Standard Premium Finance Holdings SPFX
OTC SPFX
$2.95 +0.05 (+1.72%)
At close: Aug 27, 2026 · 4:00 PM EDT

Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026)

Standard Premium Finance Holdings (SPFX) posted Net Margin of 11.43% for Q1 2026, up 17.64% sequentially from 9.72% in Q4 2025, and up 84.0% YoY from 6.21% in Q1 2025.

Analysis

Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has reported Net Margin for 7 years, with the latest figure at 11.43% in Q1 2026.

  • Quarterly Net Margin rose 84.0% year-over-year to 11.43% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.08% (up 22.0% YoY) and the FY2025 annual result came in at 8.8%, up 169.0% from the prior year.
  • Net Margin grew to 11.43% in Q1 2026 per SPFX's latest filing, from 9.72% in the prior quarter.
  • Over five years, Net Margin peaked at 11.43% in Q1 2026 and troughed at 1.92% in Q1 2023.
  • A 5-year average of 7.48% and a median of 7.68% in 2025 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2023 and 2025: Net Margin plunged 912 bps in 2023, then soared 742 bps in 2025.
  • Over 5 years, Net Margin stood at 10.03% in 2022, then slumped by 49 bps to 5.16% in 2023, then grew by 9 bps to 5.61% in 2024, then jumped by 73 bps to 9.72% in 2025, then advanced by 18 bps to 11.43% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 11.43%, 9.72%, and 7.68% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 48.38%
2 Mastercard 518.33 Bn 504.84 Bn - 47.30%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 15.84%
4 Capital One Financial 132.31 Bn 77.60 Bn - 18.52%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 12.72%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 138.65%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 17.93%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 12.85%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 16.05%
10 Standard Premium Finance Holdings 8.65 Mn 8.40 Mn - 10.01%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 10.01%
Mar 31, 2026 11.43%
Dec 31, 2025 9.72%
Sep 30, 2025 7.68%
Jun 30, 2025 7.35%
Mar 31, 2025 10.59%
Dec 31, 2024 5.61%
Sep 30, 2024 8.84%
Jun 30, 2024 10.50%
Mar 31, 2024 3.17%
Dec 31, 2023 5.16%
Sep 30, 2023 3.39%
Jun 30, 2023 6.37%
Mar 31, 2023 1.92%
Dec 31, 2022 10.03%
Sep 30, 2022 6.12%
Jun 30, 2022 8.21%
Mar 31, 2022 11.03%
Dec 31, 2021 11.46%
Sep 30, 2021 13.57%