Standard Premium Finance Holdings (SPFX) EBIT Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted EBIT Margin of 11.0% for Q1 2026, up 76.15% sequentially from 6.24% in Q4 2025, and up 321.0% YoY from 2.61% in Q1 2025.
Standard Premium Finance Holdings (SPFX) EBIT Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings (SPFX) has 7 years of EBIT Margin data on file, last reported at 11.0% in Q1 2026.
- Quarterly EBIT Margin rose 321.0% year-over-year to 11.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.24% (up 46.0% YoY) and the FY2025 annual result came in at 5.34%, up 243.0% from the prior year.
- EBIT Margin improved to 11.0% in Q1 2026 per SPFX's latest filing, from 6.24% in the prior quarter.
- The five-year high for EBIT Margin was 11.0% in Q1 2026, with the low at 5.82% in Q1 2023.
- Average EBIT Margin over 5 years is 2.79%, with a median of 2.87% recorded in 2025.
- Year-over-year, EBIT Margin slumped 1060 bps in 2023 and jumped 1119 bps in 2025.
- Standard Premium Finance Holdings' EBIT Margin stood at 2.35% in 2022, then tumbled by 41 bps to 1.39% in 2023, then surged by 87 bps to 2.59% in 2024, then jumped by 141 bps to 6.24% in 2025, then soared by 76 bps to 11.0% in 2026.
- Business Quant data shows SPFX's EBIT Margin at 11.0% in Q1 2026, 6.24% in Q4 2025, and 4.61% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Standard Premium Finance Holdings | 9.30 Mn | 9.29 Mn | 3.12 Mn | 11.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.00% |
| Dec 31, 2025 | 6.24% |
| Sep 30, 2025 | 4.61% |
| Jun 30, 2025 | 2.87% |
| Mar 31, 2025 | 7.79% |
| Dec 31, 2024 | 2.59% |
| Sep 30, 2024 | 5.94% |
| Jun 30, 2024 | 6.96% |
| Mar 31, 2024 | -3.40% |
| Dec 31, 2023 | 1.39% |
| Sep 30, 2023 | -3.18% |
| Jun 30, 2023 | 3.70% |
| Mar 31, 2023 | -5.82% |
| Dec 31, 2022 | 2.35% |
| Sep 30, 2022 | -0.73% |
| Jun 30, 2022 | 0.33% |
| Mar 31, 2022 | 4.78% |
| Dec 31, 2021 | 7.47% |
| Sep 30, 2021 | 7.61% |
| Jun 30, 2021 | -0.36% |