Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly EBT Margin came in at 14.21% in Q2 2026, up 312.0% year-over-year from 3.45% in Q2 2025, and down 16.24% quarter-over-quarter from 16.96% in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed EBT Margin across 7 years of filings, most recently posting 14.21% for Q2 2026.
- In Q2 2026, EBT Margin rose 312.0% year-over-year to 14.21%; the TTM figure through Jun 2026 stood at 14.08% (up 176.0% YoY), while the FY2025 annual figure was 12.77%, up 190.0% from the prior year.
- EBT Margin came in at 14.21% for Q2 2026 at Standard Premium Finance Holdings, down from 16.96% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 16.96% in Q1 2026 to a low of 3.84% in Q1 2023.
- Average EBT Margin over 5 years is 11.36%, with a median of 11.71% recorded in 2022.
- Year-over-year, EBT Margin plunged 1214 bps in 2023 and surged 931 bps in 2025.
- Over 5 years, EBT Margin stood at 11.81% in 2022, then decreased by 29 bps to 8.39% in 2023, then grew by 20 bps to 10.05% in 2024, then jumped by 34 bps to 13.42% in 2025, then gained by 6 bps to 14.21% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 14.21% in Q2 2026, 16.96% in Q1 2026, and 13.42% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 46.33% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 65.65% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 76.09% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 16.84% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 8.87% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 30.04% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -5.49% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.51% |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 14.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.21% |
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 13.42% |
| Sep 30, 2025 | 11.62% |
| Jun 30, 2025 | 11.09% |
| Mar 31, 2025 | 15.12% |
| Dec 31, 2024 | 10.05% |
| Sep 30, 2024 | 13.24% |
| Jun 30, 2024 | 13.95% |
| Mar 31, 2024 | 5.82% |
| Dec 31, 2023 | 8.39% |
| Sep 30, 2023 | 5.95% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 3.84% |
| Dec 31, 2022 | 11.81% |
| Sep 30, 2022 | 9.87% |
| Jun 30, 2022 | 12.39% |
| Mar 31, 2022 | 15.97% |
| Dec 31, 2021 | 17.87% |
| Sep 30, 2021 | 18.26% |