Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly FCF Margin came in at 68.61% in Q1 2026, down 1066.0% year-on-year from 7.1% in Q1 2025, and up 277.76% quarter-over-quarter from 38.6% in Q4 2025.

Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed FCF Margin across 7 years of filings, most recently posting 68.61% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 68.61%, down 1066.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY), and the FY2025 annual result was 22.86%, up 828.0% from the prior year.
  • FCF Margin came in at 68.61% for Q1 2026 at Standard Premium Finance Holdings, up from 38.6% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 111.14% in Q2 2024 to a low of 80.1% in Q3 2024.
  • The 5-year median for FCF Margin is 25.76% (2023), against an average of 24.86%.
  • Peak annual rise in FCF Margin reached 29916 bps in 2022, while the deepest fall reached 41632 bps in 2022.
  • Standard Premium Finance Holdings' FCF Margin stood at 3.37% in 2022, then jumped by 256 bps to 5.25% in 2023, then slumped by 533 bps to 22.73% in 2024, then slumped by 70 bps to 38.6% in 2025, then soared by 278 bps to 68.61% in 2026.
  • The last three FCF Margin figures came in at 68.61% (Q1 2026), 38.6% (Q4 2025), and 9.35% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 Standard Premium Finance Holdings - - 3.12 Mn 68.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 68.61%
Dec 31, 2025 -38.60%
Sep 30, 2025 9.35%
Jun 30, 2025 48.30%
Mar 31, 2025 79.28%
Dec 31, 2024 -22.73%
Sep 30, 2024 -80.10%
Jun 30, 2024 111.14%
Mar 31, 2024 52.12%
Dec 31, 2023 5.25%
Sep 30, 2023 25.76%
Jun 30, 2023 37.88%
Mar 31, 2023 44.97%
Dec 31, 2022 -3.37%
Sep 30, 2022 25.52%
Jun 30, 2022 -4.38%
Mar 31, 2022 63.55%
Dec 31, 2021 16.62%
Sep 30, 2021 441.84%
Jun 30, 2021 -176.44%