Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly EBITDA Margin came in at 11.0% in Q1 2026, up 321.0% year-on-year from 2.61% in Q1 2025, and up 76.15% quarter-over-quarter from 6.24% in Q4 2025.

Standard Premium Finance Holdings (SPFX) EBITDA Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed EBITDA Margin across 7 years of filings, most recently posting 11.0% for Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 11.0%, up 321.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.24% (up 46.0% YoY), and the FY2025 annual result was 5.34%, up 243.0% from the prior year.
  • EBITDA Margin came in at 11.0% for Q1 2026 at Standard Premium Finance Holdings, up from 6.24% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 11.0% in Q1 2026 to a low of 5.82% in Q1 2023.
  • The 5-year median for EBITDA Margin is 2.87% (2025), against an average of 2.79%.
  • Across the five-year window, EBITDA Margin plunged 1060 bps in 2023 and soared 1119 bps in 2025, its largest moves.
  • Standard Premium Finance Holdings' EBITDA Margin stood at 2.35% in 2022, then slumped by 41 bps to 1.39% in 2023, then surged by 87 bps to 2.59% in 2024, then jumped by 141 bps to 6.24% in 2025, then soared by 76 bps to 11.0% in 2026.
  • The last three EBITDA Margin figures came in at 11.0% (Q1 2026), 6.24% (Q4 2025), and 4.61% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.77%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 13.91%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.79%
10 Standard Premium Finance Holdings - - 3.12 Mn 11.00%

Historic Data

Download Data
DateValue
Mar 31, 2026 11.00%
Dec 31, 2025 6.24%
Sep 30, 2025 4.61%
Jun 30, 2025 2.87%
Mar 31, 2025 7.79%
Dec 31, 2024 2.59%
Sep 30, 2024 5.94%
Jun 30, 2024 6.96%
Mar 31, 2024 -3.40%
Dec 31, 2023 1.39%
Sep 30, 2023 -3.18%
Jun 30, 2023 3.70%
Mar 31, 2023 -5.82%
Dec 31, 2022 2.35%
Sep 30, 2022 -0.73%
Jun 30, 2022 0.33%
Mar 31, 2022 4.78%
Dec 31, 2021 7.47%
Sep 30, 2021 7.61%
Jun 30, 2021 -0.36%