VersaBank VBNK Growth Metrics (2021-2026)

NASDAQ VBNK
$22.67 +0.24 (+1.07%)
At close: Oct 20, 2026 · 4:00 PM EDT
Reported Financials

VersaBank Quarterly Growth Metrics

Periods 23 quarters
Latest Jul 2026

VersaBank reported revenue growth of 21.09% and asset growth of 23.85% for the quarter ended Jul 2026. These growth metrics cover 23 quarters of results from Jan 2021 through Jul 2026, standardized by Business Quant from the company’s SEC filings.

Growth MetricsGrowth Jan2021 Apr2021 Jul2021 Oct2021 Jan2022 Apr2022 Jul2022 Oct2022 Jan2023 Apr2023 Jul2023 Oct2023 Jan2024 Apr2024 Jul2024 Oct2024 Jan2025 Apr2025 Jul2025 Oct2025 Jan2026 Apr2026 Jul2026
Growth Ratios
Assets Growth (1y)
33.99%18.78%20.62%30.79%22.69%39.39%30.43%25.11%26.60%21.86%17.09%8.55%14.50%6.68%13.68%21.49%19.42%32.79%29.06%23.85%
Assets Growth (3y)
27.68%26.36%22.59%21.10%21.16%21.92%20.19%18.16%20.07%19.96%19.77%17.77%
Assets Growth (5y)
23.27%23.37%22.00%21.73%
Assets (QoQ)
6.54%-3.23%11.06%14.21%-0.05%9.95%3.92%9.55%1.14%5.84%-0.15%1.56%6.68%-1.39%6.41%8.54%4.86%9.65%3.42%4.16%
Capital Expenditures Growth (1y)
-51.45%-194.67%-26.69%79.74%-97.90%107.12%63,763.57%11.91%18,810.81%-952.28%-91.36%-298.44%-102.44%377.17%-88.02%878.22%419.84%
Capital Expenditures Growth (3y)
510.28%-21.40%243.29%-81.63%-27.99%54.43%87.66%158.54%145.29%
Capital Expenditures Growth (5y)
18.66%
Capital Expenditures (QoQ)
159.97%409.04%232.89%-129.00%114.92%1,148.04%-96.11%-1.56%133,652.78%-97.81%556.77%-104.44%1,456.07%-150.22%91.92%603.94%-41.40%3,163.51%-96.68%
Cash & Equivalents Growth (1y)Cash & Equiv. Growth (1y)
13.66%-26.37%-30.26%-72.44%-70.40%23.66%6.27%0.68%46.91%-36.76%-11.55%170.46%69.36%180.43%69.13%85.95%156.90%74.45%68.91%5.05%
Cash & Equivalents Growth (3y)Cash & Equiv. Growth (3y)
-20.94%-16.81%-13.13%-9.12%-9.70%29.92%16.71%71.72%85.58%45.71%36.21%74.17%
Cash & Equivalents Growth (5y)Cash & Equiv. Growth (5y)
16.55%23.01%13.37%7.95%
Cash & Equivalents (QoQ)Cash & Equiv. (QoQ)
-7.82%-44.68%27.19%-57.51%-1.01%131.14%9.31%-59.75%44.45%-0.51%52.89%23.09%-9.55%64.74%-7.79%35.33%24.96%11.87%-10.72%-15.84%
Cash from Investing Activities Growth (1y)
99.57%83.00%-251,669.95%269,895.11%5,512.91%-25,070.93%109.99%-79.82%204.74%64.82%-1,157.79%592.19%90.68%-10.43%149.49%-108.89%-132.85%45.98%
Cash from Investing Activities Growth (3y)
63.23%210.88%-1,285.60%1,456.56%581.51%-360.71%36.13%-28.55%-57.53%40.57%
Cash from Investing Activities Growth (5y)
-7.65%-77.40%
Cash from Investing Activities (QoQ)
-159.97%-409.04%-232.89%-24,655.61%164.32%-89.79%-1,647.98%109.82%29.96%54.19%-278.71%-195.39%185.04%-57.52%-203.49%232.38%-115.28%-56.94%-70.18%
Cash from Operations Growth (1y)
-333.25%488.38%-483.85%241.55%128.41%-55.46%110.21%-80.14%-152.88%159.97%645.11%411.77%-368.24%-287.16%110.49%-68.29%163.90%53.77%-124.01%
