Standard Premium Finance Holdings SPFX
OTC SPFX
$2.50 -0.40 (-13.79%)
At close: Sep 18, 2026 · 4:00 PM EDT

Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Interest Coverage Ratio came in at 1.44 in Q2 2026, up 7.97% year-over-year from 1.34 in Q2 2025, and down 7.48% quarter-over-quarter from 1.56 in Q1 2026.

Analysis

Standard Premium Finance Holdings (SPFX) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Interest Coverage Ratio across 7 years of filings, most recently posting 1.44 for Q2 2026.

  • In Q2 2026, Interest Coverage Ratio rose 7.97% year-over-year to 1.44; the TTM figure through Jun 2026 stood at 1.44 (up 5.7% YoY), while the FY2025 annual figure was 1.39, up 6.79% from the prior year.
  • Interest Coverage Ratio came in at 1.44 for Q2 2026 at Standard Premium Finance Holdings, down from 1.56 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.71 in Q1 2022 to a low of 1.1 in Q1 2023.
  • Average Interest Coverage Ratio over 5 years is 1.35, with a median of 1.34 recorded in 2025.
  • Year-over-year, Interest Coverage Ratio slumped 35.44% in 2023 and climbed 27.31% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 1.32 in 2022, then declined by 8.15% to 1.21 in 2023, then advanced by 6.83% to 1.3 in 2024, then climbed by 8.85% to 1.41 in 2025, then rose by 2.13% to 1.44 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.44 in Q2 2026, 1.56 in Q1 2026, and 1.41 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.98
2 Royalty Pharma 33.59 Bn 35.70 Bn - 1.42
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 27.97
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 23.43
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.18 Bn 1.16 Bn - 2.68
8 Lufax Holding 1.04 Bn -1.23 Bn - -3.98
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 2.13
10 Standard Premium Finance Holdings 7.33 Mn 7.08 Mn - 1.44
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.44
Mar 31, 2026 1.56
Dec 31, 2025 1.41
Sep 30, 2025 1.35
Jun 30, 2025 1.34
Mar 31, 2025 1.47
Dec 31, 2024 1.30
Sep 30, 2024 1.35
Jun 30, 2024 1.39
Mar 31, 2024 1.15
Dec 31, 2023 1.21
Sep 30, 2023 1.15
Jun 30, 2023 1.27
Mar 31, 2023 1.10
Dec 31, 2022 1.32
Sep 30, 2022 1.33
Jun 30, 2022 1.52
Mar 31, 2022 1.71
Dec 31, 2021 1.76
Sep 30, 2021 1.91