Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly EBITDA Margin came in at 46.35% in Q2 2026, up 222.0% year-over-year from 14.39% in Q2 2025, and down 2.07% quarter-over-quarter from 47.33% in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed EBITDA Margin across 7 years of filings, most recently posting 46.35% for Q2 2026.
- In Q2 2026, EBITDA Margin rose 222.0% year-over-year to 46.35%; the TTM figure through Jun 2026 stood at 46.24% (down 30.0% YoY), while the FY2025 annual figure was 45.7%, down 147.0% from the prior year.
- EBITDA Margin came in at 46.35% for Q2 2026 at Standard Premium Finance Holdings, down from 47.33% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 50.77% in Q3 2024 to a low of 36.12% in Q2 2022.
- Average EBITDA Margin over 5 years is 45.19%, with a median of 45.77% recorded in 2023.
- Year-over-year, EBITDA Margin jumped 1391 bps in 2023 and tumbled 560 bps in 2025.
- Over 5 years, EBITDA Margin stood at 48.47% in 2022, then decreased by 2 bps to 47.54% in 2023, then retreated by 8 bps to 43.85% in 2024, then rose by 5 bps to 45.99% in 2025, then gained by 1 bps to 46.35% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 46.35% in Q2 2026, 47.33% in Q1 2026, and 45.99% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 15.28% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 19.75% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 62.13% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 64.21% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 38.00% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 71.06% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 45.87% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.33% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 4.66% |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 46.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 46.35% |
| Mar 31, 2026 | 47.33% |
| Dec 31, 2025 | 45.99% |
| Sep 30, 2025 | 45.26% |
| Jun 30, 2025 | 44.13% |
| Mar 31, 2025 | 47.55% |
| Dec 31, 2024 | 43.85% |
| Sep 30, 2024 | 50.77% |
| Jun 30, 2024 | 49.73% |
| Mar 31, 2024 | 44.09% |
| Dec 31, 2023 | 47.54% |
| Sep 30, 2023 | 45.54% |
| Jun 30, 2023 | 50.03% |
| Mar 31, 2023 | 41.92% |
| Dec 31, 2022 | 48.47% |
| Sep 30, 2022 | 40.18% |
| Jun 30, 2022 | 36.12% |
| Mar 31, 2022 | 38.63% |
| Dec 31, 2021 | 41.43% |
| Sep 30, 2021 | 38.22% |