Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Asset Utilization Ratio came in at 0.15 in Q2 2026, down 12.17% year-over-year from 0.17 in Q2 2025, and down 6.27% quarter-over-quarter from 0.16 in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 0.15 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 12.17% year-over-year to 0.15; the TTM figure through Jun 2026 stood at 0.15 (down 12.17% YoY), while the FY2025 annual figure was 0.18, down 6.39% from the prior year.
- Asset Utilization Ratio came in at 0.15 for Q2 2026 at Standard Premium Finance Holdings, down from 0.16 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.18 in Q1 2025 to a low of 0.15 in Q3 2022.
- Average Asset Utilization Ratio over 5 years is 0.16, with a median of 0.16 recorded in 2024.
- Year-over-year, Asset Utilization Ratio gained 14.45% in 2024 and retreated 12.17% in 2026.
- Over 5 years, Asset Utilization Ratio stood at 0.15 in 2022, then rose by 1.97% to 0.16 in 2023, then gained by 14.45% to 0.18 in 2024, then slipped by 7.87% to 0.17 in 2025, then decreased by 7.44% to 0.15 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.15 in Q2 2026, 0.16 in Q1 2026, and 0.17 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 0.20 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 0.13 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 0.16 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 0.35 |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 0.35 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 0.30 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 0.18 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.52 |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 0.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.15 |