Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly EBT Margin came in at 16.96% in Q1 2026, up 184.0% year-on-year from 5.97% in Q1 2025, and up 26.41% quarter-over-quarter from 13.42% in Q4 2025.

Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed EBT Margin across 7 years of filings, most recently posting 16.96% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 16.96%, up 184.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 13.32% (up 27.0% YoY), and the FY2025 annual result was 12.77%, up 190.0% from the prior year.
  • EBT Margin came in at 16.96% for Q1 2026 at Standard Premium Finance Holdings, up from 13.42% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 16.96% in Q1 2026 to a low of 3.84% in Q1 2023.
  • The 5-year median for EBT Margin is 11.62% (2025), against an average of 11.19%.
  • Across the five-year window, EBT Margin sank 1214 bps in 2023 and jumped 931 bps in 2025, its largest moves.
  • Standard Premium Finance Holdings' EBT Margin stood at 11.81% in 2022, then decreased by 29 bps to 8.39% in 2023, then grew by 20 bps to 10.05% in 2024, then jumped by 34 bps to 13.42% in 2025, then climbed by 26 bps to 16.96% in 2026.
  • The last three EBT Margin figures came in at 16.96% (Q1 2026), 13.42% (Q4 2025), and 11.62% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Standard Premium Finance Holdings - - 3.12 Mn 16.96%

Historic Data

Download Data
DateValue
Mar 31, 2026 16.96%
Dec 31, 2025 13.42%
Sep 30, 2025 11.62%
Jun 30, 2025 11.09%
Mar 31, 2025 15.12%
Dec 31, 2024 10.05%
Sep 30, 2024 13.24%
Jun 30, 2024 13.95%
Mar 31, 2024 5.82%
Dec 31, 2023 8.39%
Sep 30, 2023 5.95%
Jun 30, 2023 10.77%
Mar 31, 2023 3.84%
Dec 31, 2022 11.81%
Sep 30, 2022 9.87%
Jun 30, 2022 12.39%
Mar 31, 2022 15.97%
Dec 31, 2021 17.87%
Sep 30, 2021 18.26%
Jun 30, 2021 10.45%