Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026)
Standard Premium Finance Holdings' Interest Coverage Ratio came in at 1.44 for Q2 2026, up 8.0% from 1.34 a year earlier but down 7.5% from the prior quarter.
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Analysis
Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
For FY2025, Standard Premium Finance Holdings' Interest Coverage Ratio was 1.39, up 6.8% from FY2024.
- Going back by year, Interest Coverage Ratio was 1.30 in FY2024 (+9.4%), 1.19 in FY2023 (-17.2%), 1.43 in FY2022 (-15.0%) and 1.69 in FY2021 (+7.2%).
- The five-year range for quarterly Interest Coverage Ratio is 1.10 (Q1 2023) to 1.91 (Q3 2021).
- Year-over-year, Interest Coverage Ratio has increased for three consecutive quarters, with growth averaging 8.8% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q1 2025 (growth of 27.3%), and the weakest in Q1 2023 (a decline of 35.4%).
- Business Quant data shows SPFX's Interest Coverage Ratio at 1.56 (Q1 2026), 1.41 (Q4 2025) and 1.35 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 3.67 |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 4.54 |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 2.27 |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 1.15 |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 59.33 |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 1.39 |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 2.21 |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 0.31 |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Standard Premium Finance Holdings | 10.26 Mn | 10.21 Mn | 439,817.00 | -2.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -2.16 |
| Jun 30, 2026 | -2.31 |
| Mar 31, 2026 | -2.34 |
| Dec 31, 2025 | -2.28 |
| Sep 30, 2025 | -2.29 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | -2.23 |
| Dec 31, 2024 | 1.30 |
| Sep 30, 2024 | -1.97 |
| Jun 30, 2024 | -2.05 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.21 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.10 |
| Dec 31, 2022 | 1.32 |
| Sep 30, 2022 | 1.33 |
| Jun 30, 2022 | 1.52 |
| Mar 31, 2022 | 1.71 |
| Dec 31, 2021 | -2.77 |
API Access
Standard Premium Finance Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SPFX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SPFX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();