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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2025)

Standard Premium Finance Holdings (SPFX) has disclosed Debt Ratio for 6 consecutive years, with 0.74 as the latest value for Q4 2025.

  • Quarterly Debt Ratio rose 4.9% to 0.74 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.74 through Dec 2025, up 4.9% year-over-year, with the annual reading at 0.74 for FY2025, 4.9% up from the prior year.
  • Debt Ratio hit 0.74 in Q4 2025 for Standard Premium Finance Holdings, up from 0.71 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.77 in Q3 2022 to a low of 0.66 in Q1 2024.
  • Historically, Debt Ratio has averaged 0.72 across 5 years, with a median of 0.71 in 2025.
  • Biggest five-year swings in Debt Ratio: increased 9.41% in 2021 and later decreased 10.3% in 2023.
  • Year by year, Debt Ratio stood at 0.73 in 2021, then increased by 2.79% to 0.75 in 2022, then dropped by 9.46% to 0.68 in 2023, then rose by 4.08% to 0.71 in 2024, then rose by 4.9% to 0.74 in 2025.
  • Business Quant data shows Debt Ratio for SPFX at 0.74 in Q4 2025, 0.71 in Q3 2025, and 0.68 in Q2 2025.