Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted EBT Margin of 16.96% for Q1 2026, up 26.41% sequentially from 13.42% in Q4 2025, and up 184.0% YoY from 5.97% in Q1 2025.
Standard Premium Finance Holdings (SPFX) EBT Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings (SPFX) has 7 years of EBT Margin data on file, last reported at 16.96% in Q1 2026.
- Quarterly EBT Margin rose 184.0% year-over-year to 16.96% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 13.32% (up 27.0% YoY) and the FY2025 annual result came in at 12.77%, up 190.0% from the prior year.
- EBT Margin grew to 16.96% in Q1 2026 per SPFX's latest filing, from 13.42% in the prior quarter.
- The five-year high for EBT Margin was 16.96% in Q1 2026, with the low at 3.84% in Q1 2023.
- Average EBT Margin over 5 years is 11.19%, with a median of 11.62% recorded in 2025.
- Year-over-year, EBT Margin tumbled 1214 bps in 2023 and surged 931 bps in 2025.
- Standard Premium Finance Holdings' EBT Margin stood at 11.81% in 2022, then declined by 29 bps to 8.39% in 2023, then gained by 20 bps to 10.05% in 2024, then jumped by 34 bps to 13.42% in 2025, then rose by 26 bps to 16.96% in 2026.
- Business Quant data shows SPFX's EBT Margin at 16.96% in Q1 2026, 13.42% in Q4 2025, and 11.62% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Standard Premium Finance Holdings | 9.30 Mn | 9.29 Mn | 3.12 Mn | 16.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.96% |
| Dec 31, 2025 | 13.42% |
| Sep 30, 2025 | 11.62% |
| Jun 30, 2025 | 11.09% |
| Mar 31, 2025 | 15.12% |
| Dec 31, 2024 | 10.05% |
| Sep 30, 2024 | 13.24% |
| Jun 30, 2024 | 13.95% |
| Mar 31, 2024 | 5.82% |
| Dec 31, 2023 | 8.39% |
| Sep 30, 2023 | 5.95% |
| Jun 30, 2023 | 10.77% |
| Mar 31, 2023 | 3.84% |
| Dec 31, 2022 | 11.81% |
| Sep 30, 2022 | 9.87% |
| Jun 30, 2022 | 12.39% |
| Mar 31, 2022 | 15.97% |
| Dec 31, 2021 | 17.87% |
| Sep 30, 2021 | 18.26% |
| Jun 30, 2021 | 10.45% |