Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026)

Standard Premium Finance Holdings (SPFX) posted Asset Utilization Ratio of 0.16 for Q1 2026, down 1.24% sequentially from 0.17 in Q4 2025, and down 10.43% YoY from 0.18 in Q1 2025.

Standard Premium Finance Holdings (SPFX) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Standard Premium Finance Holdings has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.16 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 10.43% year-over-year to 0.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.16 (down 10.43% YoY) and the FY2025 annual result came in at 0.18, down 6.39% from the prior year.
  • Asset Utilization Ratio slipped to 0.16 in Q1 2026 per SPFX's latest filing, from 0.17 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.18 in Q1 2025 and troughed at 0.15 in Q3 2022.
  • A 5-year average of 0.16 and a median of 0.16 in 2024 frame the typical range for Asset Utilization Ratio.
  • The sharpest annual moves came in 2024 and 2026: Asset Utilization Ratio advanced 14.45% in 2024, then slipped 10.43% in 2026.
  • Over 5 years, Asset Utilization Ratio stood at 0.15 in 2022, then advanced by 1.97% to 0.16 in 2023, then climbed by 14.45% to 0.18 in 2024, then declined by 7.87% to 0.17 in 2025, then declined by 1.24% to 0.16 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.16, 0.17, and 0.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Standard Premium Finance Holdings 9.26 Mn 9.25 Mn - 0.16

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.17
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.18
Sep 30, 2024 0.17
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.15
Jun 30, 2023 0.15
Mar 31, 2023 0.16
Dec 31, 2022 0.15
Sep 30, 2022 0.15
Jun 30, 2022 0.15
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.15