Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted EBITDA Margin of 47.33% for Q1 2026, up 525.3% sequentially from 7.57% in Q4 2025, and down 85.0% YoY from 315.53% in Q1 2025.
Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported EBITDA Margin for 7 years, with the latest figure at 47.33% in Q1 2026.
- Quarterly EBITDA Margin fell 85.0% year-over-year to 47.33% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.13% (down 1272.0% YoY) and the FY2025 annual result came in at 45.7%, down 181.0% from the prior year.
- EBITDA Margin rose to 47.33% in Q1 2026 per SPFX's latest filing, from 7.57% in the prior quarter.
- Over five years, EBITDA Margin peaked at 143.76% in Q4 2023 and troughed at 7.57% in Q4 2025.
- A 5-year average of 45.26% and a median of 44.09% in 2024 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2023 and 2024: EBITDA Margin surged 13192 bps in 2023, then plunged 9859 bps in 2024.
- Over 5 years, EBITDA Margin stood at 11.84% in 2022, then surged by 1114 bps to 143.76% in 2023, then plunged by 69 bps to 45.17% in 2024, then slumped by 83 bps to 7.57% in 2025, then soared by 525 bps to 47.33% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 47.33%, 7.57%, and 45.26% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Standard Premium Finance Holdings | 9.26 Mn | 9.25 Mn | - | 47.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 47.33% |
| Dec 31, 2025 | 7.57% |
| Sep 30, 2025 | 45.26% |
| Jun 30, 2025 | 36.25% |
| Mar 31, 2025 | 48.18% |
| Dec 31, 2024 | 45.17% |
| Sep 30, 2024 | 50.77% |
| Jun 30, 2024 | 43.45% |
| Mar 31, 2024 | 44.09% |
| Dec 31, 2023 | 143.76% |
| Sep 30, 2023 | 38.22% |
| Jun 30, 2023 | 50.03% |
| Mar 31, 2023 | 41.34% |
| Dec 31, 2022 | 11.84% |
| Sep 30, 2022 | 31.22% |
| Jun 30, 2022 | 46.33% |
| Mar 31, 2022 | 38.63% |
| Dec 31, 2021 | -42.08% |
| Sep 30, 2021 | 28.04% |
| Jun 30, 2021 | 23.82% |