Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted Interest Coverage Ratio of 1.56 for Q1 2026, up 220.45% sequentially from 1.29 in Q4 2025, and up 6.93% YoY from 1.46 in Q1 2025.
Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported Interest Coverage Ratio for 7 years, with the latest figure at 1.56 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 6.93% year-over-year to 1.56 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.64 (up 18.3% YoY) and the FY2025 annual result came in at 1.39, up 7.02% from the prior year.
- Interest Coverage Ratio advanced to 1.56 in Q1 2026 per SPFX's latest filing, from 1.29 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 376.88 in Q4 2022 and troughed at 1.29 in Q4 2025.
- A 5-year average of 23.28 and a median of 1.35 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 53590.53% in 2022, then sank 200.62% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 376.88 in 2022, then plunged by 99.72% to 1.06 in 2023, then rose by 21.09% to 1.29 in 2024, then tumbled by 200.62% to 1.29 in 2025, then jumped by 220.45% to 1.56 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.56, 1.29, and 1.35 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Standard Premium Finance Holdings | 9.26 Mn | 9.25 Mn | - | 1.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | -1.29 |
| Sep 30, 2025 | 1.35 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.29 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 1.47 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.06 |
| Sep 30, 2023 | 1.18 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.10 |
| Dec 31, 2022 | 376.88 |
| Sep 30, 2022 | 1.46 |
| Jun 30, 2022 | 1.37 |
| Mar 31, 2022 | 1.71 |
| Dec 31, 2021 | 0.70 |
| Sep 30, 2021 | 2.87 |
| Jun 30, 2021 | 1.78 |