Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Debt Ratio came in at 0.75 in Q1 2026, up 7.63% year-on-year from 0.7 in Q1 2025, and up 1.14% quarter-over-quarter from 0.74 in Q4 2025.

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Debt Ratio across 7 years of filings, most recently posting 0.75 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.75, up 7.63% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.75 (up 7.63% YoY), and the FY2025 annual result was 0.74, up 4.9% from the prior year.
  • Debt Ratio came in at 0.75 for Q1 2026 at Standard Premium Finance Holdings, up from 0.74 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.77 in Q3 2022 to a low of 0.63 in Q3 2024.
  • The 5-year median for Debt Ratio is 0.71 (2024), against an average of 0.71.
  • Across the five-year window, Debt Ratio advanced 19.53% in 2022 and decreased 15.66% in 2024, its largest moves.
  • Standard Premium Finance Holdings' Debt Ratio stood at 0.75 in 2022, then declined by 9.46% to 0.68 in 2023, then grew by 4.08% to 0.71 in 2024, then grew by 4.9% to 0.74 in 2025, then climbed by 1.14% to 0.75 in 2026.
  • The last three Debt Ratio figures came in at 0.75 (Q1 2026), 0.74 (Q4 2025), and 0.71 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Standard Premium Finance Holdings - - 3.12 Mn 0.75

Historic Data

Download Data
DateValue
Mar 31, 2026 0.75
Dec 31, 2025 0.74
Sep 30, 2025 0.71
Jun 30, 2025 0.68
Mar 31, 2025 0.70
Dec 31, 2024 0.71
Sep 30, 2024 0.63
Jun 30, 2024 0.69
Mar 31, 2024 0.66
Dec 31, 2023 0.68
Sep 30, 2023 0.75
Jun 30, 2023 0.75
Mar 31, 2023 0.65
Dec 31, 2022 0.75
Sep 30, 2022 0.77
Jun 30, 2022 0.76
Mar 31, 2022 0.66
Dec 31, 2021 0.63
Sep 30, 2021 0.71
Jun 30, 2021 0.71