Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted FCF Margin of 68.61% for Q1 2026, up 277.76% sequentially from 38.6% in Q4 2025, and down 1066.0% YoY from 7.1% in Q1 2025.
Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported FCF Margin for 7 years, with the latest figure at 68.61% in Q1 2026.
- Quarterly FCF Margin fell 1066.0% year-over-year to 68.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY) and the FY2025 annual result came in at 22.86%, up 828.0% from the prior year.
- FCF Margin grew to 68.61% in Q1 2026 per SPFX's latest filing, from 38.6% in the prior quarter.
- Over five years, FCF Margin peaked at 111.14% in Q2 2024 and troughed at 80.1% in Q3 2024.
- A 5-year average of 24.86% and a median of 25.76% in 2023 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 37122 bps in 2022, down 43418 bps in 2022.
- Over 5 years, FCF Margin stood at 3.37% in 2022, then soared by 256 bps to 5.25% in 2023, then slumped by 533 bps to 22.73% in 2024, then slumped by 70 bps to 38.6% in 2025, then surged by 278 bps to 68.61% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 68.61%, 38.6%, and 9.35% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Standard Premium Finance Holdings | 9.26 Mn | 9.25 Mn | - | 68.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 68.61% |
| Dec 31, 2025 | -38.60% |
| Sep 30, 2025 | 9.35% |
| Jun 30, 2025 | 48.30% |
| Mar 31, 2025 | 79.28% |
| Dec 31, 2024 | -22.73% |
| Sep 30, 2024 | -80.10% |
| Jun 30, 2024 | 111.14% |
| Mar 31, 2024 | 52.12% |
| Dec 31, 2023 | 5.25% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 37.88% |
| Mar 31, 2023 | 44.97% |
| Dec 31, 2022 | -3.37% |
| Sep 30, 2022 | 25.52% |
| Jun 30, 2022 | -4.38% |
| Mar 31, 2022 | 63.55% |
| Dec 31, 2021 | 16.62% |
| Sep 30, 2021 | -345.70% |
| Jun 30, 2021 | 429.80% |