Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Asset Utilization Ratio came in at 0.16 in Q1 2026, down 10.43% year-on-year from 0.18 in Q1 2025, and down 1.24% quarter-over-quarter from 0.17 in Q4 2025.
Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 0.16 for Q1 2026.
- Asset Utilization Ratio for Q1 2026 came in at 0.16, down 10.43% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.16 (down 10.43% YoY), and the FY2025 annual result was 0.18, down 6.39% from the prior year.
- Asset Utilization Ratio came in at 0.16 for Q1 2026 at Standard Premium Finance Holdings, down from 0.17 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.18 in Q1 2025 to a low of 0.15 in Q3 2022.
- The 5-year median for Asset Utilization Ratio is 0.16 (2024), against an average of 0.16.
- Across the five-year window, Asset Utilization Ratio rose 14.45% in 2024 and retreated 10.43% in 2026, its largest moves.
- Standard Premium Finance Holdings' Asset Utilization Ratio stood at 0.15 in 2022, then rose by 1.97% to 0.16 in 2023, then gained by 14.45% to 0.18 in 2024, then slipped by 7.87% to 0.17 in 2025, then slipped by 1.24% to 0.16 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 0.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.15 |