Pagaya Technologies Ratios (2020-2026) | PGYWW

Ratios Dec2020 Dec2021 Jun2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
Gross Margin (Quarter) 42.18%32.99%38.34%39.18%38.32%40.93%41.84%42.09%43.38%42.38%41.34%42.72%43.24%44.15%
EBT Margin (Quarter) -79.50%-49.27%-13.87%-22.24%-6.87%-10.87%-27.23%-33.34%-86.09%-0.02%6.60%2.30%6.59%8.59%
EBIT Margin (Quarter) -82.97%-13.38%-5.23%0.08%4.89%3.14%2.01%8.70%11.36%16.44%17.30%22.83%23.81%25.16%
EBITDA Margin (Quarter) -82.97%-13.38%-5.23%0.08%4.89%3.14%2.01%8.70%11.36%16.44%17.30%22.83%23.81%25.16%
Operating Margin (Quarter) -82.97%-13.38%-5.23%0.08%4.89%3.14%2.01%8.70%11.36%16.44%17.30%22.83%23.81%25.16%
Net Margin (Quarter) -99.58%-24.63%-12.09%-7.87%-19.28%-8.65%-29.87%-26.23%-85.16%2.55%4.79%6.08%8.67%7.60%
FCF Margin (Quarter) -15.64%-3.48%5.23%-7.76%5.12%1.96%-4.41%8.55%10.57%16.41%18.22%22.91%12.58%
Efficiency
Assets Average (Quarter) 1,345.78M1,468.08M1,411.88M1,330.92M1,284.72M1,338.70M1,427.21M1,500.64M1,597.28M
Invested Capital (Quarter) 61.83M66.11M37.69M108.05M176.22M195.46M109.08M118.06M165.42M
Asset Utilization Ratio (Quarter) 0.650.630.690.780.840.860.870.870.83
Leverage & Solvency
Interest Coverage Ratio (Quarter) -0.160.170.130.070.240.2315.901.141.090.975.13
Debt Ratio (Quarter) 0.060.130.180.220.230.280.310.330.340.330.340.310.29
Times Interest Earned (Quarter) -0.160.170.130.070.240.2315.901.141.090.975.13
Dividends & Payouts
FCF Payout Ratio (Quarter) -0.42-2.460.94-0.260.200.57-0.230.080.140.070.060.180.15
Valuation
Enterprise Value (Quarter) -5.07M-21.72M-424.98M-120.43M-311.93M-146.65M-278.86M-97.32M-192.29M-161.47M-84.25M-94.95M-101.15M-105.60M-120.77M-160.00M-247.97M
Return Ratios
Return on Sales (Quarter) -0.01%-0.01%0.00%0.00%0.00%0.00%0.00%0.00%-0.01%0.00%0.00%0.00%0.00%0.00%
Return on Capital Employed (Quarter) 0.70%1.92%3.95%5.89%9.84%14.60%
Return on Invested Capital (Quarter) -0.02%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.02%
Return on Assets (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%