Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted Debt Ratio of 0.75 for Q1 2026, up 1.14% sequentially from 0.74 in Q4 2025, and up 7.63% YoY from 0.7 in Q1 2025.
Standard Premium Finance Holdings (SPFX) Debt Ratio (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings (SPFX) has 7 years of Debt Ratio data on file, last reported at 0.75 in Q1 2026.
- Quarterly Debt Ratio rose 7.63% year-over-year to 0.75 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.75 (up 7.63% YoY) and the FY2025 annual result came in at 0.74, up 4.9% from the prior year.
- Debt Ratio grew to 0.75 in Q1 2026 per SPFX's latest filing, from 0.74 in the prior quarter.
- The five-year high for Debt Ratio was 0.77 in Q3 2022, with the low at 0.63 in Q3 2024.
- Average Debt Ratio over 5 years is 0.71, with a median of 0.71 recorded in 2024.
- Year-over-year, Debt Ratio rose 19.53% in 2022 and fell 15.66% in 2024.
- Standard Premium Finance Holdings' Debt Ratio stood at 0.75 in 2022, then decreased by 9.46% to 0.68 in 2023, then gained by 4.08% to 0.71 in 2024, then gained by 4.9% to 0.74 in 2025, then rose by 1.14% to 0.75 in 2026.
- Business Quant data shows SPFX's Debt Ratio at 0.75 in Q1 2026, 0.74 in Q4 2025, and 0.71 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Standard Premium Finance Holdings | 9.30 Mn | 9.29 Mn | 3.12 Mn | 0.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.75 |
| Dec 31, 2025 | 0.74 |
| Sep 30, 2025 | 0.71 |
| Jun 30, 2025 | 0.68 |
| Mar 31, 2025 | 0.70 |
| Dec 31, 2024 | 0.71 |
| Sep 30, 2024 | 0.63 |
| Jun 30, 2024 | 0.69 |
| Mar 31, 2024 | 0.66 |
| Dec 31, 2023 | 0.68 |
| Sep 30, 2023 | 0.75 |
| Jun 30, 2023 | 0.75 |
| Mar 31, 2023 | 0.65 |
| Dec 31, 2022 | 0.75 |
| Sep 30, 2022 | 0.77 |
| Jun 30, 2022 | 0.76 |
| Mar 31, 2022 | 0.66 |
| Dec 31, 2021 | 0.63 |
| Sep 30, 2021 | 0.71 |
| Jun 30, 2021 | 0.71 |