Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted EBT Margin of 16.96% for Q1 2026, up 26.41% sequentially from 13.42% in Q4 2025, and up 184.0% YoY from 5.97% in Q1 2025.

Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has reported EBT Margin for 7 years, with the latest figure at 16.96% in Q1 2026.

  • Quarterly EBT Margin rose 184.0% year-over-year to 16.96% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 13.32% (up 27.0% YoY) and the FY2025 annual result came in at 12.77%, up 190.0% from the prior year.
  • EBT Margin grew to 16.96% in Q1 2026 per SPFX's latest filing, from 13.42% in the prior quarter.
  • Over five years, EBT Margin peaked at 16.96% in Q1 2026 and troughed at 3.84% in Q1 2023.
  • A 5-year average of 11.19% and a median of 11.62% in 2025 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2023 and 2025: EBT Margin sank 1214 bps in 2023, then soared 931 bps in 2025.
  • Over 5 years, EBT Margin stood at 11.81% in 2022, then dropped by 29 bps to 8.39% in 2023, then rose by 20 bps to 10.05% in 2024, then soared by 34 bps to 13.42% in 2025, then increased by 26 bps to 16.96% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 16.96%, 13.42%, and 11.62% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Standard Premium Finance Holdings 9.26 Mn 9.25 Mn - 16.96%

Historic Data

Download Data
DateValue
Mar 31, 2026 16.96%
Dec 31, 2025 13.42%
Sep 30, 2025 11.62%
Jun 30, 2025 11.09%
Mar 31, 2025 15.12%
Dec 31, 2024 10.05%
Sep 30, 2024 13.24%
Jun 30, 2024 13.95%
Mar 31, 2024 5.82%
Dec 31, 2023 8.39%
Sep 30, 2023 5.95%
Jun 30, 2023 10.77%
Mar 31, 2023 3.84%
Dec 31, 2022 11.81%
Sep 30, 2022 9.87%
Jun 30, 2022 12.39%
Mar 31, 2022 15.97%
Dec 31, 2021 17.87%
Sep 30, 2021 18.26%
Jun 30, 2021 10.45%