Standard Premium Finance Holdings (SPFX) EBIT Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted EBIT Margin of 47.33% for Q1 2026, up 525.3% sequentially from 7.57% in Q4 2025, and down 85.0% YoY from 315.53% in Q1 2025.
Analysis
Standard Premium Finance Holdings (SPFX) EBIT Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported EBIT Margin for 7 years, with the latest figure at 47.33% in Q1 2026.
- Quarterly EBIT Margin fell 85.0% year-over-year to 47.33% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.13% (down 1272.0% YoY) and the FY2025 annual result came in at 45.7%, down 181.0% from the prior year.
- EBIT Margin rose to 47.33% in Q1 2026 per SPFX's latest filing, from 7.57% in the prior quarter.
- Over five years, EBIT Margin peaked at 143.76% in Q4 2023 and troughed at 7.57% in Q4 2025.
- A 5-year average of 45.26% and a median of 44.09% in 2024 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2023 and 2024: EBIT Margin surged 13192 bps in 2023, then plunged 9859 bps in 2024.
- Over 5 years, EBIT Margin stood at 11.84% in 2022, then surged by 1114 bps to 143.76% in 2023, then plunged by 69 bps to 45.17% in 2024, then slumped by 83 bps to 7.57% in 2025, then soared by 525 bps to 47.33% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 47.33%, 7.57%, and 45.26% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Standard Premium Finance Holdings | 8.65 Mn | 8.40 Mn | - | 46.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 46.35% |
| Mar 31, 2026 | 47.33% |
| Dec 31, 2025 | 45.99% |
| Sep 30, 2025 | 45.26% |
| Jun 30, 2025 | 44.13% |
| Mar 31, 2025 | 47.55% |
| Dec 31, 2024 | 43.85% |
| Sep 30, 2024 | 50.77% |
| Jun 30, 2024 | 49.73% |
| Mar 31, 2024 | 44.09% |
| Dec 31, 2023 | 47.54% |
| Sep 30, 2023 | 45.54% |
| Jun 30, 2023 | 50.03% |
| Mar 31, 2023 | 41.92% |
| Dec 31, 2022 | 48.47% |
| Sep 30, 2022 | 40.18% |
| Jun 30, 2022 | 36.12% |
| Mar 31, 2022 | 38.63% |
| Dec 31, 2021 | 41.43% |
| Sep 30, 2021 | 38.22% |