Standard Premium Finance Holdings, Inc. (SPFX) Debt Ratio (2020 - 2026)
Standard Premium Finance Holdings' Debt Ratio came in at 0.81 for Q2 2026, up 8.4% from 0.75 a year earlier and up 0.6% from the prior quarter.
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Analysis
Standard Premium Finance Holdings, Inc. (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, Standard Premium Finance Holdings' Debt Ratio was 0.78, up 1.8% from FY2024.
- Going back by year, Debt Ratio was 0.76 in FY2024 (-4.4%), 0.80 in FY2023 (+1.4%), 0.79 in FY2022 (+1.1%) and 0.78 in FY2021 (unchanged).
- The Q2 2026 figure represents the highest quarterly Debt Ratio since Q1 2022.
- Year-over-year, Debt Ratio has increased for three consecutive quarters, with an average decline of 0.2% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q2 2026 (growth of 8.4%), and the weakest in Q2 2025 (a decline of 5.8%).
- Business Quant data shows SPFX's Debt Ratio at 0.80 (Q1 2026), 0.78 (Q4 2025) and 0.77 (Q3 2025) in the three quarters before Q2 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.81 |
| Mar 31, 2026 | 0.80 |
| Dec 31, 2025 | 0.78 |
| Sep 30, 2025 | 0.77 |
| Jun 30, 2025 | 0.75 |
| Mar 31, 2025 | 0.75 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.78 |
| Jun 30, 2024 | 0.79 |
| Mar 31, 2024 | 0.79 |
| Dec 31, 2023 | 0.80 |
| Sep 30, 2023 | 0.80 |
| Jun 30, 2023 | 0.80 |
| Mar 31, 2023 | 0.80 |
| Dec 31, 2022 | 0.79 |
| Sep 30, 2022 | 0.81 |
| Jun 30, 2022 | 0.80 |
| Mar 31, 2022 | 0.81 |
| Dec 31, 2021 | 0.78 |
| Sep 30, 2021 | 0.79 |
API Access
Standard Premium Finance Holdings, Inc. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "SPFX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();