Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Net Margin came in at 11.43% in Q1 2026, up 84.0% year-on-year from 6.21% in Q1 2025, and up 17.64% quarter-over-quarter from 9.72% in Q4 2025.
Standard Premium Finance Holdings (SPFX) Net Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Net Margin across 7 years of filings, most recently posting 11.43% for Q1 2026.
- Net Margin for Q1 2026 came in at 11.43%, up 84.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.08% (up 22.0% YoY), and the FY2025 annual result was 8.8%, up 169.0% from the prior year.
- Net Margin came in at 11.43% for Q1 2026 at Standard Premium Finance Holdings, up from 9.72% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 11.43% in Q1 2026 to a low of 1.92% in Q1 2023.
- The 5-year median for Net Margin is 7.68% (2025), against an average of 7.48%.
- Across the five-year window, Net Margin plunged 912 bps in 2023 and jumped 742 bps in 2025, its largest moves.
- Standard Premium Finance Holdings' Net Margin stood at 10.03% in 2022, then slumped by 49 bps to 5.16% in 2023, then advanced by 9 bps to 5.61% in 2024, then surged by 73 bps to 9.72% in 2025, then rose by 18 bps to 11.43% in 2026.
- The last three Net Margin figures came in at 11.43% (Q1 2026), 9.72% (Q4 2025), and 7.68% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 11.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.43% |
| Dec 31, 2025 | 9.72% |
| Sep 30, 2025 | 7.68% |
| Jun 30, 2025 | 7.35% |
| Mar 31, 2025 | 10.59% |
| Dec 31, 2024 | 5.61% |
| Sep 30, 2024 | 8.84% |
| Jun 30, 2024 | 10.50% |
| Mar 31, 2024 | 3.17% |
| Dec 31, 2023 | 5.16% |
| Sep 30, 2023 | 3.39% |
| Jun 30, 2023 | 6.37% |
| Mar 31, 2023 | 1.92% |
| Dec 31, 2022 | 10.03% |
| Sep 30, 2022 | 6.12% |
| Jun 30, 2022 | 8.21% |
| Mar 31, 2022 | 11.03% |
| Dec 31, 2021 | 11.46% |
| Sep 30, 2021 | 13.57% |
| Jun 30, 2021 | 7.21% |