Standard Premium Finance Holdings SPFX
OTC SPFX
$2.50 -0.40 (-13.79%)
At close: Sep 18, 2026 · 4:00 PM EDT

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Debt Ratio came in at 0.81 in Q2 2026, up 8.35% year-over-year from 0.75 in Q2 2025, and up 0.56% quarter-over-quarter from 0.8 in Q1 2026.

Analysis

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Debt Ratio across 7 years of filings, most recently posting 0.81 for Q2 2026.

  • In Q2 2026, Debt Ratio rose 8.35% year-over-year to 0.81; the TTM figure through Jun 2026 stood at 0.81 (up 8.35% YoY), while the FY2025 annual figure was 0.78, up 1.77% from the prior year.
  • Debt Ratio came in at 0.81 for Q2 2026 at Standard Premium Finance Holdings, up from 0.8 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.81 in Q1 2022 to a low of 0.75 in Q2 2025.
  • Average Debt Ratio over 5 years is 0.79, with a median of 0.8 recorded in 2023.
  • Year-over-year, Debt Ratio decreased 5.78% in 2025 and climbed 8.35% in 2026.
  • Over 5 years, Debt Ratio stood at 0.79 in 2022, then advanced by 1.41% to 0.8 in 2023, then dropped by 4.38% to 0.76 in 2024, then grew by 1.77% to 0.78 in 2025, then increased by 4.3% to 0.81 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.81 in Q2 2026, 0.8 in Q1 2026, and 0.78 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 0.35
2 Royalty Pharma 33.59 Bn 35.70 Bn - 0.47
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 0.04
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 0.84
7 Jefferson Capital 1.18 Bn 1.16 Bn - 0.93
8 Lufax Holding 1.04 Bn -1.23 Bn - 0.38
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 0.46
10 Standard Premium Finance Holdings 7.33 Mn 7.08 Mn - 0.81
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.81
Mar 31, 2026 0.80
Dec 31, 2025 0.78
Sep 30, 2025 0.77
Jun 30, 2025 0.75
Mar 31, 2025 0.75
Dec 31, 2024 0.76
Sep 30, 2024 0.77
Jun 30, 2024 0.79
Mar 31, 2024 0.79
Dec 31, 2023 0.80
Sep 30, 2023 0.80
Jun 30, 2023 0.80
Mar 31, 2023 0.80
Dec 31, 2022 0.79
Sep 30, 2022 0.81
Jun 30, 2022 0.80
Mar 31, 2022 0.81
Dec 31, 2021 0.78
Sep 30, 2021 0.79