Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted Debt Ratio of 0.75 for Q1 2026, up 1.14% sequentially from 0.74 in Q4 2025, and up 7.63% YoY from 0.7 in Q1 2025.

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has reported Debt Ratio for 7 years, with the latest figure at 0.75 in Q1 2026.

  • Quarterly Debt Ratio rose 7.63% year-over-year to 0.75 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.75 (up 7.63% YoY) and the FY2025 annual result came in at 0.74, up 801.41% from the prior year.
  • Debt Ratio grew to 0.75 in Q1 2026 per SPFX's latest filing, from 0.74 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.76 in Q2 2022 and troughed at 0.0 in Q2 2024.
  • A 5-year average of 0.59 and a median of 0.69 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio tumbled 99.79% in 2024, then surged 43088.71% in 2025.
  • Over 5 years, Debt Ratio stood at 0.75 in 2022, then slumped by 99.74% to 0.0 in 2023, then jumped by 4044.79% to 0.08 in 2024, then surged by 801.41% to 0.74 in 2025, then increased by 1.14% to 0.75 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.75, 0.74, and 0.71 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Standard Premium Finance Holdings 9.26 Mn 9.25 Mn - 0.75

Historic Data

Download Data
DateValue
Mar 31, 2026 0.75
Dec 31, 2025 0.74
Sep 30, 2025 0.71
Jun 30, 2025 0.68
Mar 31, 2025 0.70
Dec 31, 2024 0.08
Sep 30, 2024 0.63
Jun 30, 2024 0.00
Mar 31, 2024 0.73
Dec 31, 2023 0.00
Sep 30, 2023 0.68
Jun 30, 2023 0.75
Mar 31, 2023 0.65
Dec 31, 2022 0.75
Sep 30, 2022 0.69
Jun 30, 2022 0.76
Mar 31, 2022 0.66
Dec 31, 2021 0.68
Sep 30, 2021 0.71
Jun 30, 2021 0.72