Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted Net Margin of 11.43% for Q1 2026, up 17.64% sequentially from 9.72% in Q4 2025, and up 84.0% YoY from 6.21% in Q1 2025.
Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has reported Net Margin for 7 years, with the latest figure at 11.43% in Q1 2026.
- Quarterly Net Margin rose 84.0% year-over-year to 11.43% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.08% (up 22.0% YoY) and the FY2025 annual result came in at 8.8%, up 169.0% from the prior year.
- Net Margin grew to 11.43% in Q1 2026 per SPFX's latest filing, from 9.72% in the prior quarter.
- Over five years, Net Margin peaked at 11.43% in Q1 2026 and troughed at 1.92% in Q1 2023.
- A 5-year average of 7.48% and a median of 7.68% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2025: Net Margin plunged 912 bps in 2023, then soared 742 bps in 2025.
- Over 5 years, Net Margin stood at 10.03% in 2022, then slumped by 49 bps to 5.16% in 2023, then grew by 9 bps to 5.61% in 2024, then jumped by 73 bps to 9.72% in 2025, then advanced by 18 bps to 11.43% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 11.43%, 9.72%, and 7.68% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | Standard Premium Finance Holdings | 9.26 Mn | 9.25 Mn | - | 11.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.43% |
| Dec 31, 2025 | 9.72% |
| Sep 30, 2025 | 7.68% |
| Jun 30, 2025 | 7.35% |
| Mar 31, 2025 | 10.59% |
| Dec 31, 2024 | 5.61% |
| Sep 30, 2024 | 8.84% |
| Jun 30, 2024 | 10.50% |
| Mar 31, 2024 | 3.17% |
| Dec 31, 2023 | 5.16% |
| Sep 30, 2023 | 3.39% |
| Jun 30, 2023 | 6.37% |
| Mar 31, 2023 | 1.92% |
| Dec 31, 2022 | 10.03% |
| Sep 30, 2022 | 6.12% |
| Jun 30, 2022 | 8.21% |
| Mar 31, 2022 | 11.03% |
| Dec 31, 2021 | 11.46% |
| Sep 30, 2021 | 13.57% |
| Jun 30, 2021 | 7.21% |