Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)

Standard Premium Finance Holdings (SPFX) posted Asset Utilization Ratio of 0.16 for Q1 2026, down 1.24% sequentially from 0.17 in Q4 2025, and down 10.43% YoY from 0.18 in Q1 2025.

Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Standard Premium Finance Holdings (SPFX) has 6 years of Asset Utilization Ratio data on file, last reported at 0.16 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 10.43% year-over-year to 0.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (down 10.43% YoY) and the FY2025 annual result came in at 0.18, down 6.39% from the prior year.
  • Asset Utilization Ratio slipped to 0.16 in Q1 2026 per SPFX's latest filing, from 0.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.18 in Q1 2025, with the low at 0.15 in Q3 2022.
  • Average Asset Utilization Ratio over 5 years is 0.16, with a median of 0.16 recorded in 2024.
  • Year-over-year, Asset Utilization Ratio grew 14.45% in 2024 and declined 10.43% in 2026.
  • Standard Premium Finance Holdings' Asset Utilization Ratio stood at 0.15 in 2022, then climbed by 1.97% to 0.16 in 2023, then grew by 14.45% to 0.18 in 2024, then fell by 7.87% to 0.17 in 2025, then fell by 1.24% to 0.16 in 2026.
  • Business Quant data shows SPFX's Asset Utilization Ratio at 0.16 in Q1 2026, 0.17 in Q4 2025, and 0.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Standard Premium Finance Holdings 9.30 Mn 9.29 Mn 3.12 Mn 0.16

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.17
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.18
Sep 30, 2024 0.17
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.15
Jun 30, 2023 0.15
Mar 31, 2023 0.16
Dec 31, 2022 0.15
Sep 30, 2022 0.15
Jun 30, 2022 0.15
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.15