Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted Interest Coverage Ratio of 0.36 for Q1 2026, up 88.97% sequentially from 0.19 in Q4 2025, and up 50.77% YoY from 0.24 in Q1 2025.

Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings (SPFX) has 7 years of Interest Coverage Ratio data on file, last reported at 0.36 in Q1 2026.

  • Quarterly Interest Coverage Ratio rose 50.77% year-over-year to 0.36 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.19 (up 16.4% YoY) and the FY2025 annual result came in at 0.16, up 102.34% from the prior year.
  • Interest Coverage Ratio improved to 0.36 in Q1 2026 per SPFX's latest filing, from 0.19 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 0.36 in Q1 2026, with the low at 0.15 in Q1 2023.
  • Average Interest Coverage Ratio over 5 years is 0.09, with a median of 0.09 recorded in 2025.
  • The widest YoY moves for Interest Coverage Ratio: up 571.24% in 2023, down 233.17% in 2023.
  • Standard Premium Finance Holdings' Interest Coverage Ratio stood at 0.06 in 2022, then slumped by 44.86% to 0.04 in 2023, then jumped by 116.47% to 0.08 in 2024, then soared by 150.01% to 0.19 in 2025, then soared by 88.97% to 0.36 in 2026.
  • Business Quant data shows SPFX's Interest Coverage Ratio at 0.36 in Q1 2026, 0.19 in Q4 2025, and 0.14 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Standard Premium Finance Holdings 9.30 Mn 9.29 Mn 3.12 Mn 0.36

Historic Data

Download Data
DateValue
Mar 31, 2026 0.36
Dec 31, 2025 0.19
Sep 30, 2025 0.14
Jun 30, 2025 0.09
Mar 31, 2025 0.24
Dec 31, 2024 0.08
Sep 30, 2024 0.16
Jun 30, 2024 0.19
Mar 31, 2024 -0.09
Dec 31, 2023 0.04
Sep 30, 2023 -0.08
Jun 30, 2023 0.09
Mar 31, 2023 -0.15
Dec 31, 2022 0.06
Sep 30, 2022 -0.02
Jun 30, 2022 0.01
Mar 31, 2022 0.21
Dec 31, 2021 0.32
Sep 30, 2021 0.38
Jun 30, 2021 -0.02