Standard Premium Finance Holdings reported a net margin of 10.01% for the quarter ended Jun 2026. These financial ratios cover 25 quarters of results from Jun 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||
| EBT Margin | 18.26% | 17.87% | 15.97% | 12.39% | 9.87% | 11.81% | 3.84% | 10.77% | 5.95% | 8.39% | 5.82% | 13.95% | 13.24% | 10.05% | 15.12% | 11.09% | 11.62% | 13.42% | 16.96% | 14.21% | |||||
| EBIT Margin | 38.22% | 41.43% | 38.63% | 36.12% | 40.18% | 48.47% | 41.92% | 50.03% | 45.54% | 47.54% | 44.09% | 49.73% | 50.77% | 43.85% | 47.55% | 44.13% | 45.26% | 45.99% | 47.33% | 46.35% | |||||
| EBITDA Margin | 38.22% | 41.43% | 38.63% | 36.12% | 40.18% | 48.47% | 41.92% | 50.03% | 45.54% | 47.54% | 44.09% | 49.73% | 50.77% | 43.85% | 47.55% | 44.13% | 45.26% | 45.99% | 47.33% | 46.35% | |||||
| Net Margin | 13.57% | 11.46% | 11.03% | 8.21% | 6.12% | 10.03% | 1.92% | 6.37% | 3.39% | 5.16% | 3.17% | 10.50% | 8.84% | 5.61% | 10.59% | 7.35% | 7.68% | 9.72% | 11.43% | 10.01% | |||||
| FCF Margin | 441.84% | 16.62% | 63.55% | -4.38% | 25.52% | -3.37% | 44.97% | 37.88% | 25.76% | 5.25% | 52.12% | 111.14% | -80.10% | -22.73% | 79.28% | 48.30% | 9.35% | -38.60% | 68.61% | -1.92% | |||||
| Efficiency | |||||||||||||||||||||||||
| Assets AverageAssets Avg. | 49.97M | 49.69M | 49.60M | 51.54M | 53.33M | 52.88M | 52.67M | 55.70M | 59.40M | 61.82M | 64.93M | 69.72M | 70.52M | 67.46M | 66.77M | 69.84M | 73.78M | 75.19M | 78.71M | 86.23M | |||||
| Invested CapitalInvested Cap. | 44.42M | 42.26M | 45.98M | 47.59M | 49.61M | 46.44M | 49.31M | 52.18M | 55.30M | 56.14M | 59.65M | 63.88M | 60.65M | 57.56M | 58.59M | 61.66M | 66.07M | 66.52M | 75.18M | 81.75M | |||||
| Asset Utilization RatioAsset Util. | 0.15 | 0.15 | 0.16 | 0.15 | 0.15 | 0.15 | 0.16 | 0.15 | 0.15 | 0.16 | 0.16 | 0.16 | 0.17 | 0.18 | 0.18 | 0.17 | 0.17 | 0.17 | 0.16 | 0.15 | |||||
| Leverage & Solvency | |||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 1.91 | 1.76 | 1.71 | 1.52 | 1.33 | 1.32 | 1.10 | 1.27 | 1.15 | 1.21 | 1.15 | 1.39 | 1.35 | 1.30 | 1.47 | 1.34 | 1.35 | 1.41 | 1.56 | 1.44 | |||||
| Debt Ratio | 0.79 | 0.78 | 0.81 | 0.80 | 0.81 | 0.79 | 0.80 | 0.80 | 0.80 | 0.80 | 0.79 | 0.79 | 0.77 | 0.76 | 0.75 | 0.75 | 0.77 | 0.78 | 0.80 | 0.81 | |||||
| Times Interest Earned | 1.91 | 1.76 | 1.71 | 1.52 | 1.33 | 1.32 | 1.10 | 1.27 | 1.15 | 1.21 | 1.15 | 1.39 | 1.35 | 1.30 | 1.47 | 1.34 | 1.35 | 1.41 | 1.56 | 1.44 | |||||
| Dividends & Payouts | |||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 11.99 | 1.37 | 5.06 | 3.03 | 4.87 | 9.35 | 3.01 | 10.56 | 7.88 | 13.05 | 11.93 | ||||||||||||||
| FCF Payout RatioFCF Cover | 0.01 | 0.03 | 0.03 | 0.04 | 0.20 | -0.01 | -0.08 | 0.01 | 0.02 | 0.01 | -0.44 | ||||||||||||||
