	4.81M	5.31M	5.26M	5.44M	6.12M	6.23M	5.58M	5.38M	4.84M	5.46M	5.48M	8.30M	6.07M	6.43M	7.35M	7.29M	7.48M	8.17M	8.67M
Occupancy ExpenseOccupancy	0.79M	0.73M	0.81M	0.72M	0.74M	0.71M	0.73M	0.73M	0.73M	0.85M	0.90M	0.87M	1.16M	1.12M	1.17M	1.33M	1.41M	1.29M	1.35M	1.70M
Selling, General & AdministrativeSG&A	3.16M	2.86M	3.17M	4.29M	4.19M	2.32M	2.45M	3.33M	3.07M	3.21M	2.62M	3.53M	4.72M	3.87M	4.72M	7.07M	8.51M	6.03M	10.50M	7.67M
Other Non-Interest ExpenseOther Non-Int. Exp.		0.00							0.00				0.00	0.00		0.00		0.00
Operating ExpensesOpex	8.25M	8.40M	9.29M	10.28M	10.37M	9.15M	9.41M	9.65M	9.18M	8.89M	8.99M	9.88M	14.18M	11.06M	12.93M	15.76M	17.21M	14.80M	20.77M	18.05M
Non-operating items
Interest & Investment IncomeInt & Inv Inc	19.03M	19.53M	20.41M	26.57M	31.68M	36.74M	39.61M	45.02M	48.74M	51.26M	52.54M	52.32M	53.63M	51.60M	49.88M	53.85M	55.85M	58.52M	60.59M	64.36M
Other Non Operating IncomeOther Non Op Inc.															1.99M				2.84M
Net income details
EBT	6.47M	6.03M	5.36M	6.11M	7.73M	9.78M	10.14M	10.35M	12.48M	12.54M	12.02M	9.83M	5.91M	7.82M	8.25M	6.37M	7.14M	11.00M	7.57M	9.95M
Tax ProvisionsTaxes	1.76M	1.66M	1.46M	1.66M	2.89M	2.82M	2.59M	2.85M	3.27M	3.18M	3.32M	2.78M	1.86M	2.11M	2.25M	1.60M	3.39M	3.03M	2.12M	2.74M
Profit After TaxPAT	4.72M	4.37M	3.90M	4.45M	4.84M	6.97M	7.55M	7.49M	9.20M	9.36M	8.70M	7.06M	4.05M	5.71M	5.99M	4.77M	3.75M	7.98M	5.46M	7.22M
Income from Continuing OperationsIncome (Continuing)	4.70M	4.41M	3.93M	4.47M	4.86M	6.96M	7.60M	7.46M	9.26M	9.35M	8.77M	7.09M	3.84M	5.61M	5.98M	4.40M	4.77M	6.65M	5.89M	7.50M
Consolidated Net IncomeConsol Net Inc.	4.70M	4.40M	3.90M	4.45M	4.84M	6.98M	7.58M	7.49M	9.20M	9.39M	8.72M	7.09M	4.04M	5.74M	5.99M	4.79M	3.75M	7.98M	5.49M	7.22M
Income towards Parent CompanyParent Net Inc	4.70M	4.40M	3.90M	4.45M	5.21M	6.98M	7.58M	7.49M	9.20M	9.39M	8.72M	7.09M	4.04M	5.74M	6.22M	4.79M	3.75M	7.98M	5.51M	7.22M
Net Income towards Common StockholdersNet Income	4.70M	4.40M	3.90M	4.45M	5.21M	6.98M	7.58M	7.49M	9.20M	9.39M	8.72M	7.09M	4.04M	5.74M	5.99M	4.79M	3.75M	7.98M	5.49M	7.22M
Additional items
EPS (Basic)	0.22	0.20	0.18	0.20	0.19	0.25	0.28	0.27	0.35	0.36	0.33	0.27	0.16	0.22	0.23	0.18	0.12	0.25	0.17	0.23
Weighted Average Shares OutstandingWtd. Avg. Shares	21.75M	21.75M	21.75M	21.75M	27.43M	27.43M	27.43M	27.43M	26.27M	26.27M	26.27M	26.27M	25.97M	25.97M	25.97M	25.97M	31.51M	31.51M	31.51M	31.51M
Shares Outstanding (Entity)Shares Outstanding (Entity.)	27.44M				27.25M				25.96M				26.00M				31.95M

VersaBank Income Statement API

Pull VersaBank's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=VBNK&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "VBNK", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=VBNK&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

VersaBank VBNK Income Statement (2020-2026)

VersaBank Quarterly Income Statement

VersaBank Income Statement API

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