Cash from Operations Growth (3y)
13.33%86.60%42.94%50.94%11.06%-60.92%53.28%-31.43%16.53%-61.97%-79.32%
Cash from Operations Growth (5y)
31.60%-31.22%-28.30%
Cash from Operations (QoQ)
-458.94%-14.30%136.16%-358.74%232.37%-77.06%-43.32%-40.69%157.48%-161.09%378.66%70.00%76.85%-155.89%-11.38%291.19%-73.36%12.63%-180.57%0.70%
Deposits - Total Growth (1y)
16.63%5.04%12.54%21.31%16.67%36.41%33.06%26.02%
Deposits - Total (QoQ)
6.26%-0.46%2.09%8.01%-4.30%6.64%10.05%3.87%11.90%4.02%4.23%
Dividend Coverage Ratio Growth (1y)Div. Cover Growth (1y)
20.54%-1.41%-12.69%17.51%73.65%115.95%82.50%86.50%36.81%15.38%-3.20%-55.80%-29.25%-20.44%-24.62%5.52%38.31%-10.56%52.46%
Dividend Coverage Ratio Growth (3y)Div. Cover Growth (3y)
42.00%34.93%15.54%-1.05%18.90%25.62%10.02%-4.54%10.21%-6.36%3.62%
Dividend Coverage Ratio Growth (5y)Div. Cover Growth (5y)
22.88%11.82%12.13%
Dividend Coverage Ratio (QoQ)Div. Cover (QoQ)
-9.50%-6.12%-11.19%15.72%21.80%38.73%10.44%-2.21%24.47%1.76%-6.86%-17.95%-43.16%62.88%4.74%-22.25%-20.44%113.50%-32.27%32.53%
Dividends Paid - Common Growth (1y)
-11.28%-13.23%15.12%-5.75%-8.57%-10.00%-7.67%-5.22%-1.65%-0.32%-2.30%-0.71%-13.69%-13.64%-10.34%-11.98%0.53%2.41%-1.21%
Dividends Paid - Common Growth (3y)
-7.25%-8.01%1.27%-3.92%-8.10%-8.16%-6.83%-6.08%-5.15%-4.11%-4.71%
Dividends Paid - Common Growth (5y)
-7.09%-7.20%-1.66%
Dividends Paid - Common (QoQ)
17.39%-0.35%-0.07%-1.52%-3.89%-3.33%-1.63%1.04%-1.34%0.30%-0.30%-0.98%0.27%-12.81%-0.24%2.80%-1.56%-0.42%1.62%-0.83%
EBIT Growth (1y)
9.00%5.59%37.26%77.62%133.55%159.65%114.75%86.17%54.72%43.24%19.77%-1.32%-6.45%-15.01%-12.28%-4.48%9.23%9.66%24.37%
EBIT Growth (3y)
57.93%57.77%52.27%48.32%50.08%46.76%31.16%20.62%16.50%10.11%9.32%
EBIT Growth (5y)
32.11%29.63%30.96%
EBIT Margin Growth (1y)
-884.00-814.00624.000.00M0.01M0.01M0.01M0.01M0.01M0.01M0.00M0.00M383.000.00M-0.01M-0.01M0.00M0.00M454.00
EBIT Margin Growth (3y)
0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.00M0.00M-921.000.00M
EBIT Margin Growth (5y)
0.01M0.01M0.01M
EBIT Margin (QoQ)
-994.00-262.00-204.000.00M0.00M0.00M0.00M0.00M0.00M0.00M823.00778.000.00M393.000.00M0.00M0.00M0.00M0.00M0.00M
EBIT (QoQ)
1.72%-3.50%-0.50%40.54%31.63%26.88%10.62%16.24%14.11%5.45%2.41%-2.81%-5.98%-0.03%-6.96%0.31%2.38%14.32%-6.59%13.77%
EBT Growth (1y)
6.53%-14.99%0.97%19.48%62.36%89.16%69.35%61.30%28.17%18.54%-4.96%-52.60%-37.63%-31.41%-35.21%20.70%40.65%-8.18%56.22%
EBT Growth (3y)
30.39%23.99%17.57%-2.97%9.08%15.43%1.41%-2.64%3.98%-9.28%-1.29%
EBT Growth (5y)
14.23%3.72%10.47%
EBT Margin Growth (1y)
-543.000.00M0.00M-227.00916.000.00M0.00M0.00M784.00577.00-154.000.00M0.00M0.00M0.00M-138.00191.000.00M804.00
EBT Margin Growth (3y)