| Dividend YieldDiv. Yield | 0.13% | 0.20% | 0.16% | 0.22% | 0.60% | 1.03% | 0.51% | 0.42% | 0.43% | 0.31% | |||||||||||||||
| Payout Ratio | 0.08 | 0.73 | 0.20 | 0.33 | 0.21 | 0.11 | 0.33 | 0.09 | 0.13 | 0.08 | 0.08 | ||||||||||||||
| Valuation | |||||||||||||||||||||||||
| Price to EarningsP/E | 77.91 | 213.16 | 88.27 | 565.25 | 97.63 | 208.26 | 93.62 | 105.84 | 26.44 | 17.68 | 32.24 | 18.59 | 30.40 | 20.66 | 20.01 | 17.84 | 26.80 | ||||||||
| Price to SalesP/S | 6.40 | 13.04 | 8.85 | 10.83 | 6.22 | 7.05 | 4.83 | 3.36 | 2.78 | 1.56 | 1.81 | 1.97 | 2.23 | 1.59 | 1.94 | 2.04 | 2.68 | ||||||||
| Price to BookP/B | 2.34 | 4.81 | 3.14 | 3.75 | 2.33 | 2.93 | 2.07 | 1.46 | 1.27 | 0.67 | 0.77 | 0.74 | 0.88 | 0.63 | 0.74 | 0.78 | 1.03 | ||||||||
| Enterprise Value | 12.89M | 27.50M | 18.29M | 22.25M | 14.20M | 18.30M | 13.20M | 9.50M | 8.66M | 4.80M | 5.64M | 5.70M | 6.95M | 4.85M | 6.29M | 6.51M | 9.04M | ||||||||
| EV to EBIT | 17.47 | 32.33 | 17.85 | 25.54 | 12.30 | 15.49 | 10.13 | 7.61 | 5.58 | 3.08 | 4.12 | 4.14 | 5.05 | 3.33 | 4.22 | 4.15 | 5.63 | ||||||||
| EV to EBITDA | 17.47 | 32.33 | 17.85 | 25.54 | 12.30 | 15.49 | 10.13 | 7.61 | 5.58 | 3.08 | 4.12 | 4.14 | 5.05 | 3.33 | 4.22 | 4.15 | 5.63 | ||||||||
| Market Capitalization | 13.07M | 27.60M | 18.71M | 22.51M | 14.35M | 18.30M | 13.25M | 9.50M | 8.66M | 4.80M | 5.64M | 5.70M | 6.96M | 5.10M | 6.30M | 6.76M | 9.29M | ||||||||
| Price to FCFP/FCF | -146.15 | 51.08 | -262.52 | 24.08 | 16.41 | 27.38 | 92.08 | 6.44 | 2.50 | -1.95 | -7.95 | 2.48 | 4.63 | 16.97 | -5.04 | 2.97 | -139.62 | ||||||||
| EV to FCF | -144.09 | 50.90 | -256.61 | 23.80 | 16.24 | 27.38 | 91.77 | 6.44 | 2.50 | -1.95 | -7.95 | 2.48 | 4.62 | 16.14 | -5.03 | 2.86 | -135.87 | ||||||||
| EV to CFO | -144.09 | 50.90 | -386.48 | 23.80 | 16.11 | 27.31 | 66.86 | 6.33 | 2.50 | -1.98 | -8.09 | 2.48 | 4.62 | 16.14 | -5.16 | 2.83 | -131.49 | ||||||||
| Return Ratios | |||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 38.22% | 41.43% | 38.63% | 36.12% | 40.18% | 48.47% | 41.92% | 50.03% | 45.54% | 47.54% | 44.09% | 49.73% | 50.77% | 43.85% | 47.55% | 44.13% | 45.26% | 45.99% | 47.33% | 46.35% | |||||
| Return on Capital Employed [ROCE]ROCE | 30.05% | 24.12% | 27.20% | 23.89% | 23.47% | 21.76% | 26.44% | 35.66% | 40.47% | 36.39% | 45.79% | 39.62% | 32.47% | 32.26% | 36.28% | 40.19% | 39.84% | 33.28% | 40.06% | 38.96% | |||||
| Return on Invested Capital [ROIC]ROIC | 4.70% | 4.96% | 5.07% | 4.86% | 4.67% | 5.19% | 5.51% | 7.18% | 7.50% | 7.54% | 7.56% | 6.26% | 6.65% | 7.10% | 7.49% | 7.00% | 6.47% | 6.18% | 5.89% | 5.58% | |||||
| Return on Assets [ROA]ROA | 1.70% | 1.76% | 1.86% | 1.84% | 1.51% | 1.43% | 1.14% | 1.32% | 1.17% | 1.07% | 1.10% | 1.03% | 1.28% | 1.43% | 1.77% | 1.60% | 1.48% | 1.52% | 1.55% | 1.55% |