VersaBank reported total assets of $4906.96M and total liabilities of $4503.31M for the quarter ended Jul 2026, up 23.9% year over year. This balance sheet covers 24 quarters of results from Oct 2020 through Jul 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Oct2020 | Jan2021 | Apr2021 | Jul2021 | Oct2021 | Jan2022 | Apr2022 | Jul2022 | Oct2022 | Jan2023 | Apr2023 | Jul2023 | Oct2023 | Jan2024 | Apr2024 | Jul2024 | Oct2024 | Jan2025 | Apr2025 | Jul2025 | Oct2025 | Jan2026 | Apr2026 | Jul2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||||||
| Cash & Short-Term Funds | ||||||||||||||||||||||||
| Cash Due from Bank | 147.79M | 375.57M | 346.08M | |||||||||||||||||||||
| Interest Deposits | 13.85M | 39.66M | 70.95M | |||||||||||||||||||||
| Cash & EquivalentsCash & Equiv. | 219.93M | 121.67M | 154.75M | 65.76M | 65.09M | 150.46M | 164.46M | 66.20M | 95.63M | 95.14M | 145.47M | 179.05M | 161.96M | 266.81M | 246.03M | 332.95M | 416.07M | 465.46M | 415.59M | 349.76M | ||||
| Cash & Current Investments | 219.93M | 121.67M | 154.75M | 65.76M | 65.09M | 150.46M | 164.46M | 66.20M | 95.63M | 95.14M | 145.47M | 179.05M | 161.96M | 266.81M | 246.03M | 332.95M | 416.07M | 465.46M | 415.59M | 349.76M | ||||
| Securities | ||||||||||||||||||||||||
| Securities - Available for Sale | 212.07M | 54.64M | 72.19M | |||||||||||||||||||||
| Securities - Held-to-maturity | 99.58M | 132.63M | ||||||||||||||||||||||
| Securities | 121.44M | 99.24M | 75.93M | 110.49M | 215.20M | 109.39M | 75.80M | 115.83M | 57.88M | 75.06M | 77.74M | 95.76M | ||||||||||||
| Loans | ||||||||||||||||||||||||
| Loans - Loss Allowance | 2,972.97M | 2,940.33M | 2,923.87M | 3,045.81M | 2,999.21M | 3,271.77M | 3,456.24M | 3,623.73M | 3,952.92M | 4,035.65M | 4,397.58M | |||||||||||||
| Loans - Adjustments | 3,033.25M | 3,525.41M | 4,042.98M | |||||||||||||||||||||
| Loans - Net | 1,703.41M | 2,199.19M | 2,784.38M | 3,045.81M | ||||||||||||||||||||
| Other Assets | ||||||||||||||||||||||||
| Accrued Interest Receivable | 6.64M | 7.53M | 7.50M | 9.89M | 10.80M | 11.68M | 12.42M | 14.10M | 14.96M | 16.04M | 15.88M | 15.67M | 15.66M | 14.96M | 15.61M | 16.52M | 16.75M | 18.47M | 19.02M | 20.14M | ||||
| Receivables | 2.14M | 2.30M | 2.93M | 2.92M | 2.77M | 2.54M | 2.26M | 2.40M | 2.79M | 3.10M | 4.33M | 4.12M | 7.71M | 5.98M | 5.93M | 7.62M | 5.27M | 6.08M | 5.52M | 5.54M | ||||
| Property, Plant & Equipment (Net) | 5.73M | 5.41M | 5.37M | 5.44M | 5.05M | 5.00M | 5.02M | 5.05M | 4.73M | 18.04M | 17.69M | 17.50M | 17.17M | 17.32M | 17.63M | 17.43M | 17.12M | 17.16M | 20.56M | 20.17M | ||||
| Goodwill | 4.66M | 4.51M | 4.49M | 4.49M | 4.23M | 4.30M | 4.23M | 4.34M | 4.16M | 4.29M | 4.21M | 4.15M | 8.84M | 8.49M | 8.90M | 8.90M | 8.80M | 9.12M | 9.00M | 8.78M | ||||
| Intangibles | 2.95M | 7.00M | 7.15M | 7.31M | 2.34M | 2.31M | 2.20M | 2.18M | 2.02M | 2.01M | 1.90M | 1.80M | 8.67M | 8.08M | 8.07M | 7.84M | 7.55M | 7.57M | 5.61M | 5.27M | ||||
| Goodwill & Intangibles | 7.61M | 11.51M | 11.64M | 11.80M | 6.57M | 6.60M | 6.43M | 6.52M | 6.18M | 6.30M | 6.11M | 5.96M | 17.51M | 16.57M | 16.97M | 16.74M | 16.35M | 16.69M | 14.61M | 14.05M | ||||
| Prepaid Assets | 10.29M | 8.99M | 8.16M | 7.82M | 12.05M | 14.56M | 15.35M | 16.36M | 16.00M | 15.07M | 15.49M | 15.54M | 10.35M | 11.81M | 12.17M | 11.41M | 12.79M | 16.83M | 16.18M | 16.93M | ||||
| Long-Term Deferred Tax | 2.37M | 2.25M | 1.81M | 1.76M | 1.56M | 1.50M | 1.67M | 1.99M | 2.93M | 2.29M | 1.89M | 1.63M | 0.54M | 0.91M | 1.10M | 1.18M | 2.89M | 2.46M | 3.01M | 3.27M | ||||
| Long-Term Investments | 0.77M | 0.75M | 0.74M | 0.74M | 0.70M | 0.71M | 0.70M | 0.72M | 0.69M | 0.71M | 0.70M | 0.69M | 0.69M | 0.66M | 0.69M | 0.69M | 0.68M | |||||||
