Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted FCF Margin of 68.61% for Q1 2026, up 277.76% sequentially from 38.6% in Q4 2025, and down 1066.0% YoY from 7.1% in Q1 2025.

Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has reported FCF Margin for 7 years, with the latest figure at 68.61% in Q1 2026.

  • Quarterly FCF Margin fell 1066.0% year-over-year to 68.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY) and the FY2025 annual result came in at 22.86%, up 828.0% from the prior year.
  • FCF Margin grew to 68.61% in Q1 2026 per SPFX's latest filing, from 38.6% in the prior quarter.
  • Over five years, FCF Margin peaked at 111.14% in Q2 2024 and troughed at 80.1% in Q3 2024.
  • A 5-year average of 24.86% and a median of 25.76% in 2023 frame the typical range for FCF Margin.
  • The widest YoY moves for FCF Margin: up 37122 bps in 2022, down 43418 bps in 2022.
  • Over 5 years, FCF Margin stood at 3.37% in 2022, then soared by 256 bps to 5.25% in 2023, then slumped by 533 bps to 22.73% in 2024, then slumped by 70 bps to 38.6% in 2025, then surged by 278 bps to 68.61% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 68.61%, 38.6%, and 9.35% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 52.76%
2 Mastercard 506.53 Bn 493.04 Bn - 37.82%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 22.78%
4 Capital One Financial 136.19 Bn 81.48 Bn - 64.06%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 20.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 50.23%
8 Affirm Holdings 25.93 Bn 24.20 Bn - -3,167.36%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -1,839.75%
10 Standard Premium Finance Holdings 9.26 Mn 9.25 Mn - 68.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 68.61%
Dec 31, 2025 -38.60%
Sep 30, 2025 9.35%
Jun 30, 2025 48.30%
Mar 31, 2025 79.28%
Dec 31, 2024 -22.73%
Sep 30, 2024 -80.10%
Jun 30, 2024 111.14%
Mar 31, 2024 52.12%
Dec 31, 2023 5.25%
Sep 30, 2023 25.76%
Jun 30, 2023 37.88%
Mar 31, 2023 44.97%
Dec 31, 2022 -3.37%
Sep 30, 2022 25.52%
Jun 30, 2022 -4.38%
Mar 31, 2022 63.55%
Dec 31, 2021 16.62%
Sep 30, 2021 -345.70%
Jun 30, 2021 429.80%