Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)
Standard Premium Finance Holdings' Asset Utilization Ratio was 0.15 in Q2 2026, down 12.2% from 0.17 a year earlier and down 6.3% from the prior quarter.
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Analysis
Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
For FY2025, Asset Utilization Ratio at Standard Premium Finance Holdings came in at 0.18, down 6.4% from FY2024.
- In earlier years, Asset Utilization Ratio was 0.19 in FY2024 (+10.9%), 0.17 in FY2023 (+4.7%), 0.16 in FY2022 (-4.9%) and 0.17 in FY2021.
- The Q2 2026 figure marks the lowest quarterly Asset Utilization Ratio since Q3 2023.
- Compared with a year earlier, Asset Utilization Ratio has declined for three straight quarters, with growth averaging 1.8% over the last eight quarters.
- The best year-over-year quarter for Asset Utilization Ratio over five years was Q4 2024 (growth of 14.4%); the worst was Q2 2026 (a decline of 12.2%).
- Per Business Quant data, SPFX's Asset Utilization Ratio in the three quarters before Q2 2026 was 0.16 (Q1 2026), 0.17 (Q4 2025) and 0.17 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 0.19 |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 0.13 |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 0.39 |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 0.01 |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 0.19 |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 0.28 |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 0.16 |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 0.02 |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | 0.10 |
| 10 | Standard Premium Finance Holdings | 10.26 Mn | 10.21 Mn | 439,817.00 | 0.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.15 |
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
API Access
Standard Premium Finance Holdings Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "SPFX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();