Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted FCF Margin of 68.61% for Q1 2026, up 277.76% sequentially from 38.6% in Q4 2025, and down 1066.0% YoY from 7.1% in Q1 2025.

Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings (SPFX) has 7 years of FCF Margin data on file, last reported at 68.61% in Q1 2026.

  • Quarterly FCF Margin fell 1066.0% year-over-year to 68.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY) and the FY2025 annual result came in at 22.86%, up 828.0% from the prior year.
  • FCF Margin grew to 68.61% in Q1 2026 per SPFX's latest filing, from 38.6% in the prior quarter.
  • The five-year high for FCF Margin was 111.14% in Q2 2024, with the low at 80.1% in Q3 2024.
  • Average FCF Margin over 5 years is 24.86%, with a median of 25.76% recorded in 2023.
  • The widest YoY moves for FCF Margin: up 29916 bps in 2022, down 41632 bps in 2022.
  • Standard Premium Finance Holdings' FCF Margin stood at 3.37% in 2022, then jumped by 256 bps to 5.25% in 2023, then tumbled by 533 bps to 22.73% in 2024, then tumbled by 70 bps to 38.6% in 2025, then soared by 278 bps to 68.61% in 2026.
  • Business Quant data shows SPFX's FCF Margin at 68.61% in Q1 2026, 38.6% in Q4 2025, and 9.35% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Standard Premium Finance Holdings 9.30 Mn 9.29 Mn 3.12 Mn 68.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 68.61%
Dec 31, 2025 -38.60%
Sep 30, 2025 9.35%
Jun 30, 2025 48.30%
Mar 31, 2025 79.28%
Dec 31, 2024 -22.73%
Sep 30, 2024 -80.10%
Jun 30, 2024 111.14%
Mar 31, 2024 52.12%
Dec 31, 2023 5.25%
Sep 30, 2023 25.76%
Jun 30, 2023 37.88%
Mar 31, 2023 44.97%
Dec 31, 2022 -3.37%
Sep 30, 2022 25.52%
Jun 30, 2022 -4.38%
Mar 31, 2022 63.55%
Dec 31, 2021 16.62%
Sep 30, 2021 441.84%
Jun 30, 2021 -176.44%