Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted FCF Margin of 68.61% for Q1 2026, up 277.76% sequentially from 38.6% in Q4 2025, and down 1066.0% YoY from 7.1% in Q1 2025.
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Analysis
Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported FCF Margin for 7 years, with the latest figure at 68.61% in Q1 2026.
- Quarterly FCF Margin fell 1066.0% year-over-year to 68.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY) and the FY2025 annual result came in at 22.86%, up 828.0% from the prior year.
- FCF Margin grew to 68.61% in Q1 2026 per SPFX's latest filing, from 38.6% in the prior quarter.
- Over five years, FCF Margin peaked at 111.14% in Q2 2024 and troughed at 80.1% in Q3 2024.
- A 5-year average of 24.86% and a median of 25.76% in 2023 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 37122 bps in 2022, down 43418 bps in 2022.
- Over 5 years, FCF Margin stood at 3.37% in 2022, then soared by 256 bps to 5.25% in 2023, then slumped by 533 bps to 22.73% in 2024, then slumped by 70 bps to 38.6% in 2025, then surged by 278 bps to 68.61% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 68.61%, 38.6%, and 9.35% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Standard Premium Finance Holdings | 8.65 Mn | 8.40 Mn | - | -1.92% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.92% |
| Mar 31, 2026 | 68.61% |
| Dec 31, 2025 | -38.60% |
| Sep 30, 2025 | 9.35% |
| Jun 30, 2025 | 48.30% |
| Mar 31, 2025 | 79.28% |
| Dec 31, 2024 | -22.73% |
| Sep 30, 2024 | -80.10% |
| Jun 30, 2024 | 111.14% |
| Mar 31, 2024 | 52.12% |
| Dec 31, 2023 | 5.25% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 37.88% |
| Mar 31, 2023 | 44.97% |
| Dec 31, 2022 | -3.37% |
| Sep 30, 2022 | 25.52% |
| Jun 30, 2022 | -4.38% |
| Mar 31, 2022 | 63.55% |
| Dec 31, 2021 | 16.62% |
| Sep 30, 2021 | -345.70% |