Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly EBITDA Margin came in at 11.0% in Q1 2026, up 321.0% year-on-year from 2.61% in Q1 2025, and up 76.15% quarter-over-quarter from 6.24% in Q4 2025.
Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed EBITDA Margin across 7 years of filings, most recently posting 11.0% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 11.0%, up 321.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.24% (up 46.0% YoY), and the FY2025 annual result was 5.34%, up 243.0% from the prior year.
- EBITDA Margin came in at 11.0% for Q1 2026 at Standard Premium Finance Holdings, up from 6.24% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 11.0% in Q1 2026 to a low of 5.82% in Q1 2023.
- The 5-year median for EBITDA Margin is 2.87% (2025), against an average of 2.79%.
- Across the five-year window, EBITDA Margin plunged 1060 bps in 2023 and soared 1119 bps in 2025, its largest moves.
- Standard Premium Finance Holdings' EBITDA Margin stood at 2.35% in 2022, then slumped by 41 bps to 1.39% in 2023, then surged by 87 bps to 2.59% in 2024, then jumped by 141 bps to 6.24% in 2025, then soared by 76 bps to 11.0% in 2026.
- The last three EBITDA Margin figures came in at 11.0% (Q1 2026), 6.24% (Q4 2025), and 4.61% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 11.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.00% |
| Dec 31, 2025 | 6.24% |
| Sep 30, 2025 | 4.61% |
| Jun 30, 2025 | 2.87% |
| Mar 31, 2025 | 7.79% |
| Dec 31, 2024 | 2.59% |
| Sep 30, 2024 | 5.94% |
| Jun 30, 2024 | 6.96% |
| Mar 31, 2024 | -3.40% |
| Dec 31, 2023 | 1.39% |
| Sep 30, 2023 | -3.18% |
| Jun 30, 2023 | 3.70% |
| Mar 31, 2023 | -5.82% |
| Dec 31, 2022 | 2.35% |
| Sep 30, 2022 | -0.73% |
| Jun 30, 2022 | 0.33% |
| Mar 31, 2022 | 4.78% |
| Dec 31, 2021 | 7.47% |
| Sep 30, 2021 | 7.61% |
| Jun 30, 2021 | -0.36% |