Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted EBT Margin of 16.96% for Q1 2026, up 26.41% sequentially from 13.42% in Q4 2025, and up 184.0% YoY from 5.97% in Q1 2025.
Analysis
Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported EBT Margin for 7 years, with the latest figure at 16.96% in Q1 2026.
- Quarterly EBT Margin rose 184.0% year-over-year to 16.96% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 13.32% (up 27.0% YoY) and the FY2025 annual result came in at 12.77%, up 190.0% from the prior year.
- EBT Margin grew to 16.96% in Q1 2026 per SPFX's latest filing, from 13.42% in the prior quarter.
- Over five years, EBT Margin peaked at 16.96% in Q1 2026 and troughed at 3.84% in Q1 2023.
- A 5-year average of 11.19% and a median of 11.62% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2023 and 2025: EBT Margin sank 1214 bps in 2023, then soared 931 bps in 2025.
- Over 5 years, EBT Margin stood at 11.81% in 2022, then dropped by 29 bps to 8.39% in 2023, then rose by 20 bps to 10.05% in 2024, then soared by 34 bps to 13.42% in 2025, then increased by 26 bps to 16.96% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 16.96%, 13.42%, and 11.62% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Standard Premium Finance Holdings | 8.65 Mn | 8.40 Mn | - | 14.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.21% |
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 13.42% |
| Sep 30, 2025 | 11.62% |
| Jun 30, 2025 | 11.09% |
| Mar 31, 2025 | 15.12% |
| Dec 31, 2024 | 10.05% |
| Sep 30, 2024 | 13.24% |
| Jun 30, 2024 | 13.95% |
| Mar 31, 2024 | 5.82% |
| Dec 31, 2023 | 8.39% |
| Sep 30, 2023 | 5.95% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 3.84% |
| Dec 31, 2022 | 11.81% |
| Sep 30, 2022 | 9.87% |
| Jun 30, 2022 | 12.39% |
| Mar 31, 2022 | 15.97% |
| Dec 31, 2021 | 17.87% |
| Sep 30, 2021 | 18.26% |