Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted FCF Margin of 68.61% for Q1 2026, up 277.76% sequentially from 38.6% in Q4 2025, and down 1066.0% YoY from 7.1% in Q1 2025.
Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings (SPFX) has 7 years of FCF Margin data on file, last reported at 68.61% in Q1 2026.
- Quarterly FCF Margin fell 1066.0% year-over-year to 68.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY) and the FY2025 annual result came in at 22.86%, up 828.0% from the prior year.
- FCF Margin grew to 68.61% in Q1 2026 per SPFX's latest filing, from 38.6% in the prior quarter.
- The five-year high for FCF Margin was 111.14% in Q2 2024, with the low at 80.1% in Q3 2024.
- Average FCF Margin over 5 years is 24.86%, with a median of 25.76% recorded in 2023.
- The widest YoY moves for FCF Margin: up 29916 bps in 2022, down 41632 bps in 2022.
- Standard Premium Finance Holdings' FCF Margin stood at 3.37% in 2022, then jumped by 256 bps to 5.25% in 2023, then tumbled by 533 bps to 22.73% in 2024, then tumbled by 70 bps to 38.6% in 2025, then soared by 278 bps to 68.61% in 2026.
- Business Quant data shows SPFX's FCF Margin at 68.61% in Q1 2026, 38.6% in Q4 2025, and 9.35% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Standard Premium Finance Holdings | 9.30 Mn | 9.29 Mn | 3.12 Mn | 68.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 68.61% |
| Dec 31, 2025 | -38.60% |
| Sep 30, 2025 | 9.35% |
| Jun 30, 2025 | 48.30% |
| Mar 31, 2025 | 79.28% |
| Dec 31, 2024 | -22.73% |
| Sep 30, 2024 | -80.10% |
| Jun 30, 2024 | 111.14% |
| Mar 31, 2024 | 52.12% |
| Dec 31, 2023 | 5.25% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 37.88% |
| Mar 31, 2023 | 44.97% |
| Dec 31, 2022 | -3.37% |
| Sep 30, 2022 | 25.52% |
| Jun 30, 2022 | -4.38% |
| Mar 31, 2022 | 63.55% |
| Dec 31, 2021 | 16.62% |
| Sep 30, 2021 | 441.84% |
| Jun 30, 2021 | -176.44% |