Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Debt Ratio came in at 0.81 in Q2 2026, up 8.35% year-over-year from 0.75 in Q2 2025, and up 0.56% quarter-over-quarter from 0.8 in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Debt Ratio across 7 years of filings, most recently posting 0.81 for Q2 2026.
- In Q2 2026, Debt Ratio rose 8.35% year-over-year to 0.81; the TTM figure through Jun 2026 stood at 0.81 (up 8.35% YoY), while the FY2025 annual figure was 0.78, up 1.77% from the prior year.
- Debt Ratio came in at 0.81 for Q2 2026 at Standard Premium Finance Holdings, up from 0.8 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.81 in Q1 2022 to a low of 0.75 in Q2 2025.
- Average Debt Ratio over 5 years is 0.79, with a median of 0.8 recorded in 2023.
- Year-over-year, Debt Ratio decreased 5.78% in 2025 and climbed 8.35% in 2026.
- Over 5 years, Debt Ratio stood at 0.79 in 2022, then advanced by 1.41% to 0.8 in 2023, then dropped by 4.38% to 0.76 in 2024, then grew by 1.77% to 0.78 in 2025, then increased by 4.3% to 0.81 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.81 in Q2 2026, 0.8 in Q1 2026, and 0.78 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 0.35 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 0.47 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 0.04 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 0.84 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 0.93 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 0.38 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 0.46 |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 0.81 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.81 |
| Mar 31, 2026 | 0.80 |
| Dec 31, 2025 | 0.78 |
| Sep 30, 2025 | 0.77 |
| Jun 30, 2025 | 0.75 |
| Mar 31, 2025 | 0.75 |
| Dec 31, 2024 | 0.76 |
| Sep 30, 2024 | 0.77 |
| Jun 30, 2024 | 0.79 |
| Mar 31, 2024 | 0.79 |
| Dec 31, 2023 | 0.80 |
| Sep 30, 2023 | 0.80 |
| Jun 30, 2023 | 0.80 |
| Mar 31, 2023 | 0.80 |
| Dec 31, 2022 | 0.79 |
| Sep 30, 2022 | 0.81 |
| Jun 30, 2022 | 0.80 |
| Mar 31, 2022 | 0.81 |
| Dec 31, 2021 | 0.78 |
| Sep 30, 2021 | 0.79 |