Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly FCF Margin came in at 68.61% in Q1 2026, down 1066.0% year-on-year from 7.1% in Q1 2025, and up 277.76% quarter-over-quarter from 38.6% in Q4 2025.
Standard Premium Finance Holdings (SPFX) FCF Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed FCF Margin across 7 years of filings, most recently posting 68.61% for Q1 2026.
- FCF Margin for Q1 2026 came in at 68.61%, down 1066.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 21.95% (up 73.0% YoY), and the FY2025 annual result was 22.86%, up 828.0% from the prior year.
- FCF Margin came in at 68.61% for Q1 2026 at Standard Premium Finance Holdings, up from 38.6% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 111.14% in Q2 2024 to a low of 80.1% in Q3 2024.
- The 5-year median for FCF Margin is 25.76% (2023), against an average of 24.86%.
- Peak annual rise in FCF Margin reached 29916 bps in 2022, while the deepest fall reached 41632 bps in 2022.
- Standard Premium Finance Holdings' FCF Margin stood at 3.37% in 2022, then jumped by 256 bps to 5.25% in 2023, then slumped by 533 bps to 22.73% in 2024, then slumped by 70 bps to 38.6% in 2025, then soared by 278 bps to 68.61% in 2026.
- The last three FCF Margin figures came in at 68.61% (Q1 2026), 38.6% (Q4 2025), and 9.35% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 68.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 68.61% |
| Dec 31, 2025 | -38.60% |
| Sep 30, 2025 | 9.35% |
| Jun 30, 2025 | 48.30% |
| Mar 31, 2025 | 79.28% |
| Dec 31, 2024 | -22.73% |
| Sep 30, 2024 | -80.10% |
| Jun 30, 2024 | 111.14% |
| Mar 31, 2024 | 52.12% |
| Dec 31, 2023 | 5.25% |
| Sep 30, 2023 | 25.76% |
| Jun 30, 2023 | 37.88% |
| Mar 31, 2023 | 44.97% |
| Dec 31, 2022 | -3.37% |
| Sep 30, 2022 | 25.52% |
| Jun 30, 2022 | -4.38% |
| Mar 31, 2022 | 63.55% |
| Dec 31, 2021 | 16.62% |
| Sep 30, 2021 | 441.84% |
| Jun 30, 2021 | -176.44% |