Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly FCF Margin came in at 1.92% in Q2 2026, down 5022.0% year-over-year from 0.04% in Q2 2025, and down 102.8% quarter-over-quarter from 68.61% in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed FCF Margin across 7 years of filings, most recently posting 1.92% for Q2 2026.
- In Q2 2026, FCF Margin fell 5022.0% year-over-year to 1.92%; the TTM figure through Jun 2026 stood at 9.51% (up 435.0% YoY), while the FY2025 annual figure was 22.86%, up 828.0% from the prior year.
- FCF Margin came in at 1.92% for Q2 2026 at Standard Premium Finance Holdings, down from 68.61% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 111.14% in Q2 2024 to a low of 80.1% in Q3 2024.
- Average FCF Margin over 5 years is 23.37%, with a median of 25.64% recorded in 2022.
- The largest YoY upside for FCF Margin was 29916 bps in 2022 against a maximum downside of 41632 bps in 2022.
- Over 5 years, FCF Margin stood at 3.37% in 2022, then jumped by 256 bps to 5.25% in 2023, then plunged by 533 bps to 22.73% in 2024, then plunged by 70 bps to 38.6% in 2025, then soared by 95 bps to 1.92% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 1.92% in Q2 2026, 68.61% in Q1 2026, and 38.6% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 70.82% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 74.39% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 85.02% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | -95.60% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 37.20% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 29.18% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 9.27% |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | -1.92% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.92% |
| Mar 31, 2026 | 68.61% |
| Dec 31, 2025 | -38.60% |
| Sep 30, 2025 | 9.35% |
| Jun 30, 2025 | 48.30% |
| Mar 31, 2025 | 79.28% |
| Dec 31, 2024 | -22.73% |
| Sep 30, 2024 | -80.10% |
| Jun 30, 2024 | 111.14% |
| Mar 31, 2024 | 52.12% |
| Dec 31, 2023 | 5.25% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 37.88% |
| Mar 31, 2023 | 44.97% |
| Dec 31, 2022 | -3.37% |
| Sep 30, 2022 | 25.52% |
| Jun 30, 2022 | -4.38% |
| Mar 31, 2022 | 63.55% |
| Dec 31, 2021 | 16.62% |
| Sep 30, 2021 | 441.84% |