Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Net Margin came in at 11.43% in Q1 2026, up 84.0% year-on-year from 6.21% in Q1 2025, and up 17.64% quarter-over-quarter from 9.72% in Q4 2025.

Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Net Margin across 7 years of filings, most recently posting 11.43% for Q1 2026.

  • Net Margin for Q1 2026 came in at 11.43%, up 84.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.08% (up 22.0% YoY), and the FY2025 annual result was 8.8%, up 169.0% from the prior year.
  • Net Margin came in at 11.43% for Q1 2026 at Standard Premium Finance Holdings, up from 9.72% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 11.43% in Q1 2026 to a low of 1.92% in Q1 2023.
  • The 5-year median for Net Margin is 7.68% (2025), against an average of 7.48%.
  • Across the five-year window, Net Margin plunged 912 bps in 2023 and jumped 742 bps in 2025, its largest moves.
  • Standard Premium Finance Holdings' Net Margin stood at 10.03% in 2022, then slumped by 49 bps to 5.16% in 2023, then advanced by 9 bps to 5.61% in 2024, then surged by 73 bps to 9.72% in 2025, then rose by 18 bps to 11.43% in 2026.
  • The last three Net Margin figures came in at 11.43% (Q1 2026), 9.72% (Q4 2025), and 7.68% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Standard Premium Finance Holdings - - 3.12 Mn 11.43%

Historic Data

Download Data
DateValue
Mar 31, 2026 11.43%
Dec 31, 2025 9.72%
Sep 30, 2025 7.68%
Jun 30, 2025 7.35%
Mar 31, 2025 10.59%
Dec 31, 2024 5.61%
Sep 30, 2024 8.84%
Jun 30, 2024 10.50%
Mar 31, 2024 3.17%
Dec 31, 2023 5.16%
Sep 30, 2023 3.39%
Jun 30, 2023 6.37%
Mar 31, 2023 1.92%
Dec 31, 2022 10.03%
Sep 30, 2022 6.12%
Jun 30, 2022 8.21%
Mar 31, 2022 11.03%
Dec 31, 2021 11.46%
Sep 30, 2021 13.57%
Jun 30, 2021 7.21%