Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Net Margin came in at 10.01% in Q2 2026, up 266.0% year-over-year from 2.74% in Q2 2025, and down 12.39% quarter-over-quarter from 11.43% in Q1 2026.
Analysis
Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Net Margin across 7 years of filings, most recently posting 10.01% for Q2 2026.
- In Q2 2026, Net Margin rose 266.0% year-over-year to 10.01%; the TTM figure through Jun 2026 stood at 9.73% (up 168.0% YoY), while the FY2025 annual figure was 8.8%, up 169.0% from the prior year.
- Net Margin came in at 10.01% for Q2 2026 at Standard Premium Finance Holdings, down from 11.43% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 11.43% in Q1 2026 to a low of 1.92% in Q1 2023.
- Average Net Margin over 5 years is 7.62%, with a median of 7.95% recorded in 2022.
- Year-over-year, Net Margin tumbled 912 bps in 2023 and surged 742 bps in 2025.
- Over 5 years, Net Margin stood at 10.03% in 2022, then plunged by 49 bps to 5.16% in 2023, then advanced by 9 bps to 5.61% in 2024, then surged by 73 bps to 9.72% in 2025, then rose by 3 bps to 10.01% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 10.01% in Q2 2026, 11.43% in Q1 2026, and 9.72% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 32.04% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 52.73% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 89.43% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 13.01% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.37% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 23.26% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.17% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.86% |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 10.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.01% |
| Mar 31, 2026 | 11.43% |
| Dec 31, 2025 | 9.72% |
| Sep 30, 2025 | 7.68% |
| Jun 30, 2025 | 7.35% |
| Mar 31, 2025 | 10.59% |
| Dec 31, 2024 | 5.61% |
| Sep 30, 2024 | 8.84% |
| Jun 30, 2024 | 10.50% |
| Mar 31, 2024 | 3.17% |
| Dec 31, 2023 | 5.16% |
| Sep 30, 2023 | 3.39% |
| Jun 30, 2023 | 6.37% |
| Mar 31, 2023 | 1.92% |
| Dec 31, 2022 | 10.03% |
| Sep 30, 2022 | 6.12% |
| Jun 30, 2022 | 8.21% |
| Mar 31, 2022 | 11.03% |
| Dec 31, 2021 | 11.46% |
| Sep 30, 2021 | 13.57% |