Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Asset Utilization Ratio came in at 0.16 in Q1 2026, down 10.43% year-on-year from 0.18 in Q1 2025, and down 1.24% quarter-over-quarter from 0.17 in Q4 2025.

Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 0.16 for Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.16, down 10.43% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.16 (down 10.43% YoY), and the FY2025 annual result was 0.18, down 6.39% from the prior year.
  • Asset Utilization Ratio came in at 0.16 for Q1 2026 at Standard Premium Finance Holdings, down from 0.17 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.18 in Q1 2025 to a low of 0.15 in Q3 2022.
  • The 5-year median for Asset Utilization Ratio is 0.16 (2024), against an average of 0.16.
  • Across the five-year window, Asset Utilization Ratio rose 14.45% in 2024 and retreated 10.43% in 2026, its largest moves.
  • Standard Premium Finance Holdings' Asset Utilization Ratio stood at 0.15 in 2022, then rose by 1.97% to 0.16 in 2023, then gained by 14.45% to 0.18 in 2024, then slipped by 7.87% to 0.17 in 2025, then slipped by 1.24% to 0.16 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.16 (Q1 2026), 0.17 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Standard Premium Finance Holdings - - 3.12 Mn 0.16

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.17
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.18
Sep 30, 2024 0.17
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.15
Jun 30, 2023 0.15
Mar 31, 2023 0.16
Dec 31, 2022 0.15
Sep 30, 2022 0.15
Jun 30, 2022 0.15
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.15