Standard Premium Finance Holdings (SPFX) Times Interest Earned (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Times Interest Earned came in at 1.44 in Q2 2026, up 7.97% year-over-year from 1.34 in Q2 2025, and down 7.48% quarter-over-quarter from 1.56 in Q1 2026.
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Standard Premium Finance Holdings (SPFX) Times Interest Earned (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Times Interest Earned across 7 years of filings, most recently posting 1.44 for Q2 2026.
- In Q2 2026, Times Interest Earned rose 7.97% year-over-year to 1.44; the TTM figure through Jun 2026 stood at 1.44 (up 5.7% YoY), while the FY2025 annual figure was 1.39, up 6.79% from the prior year.
- Times Interest Earned came in at 1.44 for Q2 2026 at Standard Premium Finance Holdings, down from 1.56 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of 1.71 in Q1 2022 to a low of 1.1 in Q1 2023.
- Average Times Interest Earned over 5 years is 1.35, with a median of 1.34 recorded in 2025.
- Year-over-year, Times Interest Earned slumped 35.44% in 2023 and climbed 27.31% in 2025.
- Over 5 years, Times Interest Earned stood at 1.32 in 2022, then declined by 8.15% to 1.21 in 2023, then advanced by 6.83% to 1.3 in 2024, then climbed by 8.85% to 1.41 in 2025, then rose by 2.13% to 1.44 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were 1.44 in Q2 2026, 1.56 in Q1 2026, and 1.41 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 2.98 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 1.42 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 27.97 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 23.43 |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 2.53 |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 4.28 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 2.68 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -3.98 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.13 |
| 10 | Standard Premium Finance Holdings | 7.33 Mn | 7.08 Mn | - | 1.44 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.44 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.41 |
| Sep 30, 2025 | 1.35 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.47 |
| Dec 31, 2024 | 1.30 |
| Sep 30, 2024 | 1.35 |
| Jun 30, 2024 | 1.39 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.21 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.10 |
| Dec 31, 2022 | 1.32 |
| Sep 30, 2022 | 1.33 |
| Jun 30, 2022 | 1.52 |
| Mar 31, 2022 | 1.71 |
| Dec 31, 2021 | 1.76 |
| Sep 30, 2021 | 1.91 |