Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted Debt Ratio of 0.75 for Q1 2026, up 1.14% sequentially from 0.74 in Q4 2025, and up 7.63% YoY from 0.7 in Q1 2025.

Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings (SPFX) has 7 years of Debt Ratio data on file, last reported at 0.75 in Q1 2026.

  • Quarterly Debt Ratio rose 7.63% year-over-year to 0.75 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.75 (up 7.63% YoY) and the FY2025 annual result came in at 0.74, up 4.9% from the prior year.
  • Debt Ratio grew to 0.75 in Q1 2026 per SPFX's latest filing, from 0.74 in the prior quarter.
  • The five-year high for Debt Ratio was 0.77 in Q3 2022, with the low at 0.63 in Q3 2024.
  • Average Debt Ratio over 5 years is 0.71, with a median of 0.71 recorded in 2024.
  • Year-over-year, Debt Ratio rose 19.53% in 2022 and fell 15.66% in 2024.
  • Standard Premium Finance Holdings' Debt Ratio stood at 0.75 in 2022, then decreased by 9.46% to 0.68 in 2023, then gained by 4.08% to 0.71 in 2024, then gained by 4.9% to 0.74 in 2025, then rose by 1.14% to 0.75 in 2026.
  • Business Quant data shows SPFX's Debt Ratio at 0.75 in Q1 2026, 0.74 in Q4 2025, and 0.71 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Standard Premium Finance Holdings 9.30 Mn 9.29 Mn 3.12 Mn 0.75

Historic Data

Download Data
DateValue
Mar 31, 2026 0.75
Dec 31, 2025 0.74
Sep 30, 2025 0.71
Jun 30, 2025 0.68
Mar 31, 2025 0.70
Dec 31, 2024 0.71
Sep 30, 2024 0.63
Jun 30, 2024 0.69
Mar 31, 2024 0.66
Dec 31, 2023 0.68
Sep 30, 2023 0.75
Jun 30, 2023 0.75
Mar 31, 2023 0.65
Dec 31, 2022 0.75
Sep 30, 2022 0.77
Jun 30, 2022 0.76
Mar 31, 2022 0.66
Dec 31, 2021 0.63
Sep 30, 2021 0.71
Jun 30, 2021 0.71