| Other Assets | 32.81M | 34.85M | 34.14M | 33.83M | 31.73M | 33.91M | 34.28M | 36.60M | 25.99M | 24.04M | 25.44M | 24.18M | 21.26M | 21.13M | 22.05M | 22.77M | 23.37M | 28.00M | 30.95M | 29.63M | ||||
| Assets | 1,956.15M | 1,893.04M | 2,102.48M | 2,401.30M | 2,400.04M | 2,638.78M | 2,742.26M | 3,004.18M | 3,038.35M | 3,215.74M | 3,210.96M | 3,261.06M | 3,478.92M | 3,430.44M | 3,650.25M | 3,961.96M | 4,154.52M | 4,555.30M | 4,711.11M | 4,906.96M | ||||
| Liabilities | ||||||||||||||||||||||||
| Deposits | ||||||||||||||||||||||||
| Deposits - Non-Interest-BearingNon-Int. Deposits | 2.02M | 1.48M | 0.77M | |||||||||||||||||||||
| Deposits - Interest-BearingInt. Deposits | 2,967.17M | 3,462.61M | 4,045.88M | |||||||||||||||||||||
| Deposits - Total | 2,555.11M | 2,715.07M | 2,702.55M | 2,759.06M | 2,980.06M | 2,852.02M | 3,041.33M | 3,347.08M | 3,476.74M | 3,890.42M | 4,046.66M | 4,217.96M | ||||||||||||
| Borrowings | ||||||||||||||||||||||||
| Subordinated Debt | 77.17M | 77.12M | 77.27M | 77.12M | 73.98M | 73.39M | 73.70M | 73.71M | 73.66M | 73.89M | 74.04M | 74.24M | 73.91M | 74.08M | ||||||||||
| Other Liabilities | ||||||||||||||||||||||||
| Accounts Payables | 5.58M | 4.82M | 4.48M | 6.49M | 5.63M | 4.10M | 2.97M | 5.48M | 7.00M | 5.63M | 15.23M | 6.68M | 7.73M | 4.36M | 5.35M | 8.00M | 8.95M | 5.25M | 5.37M | 6.48M | ||||
| Other Liabilities | 108.94M | 104.76M | 99.50M | 120.97M | 112.31M | 113.79M | 117.74M | 140.52M | 133.23M | 133.26M | 141.67M | 133.31M | 138.13M | 145.02M | 153.18M | 158.98M | 222.75M | 188.13M | 195.20M | 211.27M | ||||
| Total Liabilities | 1,687.16M | 1,628.95M | 1,835.85M | 2,130.63M | 2,142.34M | 2,376.39M | 2,480.11M | 2,728.70M | 2,765.61M | 2,925.45M | 2,918.20M | 2,965.75M | 3,191.89M | 3,070.75M | 3,268.17M | 3,579.95M | 3,773.52M | 4,152.78M | 4,307.17M | 4,503.31M | ||||
| Shareholder's Equity | ||||||||||||||||||||||||
| Common Stock | 165.22M | 170.48M | 167.17M | 164.97M | 155.03M | 228.03M | 238.52M | 235.83M | 233.11M | 243.51M | 263.31M | 239.02M | ||||||||||||
| Additional Paid-In CapitalAPIC | 0.12M | 0.27M | 0.60M | 0.93M | 1.18M | 1.46M | 1.58M | 1.77M | 1.82M | 1.97M | 1.99M | 2.01M | 1.79M | 1.75M | 1.84M | 1.84M | 1.77M | 1.35M | 0.72M | 0.73M | ||||
| Retained Earnings | 73.42M | 74.67M | 77.54M | 81.26M | 80.35M | 87.15M | 92.21M | 101.47M | 105.61M | 117.78M | 123.49M | 128.22M | 130.31M | 130.11M | 141.96M | 144.96M | 145.72M | 158.61M | 161.45M | 164.13M | ||||
| Accumulated Other Comprehensive IncomeAOCI | 0.09M | 0.05M | 0.10M | 0.10M | -0.09M | -0.21M | -0.23M | -0.61M | 0.40M | -0.95M | -20.30M | -0.24M | ||||||||||||
| Common Equity | 269.00M | 264.09M | 266.63M | 270.67M | 257.70M | 262.39M | 262.15M | 275.48M | 272.74M | 290.29M | 292.76M | 295.30M | 287.03M | 359.69M | 382.09M | 382.01M | 381.00M | 402.52M | 403.94M | 403.65M | ||||
| Liabilities and Shareholders Equity | 1,956.15M | 1,893.04M | 2,102.48M | 2,401.30M | 2,400.04M | 2,638.78M | 2,742.26M | 3,004.18M | 3,038.35M | 3,215.74M | 3,210.96M | 3,261.06M | 3,478.92M | 3,430.44M | 3,650.25M | 3,961.96M | 4,154.52M | 4,555.30M | 4,711.11M | 4,906.96M | ||||
| Additional items | ||||||||||||||||||||||||
| Total Debt | 77.17M | 77.12M | 77.27M | 77.12M | 73.98M | 73.39M | 73.70M | 73.71M | 73.66M | 73.89M | 74.04M | 74.24M | 73.65M | 74.08M |
Pull VersaBank's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=VBNK&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "VBNK", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=VBNK&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();