0.00M747.00261.000.00M-186.00250.00-928.000.00M-911.000.00M0.00M
EBT Margin Growth (5y)
-538.000.00M0.00M
EBT Margin (QoQ)
-263.00-287.00-532.0056.00537.00856.0050.00-1.00657.0078.00-157.00-732.000.00M0.00M-97.000.00M50.000.00M0.00M865.00
EBT (QoQ)
6.99%-6.90%-11.05%13.95%26.61%26.51%3.64%2.02%20.59%0.53%-4.14%-18.21%-39.85%32.26%5.42%-22.75%12.05%54.12%-31.18%31.44%
EPS (Basic) Growth (1y)
3.85%-16.93%-2.40%-12.16%25.92%54.15%33.65%84.52%40.45%20.05%-1.28%-55.59%-38.21%-30.48%-31.61%-23.46%14.59%-24.52%24.13%
EPS (Basic) Growth (3y)
22.47%15.41%8.80%-10.38%3.00%8.76%-3.37%-14.40%-0.19%-14.27%-5.72%
EPS (Basic) Growth (5y)
5.40%-4.21%1.80%
EPS (Basic) (QoQ)
3.17%-6.45%-11.25%13.96%-7.15%34.10%8.64%-1.19%28.19%2.07%-7.14%-18.75%-42.33%42.01%4.49%-20.08%-35.46%112.61%-31.17%31.43%
FCF Margin Growth (1y)
-0.04M0.03M-0.07M0.11M0.07M-0.01M0.06M-0.05M-0.03M0.01M0.03M0.05M-0.02M-0.05M0.03M-0.04M0.05M0.02M-0.07M
FCF Margin Growth (3y)
0.01M0.02M0.01M0.11M0.03M-0.05M0.11M-0.05M0.00M-0.02M-0.02M
FCF Margin Growth (5y)
0.03M-0.01M-0.03M
FCF Margin (QoQ)
-0.07M-0.01M0.08M-0.07M0.11M-0.05M-0.01M0.00M0.01M-0.02M0.03M0.01M0.02M-0.09M-224.000.09M-0.04M0.00M-0.03M0.00M
FCF Payout Ratio Growth (1y)FCF Cover Growth (1y)
104.53%377.94%-62.01%-86.54%-80.62%-58.56%179.38%
FCF Payout Ratio Growth (3y)FCF Cover Growth (3y)
-28.51%37.29%-18.54%
FCF Payout Ratio (QoQ)FCF Cover (QoQ)
322.10%76.25%67.78%-61.71%-40.56%-44.86%271.77%-11.83%
Free Cash Flow Growth (1y)
-332.28%486.83%-485.82%241.79%128.38%-56.00%110.15%-80.17%-199.68%162.39%625.92%412.32%-152.66%-287.08%116.35%-68.50%162.69%47.67%-124.10%
Free Cash Flow Growth (3y)
-6.94%86.30%41.65%50.97%10.59%-60.83%53.17%-31.59%16.44%-65.94%-79.52%
Free Cash Flow Growth (5y)
31.53%-34.32%-28.34%
Free Cash Flow (QoQ)
-458.75%-14.40%136.00%-361.11%231.84%-77.10%-44.19%-39.78%157.65%-215.10%246.92%66.60%81.83%-156.77%-8.79%292.67%-73.52%12.95%-190.82%11.27%
Interest Coverage Ratio Growth (1y)Interest Cover Growth (1y)
-2.26%-19.10%-20.00%-25.51%-22.88%-17.64%-10.53%-6.55%-8.22%-7.55%-7.50%-18.07%-11.68%-6.53%-7.01%4.61%7.21%-4.26%5.34%
Interest Coverage Ratio Growth (3y)Interest Cover Growth (3y)
-11.56%-14.91%-12.84%-17.07%-14.50%-10.72%-8.36%-7.13%-4.57%-6.12%-3.23%
Interest Coverage Ratio Growth (5y)Interest Cover Growth (5y)
-8.11%-11.23%-8.30%
Interest Coverage Ratio (QoQ)Interest Cover (QoQ)
5.16%-3.55%-9.35%-12.99%-2.08%-0.15%-3.19%-5.47%2.28%-1.94%-2.48%-5.43%-9.41%5.71%3.21%-5.91%1.91%8.33%-7.83%3.52%
Net Cash Flow Growth (1y)
-153.95%-35.07%-503.39%110.14%196.12%-44.14%-19.00%1,430.07%-100.49%210.75%124.58%-134.04%26,615.96%-156.02%251.72%909.96%-71.35%-48.31%-160.66%
Net Cash Flow Growth (3y)
77.11%4.07%5.67%19.17%48.16%-43.78%44.69%248.11%-28.00%-66.09%19.36%
Net Cash Flow Growth (5y)
