Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)
Standard Premium Finance Holdings (SPFX) posted Asset Utilization Ratio of 0.16 for Q1 2026, down 1.24% sequentially from 0.17 in Q4 2025, and down 10.43% YoY from 0.18 in Q1 2025.
Analysis
Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.16 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 10.43% year-over-year to 0.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (down 10.43% YoY) and the FY2025 annual result came in at 0.18, down 6.39% from the prior year.
- Asset Utilization Ratio slipped to 0.16 in Q1 2026 per SPFX's latest filing, from 0.17 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.18 in Q1 2025 and troughed at 0.15 in Q3 2022.
- A 5-year average of 0.16 and a median of 0.16 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2024 and 2026: Asset Utilization Ratio advanced 14.45% in 2024, then slipped 10.43% in 2026.
- Over 5 years, Asset Utilization Ratio stood at 0.15 in 2022, then advanced by 1.97% to 0.16 in 2023, then climbed by 14.45% to 0.18 in 2024, then declined by 7.87% to 0.17 in 2025, then declined by 1.24% to 0.16 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.16, 0.17, and 0.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Standard Premium Finance Holdings | 8.65 Mn | 8.40 Mn | - | 0.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.15 |