Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Debt Ratio came in at 0.75 in Q1 2026, up 7.63% year-on-year from 0.7 in Q1 2025, and up 1.14% quarter-over-quarter from 0.74 in Q4 2025.
Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Debt Ratio across 7 years of filings, most recently posting 0.75 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.75, up 7.63% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.75 (up 7.63% YoY), and the FY2025 annual result was 0.74, up 4.9% from the prior year.
- Debt Ratio came in at 0.75 for Q1 2026 at Standard Premium Finance Holdings, up from 0.74 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.77 in Q3 2022 to a low of 0.63 in Q3 2024.
- The 5-year median for Debt Ratio is 0.71 (2024), against an average of 0.71.
- Across the five-year window, Debt Ratio advanced 19.53% in 2022 and decreased 15.66% in 2024, its largest moves.
- Standard Premium Finance Holdings' Debt Ratio stood at 0.75 in 2022, then declined by 9.46% to 0.68 in 2023, then grew by 4.08% to 0.71 in 2024, then grew by 4.9% to 0.74 in 2025, then climbed by 1.14% to 0.75 in 2026.
- The last three Debt Ratio figures came in at 0.75 (Q1 2026), 0.74 (Q4 2025), and 0.71 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.25 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.36 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.06 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.06 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 0.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.75 |
| Dec 31, 2025 | 0.74 |
| Sep 30, 2025 | 0.71 |
| Jun 30, 2025 | 0.68 |
| Mar 31, 2025 | 0.70 |
| Dec 31, 2024 | 0.71 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 0.69 |
| Mar 31, 2024 | 0.66 |
| Dec 31, 2023 | 0.68 |
| Sep 30, 2023 | 0.75 |
| Jun 30, 2023 | 0.75 |
| Mar 31, 2023 | 0.65 |
| Dec 31, 2022 | 0.75 |
| Sep 30, 2022 | 0.77 |
| Jun 30, 2022 | 0.76 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.71 |
| Jun 30, 2021 | 0.71 |