23.83%-24.04%-35.20%
Net Cash Flow (QoQ)
-198.20%-337.36%134.59%-371.52%102.47%4,046.67%-79.90%-678.44%131.73%-101.33%12,815.27%-54.25%-143.94%1,137.20%-126.86%387.25%1.20%-63.31%-239.06%-17.49%
Net Income Growth (1y)
6.95%-14.46%0.51%2.96%58.76%94.35%68.51%90.13%34.55%15.01%-5.43%-56.11%-38.94%-31.29%-32.41%-7.13%39.05%-8.41%50.62%
Net Income Growth (3y)
31.70%24.12%17.00%-4.93%9.26%15.37%2.51%-8.14%4.54%-10.22%-1.26%
Net Income Growth (5y)
14.17%3.77%10.27%
Net Income (QoQ)
6.24%-6.45%-11.25%13.96%8.83%44.24%8.64%-1.19%22.80%2.07%-7.14%-18.75%-43.01%42.01%4.49%-20.08%-21.69%112.61%-31.17%31.43%
Net Income towards Common Stockholders Growth (1y)Net Income Growth (1y)
6.95%-14.46%0.51%10.75%58.76%94.35%68.51%76.77%34.55%15.01%-5.43%-56.11%-38.94%-31.29%-32.41%-7.13%39.05%-8.41%50.62%
Net Income towards Common Stockholders Growth (3y)Net Income Growth (3y)
31.70%24.12%17.00%-4.93%9.26%15.37%2.51%-10.35%4.54%-10.22%-1.26%
Net Income towards Common Stockholders Growth (5y)Net Income Growth (5y)
14.17%3.77%10.27%
Net Income towards Common Stockholders (QoQ)Net Income (QoQ)
6.24%-6.45%-11.25%13.96%17.06%34.10%8.64%-1.19%22.80%2.07%-7.14%-18.75%-43.01%42.01%4.49%-20.08%-21.69%112.61%-31.17%31.43%
Net Margin Growth (1y)
-383.00-944.00-763.00-390.00586.000.00M0.00M0.00M768.00304.00-129.000.00M0.00M0.00M0.00M-539.00105.00-865.00508.00
Net Margin Growth (3y)
971.00553.00139.000.00M-121.00177.00-609.000.00M-602.000.00M0.00M
Net Margin Growth (5y)
-399.000.00M-864.00
Net Margin (QoQ)
-215.00-194.00-395.0041.00158.00782.00213.00-122.00553.00124.00-252.00-555.000.00M905.00-96.00-746.00-601.000.00M0.00M627.00
Profit After Tax Growth (1y)PAT Growth (1y)
6.46%-14.40%0.57%2.63%59.53%93.57%68.51%90.13%34.34%15.20%-5.83%-55.99%-39.01%-31.13%-32.42%-7.38%39.70%-8.97%51.28%
Profit After Tax Growth (3y)PAT Growth (3y)
31.65%24.05%16.86%-4.95%9.34%15.37%2.36%-8.14%4.61%-10.28%-1.26%
Profit After Tax Growth (5y)PAT Growth (5y)
14.22%3.66%10.29%
Profit After Tax (QoQ)PAT (QoQ)
6.64%-7.39%-10.64%13.96%8.83%43.95%8.42%-0.80%22.80%1.71%-7.03%-18.91%-42.61%40.94%4.99%-20.43%-21.34%112.59%-31.59%32.24%
Property, Plant & Equipment (Net) Growth (1y)
2.68%-9.15%-11.71%-6.90%-11.93%-7.53%-6.38%-7.21%-6.35%260.52%252.02%246.81%263.35%-3.98%-0.32%-0.38%-0.31%-0.93%16.62%15.71%
Property, Plant & Equipment (Net) Growth (3y)
-5.39%44.69%42.76%44.16%44.17%47.38%48.65%47.45%50.25%50.80%59.95%58.71%
Property, Plant & Equipment (Net) Growth (5y)
25.13%23.57%27.60%28.13%
Property, Plant & Equipment (Net) (QoQ)
-1.90%-5.56%-0.83%1.33%-7.20%-0.84%0.40%0.44%-6.34%281.74%-1.97%-1.05%-1.87%0.87%1.77%-1.10%-1.80%0.25%19.79%-1.87%
Return on Assets [ROA] Growth (1y)ROA Growth (1y)
-21.00-14.001.0016.0030.0028.0020.0013.00-17.00-34.00-44.00-52.00-37.00-22.00-17.00-3.00
