Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Interest Coverage Ratio came in at 0.36 in Q1 2026, up 50.77% year-on-year from 0.24 in Q1 2025, and up 88.97% quarter-over-quarter from 0.19 in Q4 2025.

Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Interest Coverage Ratio across 7 years of filings, most recently posting 0.36 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 0.36, up 50.77% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.19 (up 16.4% YoY), and the FY2025 annual result was 0.16, up 102.34% from the prior year.
  • Interest Coverage Ratio came in at 0.36 for Q1 2026 at Standard Premium Finance Holdings, up from 0.19 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 0.36 in Q1 2026 to a low of 0.15 in Q1 2023.
  • The 5-year median for Interest Coverage Ratio is 0.09 (2025), against an average of 0.09.
  • Peak annual rise in Interest Coverage Ratio reached 571.24% in 2023, while the deepest fall reached 233.17% in 2023.
  • Standard Premium Finance Holdings' Interest Coverage Ratio stood at 0.06 in 2022, then sank by 44.86% to 0.04 in 2023, then jumped by 116.47% to 0.08 in 2024, then soared by 150.01% to 0.19 in 2025, then soared by 88.97% to 0.36 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.36 (Q1 2026), 0.19 (Q4 2025), and 0.14 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Standard Premium Finance Holdings - - 3.12 Mn 0.36

Historic Data

Download Data
DateValue
Mar 31, 2026 0.36
Dec 31, 2025 0.19
Sep 30, 2025 0.14
Jun 30, 2025 0.09
Mar 31, 2025 0.24
Dec 31, 2024 0.08
Sep 30, 2024 0.16
Jun 30, 2024 0.19
Mar 31, 2024 -0.09
Dec 31, 2023 0.04
Sep 30, 2023 -0.08
Jun 30, 2023 0.09
Mar 31, 2023 -0.15
Dec 31, 2022 0.06
Sep 30, 2022 -0.02
Jun 30, 2022 0.01
Mar 31, 2022 0.21
Dec 31, 2021 0.32
Sep 30, 2021 0.38
Jun 30, 2021 -0.02