Return on Assets [ROA] Growth (3y)ROA Growth (3y)
-7.00-20.00-23.00-23.00-23.00-28.00-41.00-43.00
Return on Assets [ROA] (QoQ)ROA (QoQ)
0.00-7.00-10.00-4.007.009.005.0010.004.001.00-2.00-20.00-13.00-10.00-11.00-4.002.00-4.003.00
Return on Equity [ROE] Growth (1y)ROE Growth (1y)
-89.0097.00253.00351.00475.00421.00285.00169.00-136.00-405.00-578.00-632.00-473.00-217.00-70.0067.00
Return on Equity [ROE] Growth (3y)ROE Growth (3y)
249.00113.00-40.00-111.00-134.00-201.00-364.00-396.00
Return on Equity [ROE] (QoQ)ROE (QoQ)
-77.00-22.00-7.0016.00110.00134.0091.00140.0056.00-2.00-24.00-166.00-213.00-175.00-78.00-7.0043.00-29.0059.00
Return on Invested Capital [ROIC] Growth (1y)ROIC Growth (1y)
-75.00-695.00-954.000.00M-721.00-291.00-33.00
Return on Invested Capital [ROIC] (QoQ)ROIC (QoQ)
179.00133.00-24.00-363.00-441.00-127.00-166.0013.00-11.00132.00
Return on Sales [ROS] Growth (1y)ROS Growth (1y)
-884.00-814.00624.000.00M0.01M0.01M0.01M0.01M0.01M0.01M0.00M0.00M383.000.00M-0.01M-0.01M0.00M0.00M454.00
Return on Sales [ROS] Growth (3y)ROS Growth (3y)
0.01M0.01M0.01M0.01M0.01M0.01M0.01M0.00M0.00M-921.000.00M
Return on Sales [ROS] Growth (5y)ROS Growth (5y)
0.01M0.01M0.01M
Return on Sales [ROS] (QoQ)ROS (QoQ)
-994.00-262.00-204.000.00M0.00M0.00M0.00M0.00M0.00M0.00M823.00778.000.00M393.000.00M0.00M0.00M0.00M0.00M0.00M
Revenue Growth (1y)
20.39%15.99%28.98%25.88%33.15%34.04%21.85%17.83%11.07%6.58%-2.02%-7.13%-8.15%0.76%16.59%26.61%34.22%31.90%21.09%
Revenue Growth (3y)
21.20%18.34%15.48%11.26%10.75%12.91%11.65%11.48%11.04%12.31%11.42%
Revenue Growth (5y)
17.03%17.10%16.80%
Revenue (QoQ)
13.30%-0.51%1.95%12.24%10.57%5.24%2.63%2.04%6.92%-0.81%-1.51%-6.21%1.34%-1.89%8.05%8.53%10.06%4.01%6.17%-0.36%
Share-based Compensation Growth (1y)
64.22%-57.61%-56.37%-59.71%-61.60%-62.58%-63.45%-58.91%-45.89%-91.80%
Share-based Compensation Growth (3y)
-30.12%-76.14%-62.01%
Share-based Compensation (QoQ)
116.18%-1.52%-3.40%-20.15%-44.20%1.37%-10.79%-23.91%-45.62%-0.98%0.27%0.20%
Tax Rate Growth (1y)
5.00-51.0029.000.00M126.00-170.0036.000.00M-343.00210.0066.00528.00165.00-29.00-309.000.00M49.0063.00237.00
Tax Rate Growth (3y)
-212.00-10.00132.00437.00-51.0011.00-206.000.00M-128.00243.00-6.00
Tax Rate Growth (5y)
3.0023.0059.00
Tax Rate (QoQ)
24.0039.00-33.000.000.00M-863.00-329.00206.00-133.00-87.00224.0062.00329.00-450.0030.00-218.000.00M0.00M43.00-44.00
Total Debt Growth (1y)
-0.06%0.19%-4.62%-4.43%-0.44%0.68%0.46%0.72%-0.01%0.26%
Total Debt Growth (3y)
-1.52%-1.35%
Total Debt (QoQ)
-0.19%-4.07%-0.80%0.42%0.01%-0.07%0.31%0.21%0.27%-0.79%0.58%

VersaBank Growth Metrics API

Pull VersaBank's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=VBNK&statement=Growth&frequency=Quarter&period=all&api_key=YOUR_API_KEY