Pagaya Technologies Ratios (2020-2026) | PGYWW

Ratios Dec2020 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
Gross Margin (Quarter)
93.71%93.29%92.20%92.35%72.13%86.97%92.76%91.84%92.56%39.18%24.79%40.93%39.98%95.41%43.38%96.61%93.98%40.99%97.05%96.50%
EBT Margin (Quarter)
1.18%-13.15%-4.19%-5.69%-79.50%-29.88%-31.84%-52.47%-13.87%-22.24%-8.38%-10.87%-28.10%-34.40%-86.09%-0.02%6.60%2.37%6.59%8.59%
EBIT Margin (Quarter)
10.47%10.84%-1.41%-5.87%-82.97%-31.46%-13.84%-14.25%-5.23%0.08%5.96%3.14%2.07%8.98%11.36%16.87%17.30%23.52%23.81%25.16%
EBITDA Margin (Quarter)
7.13%10.84%-1.83%-5.87%2.71%-31.46%-4.64%-14.25%8.94%0.08%19.14%3.14%2.07%8.98%11.36%16.87%17.30%23.52%23.81%25.16%
Operating Margin (Quarter)
10.47%10.84%-1.41%-5.87%-82.97%-31.46%-13.84%-14.25%-5.23%0.08%5.96%3.14%2.07%8.98%11.36%16.87%17.30%23.52%23.81%25.16%
Net Margin (Quarter)
5.33%-15.80%0.25%-5.58%-10.27%-143.93%-1.91%-8.56%-3.91%-7.87%6.93%-8.65%-30.83%-27.07%-85.16%2.62%4.79%6.26%8.67%7.60%
FCF Margin (Quarter)
-14.12%-1.10%-16.66%-15.58%5.23%-9.46%5.12%2.03%-4.55%8.55%10.84%16.41%18.77%22.91%12.58%
Efficiency
Assets Average (Quarter)
1,026.72M1,047.33M1,063.72M1,134.72M1,203.65M1,214.29M1,345.78M1,468.08M1,411.88M1,330.92M1,284.72M1,338.70M1,427.21M1,500.64M1,597.28M
Equity Average (Quarter)
773.59M779.58M740.93M709.78M687.49M668.80M695.83M670.74M579.17M492.16M441.17M454.39M453.14M496.82M577.25M
Invested Capital (Quarter)
177.35M753.45M793.73M890.02M716.44M703.12M671.85M665.75M960.96M848.17M772.95M473.35M758.72M662.68M454.89M609.07M661.45M
Asset Utilization Ratio (Quarter)
0.690.720.710.680.640.630.620.600.650.760.820.850.860.860.83
Leverage & Solvency
Debt to Equity (Quarter)
0.210.100.130.130.150.350.320.380.760.650.410.251.110.26
Debt Ratio (Quarter)
0.060.070.090.080.080.190.160.160.300.220.140.080.340.09
Equity Ratio (Quarter)
0.300.750.760.730.660.590.550.550.490.420.400.340.340.330.300.360.36
Dividends & Payouts
FCF Payout Ratio (Quarter)
-0.42-0.550.94-0.260.200.57-0.230.080.140.070.060.180.15
Valuation
Enterprise Value (Quarter)
-21.72M-439.76M-362.06M-120.43M-311.93M-326.59M-310.46M-97.32M-192.29M-161.47M-84.25M-94.95M-101.15M-105.60M-120.77M-160.00M-247.97M
Return Ratios
Return on Sales (Quarter)
0.00%0.00%0.00%0.00%-0.01%0.00%0.00%-0.01%0.00%0.00%0.00%0.00%0.00%0.00%-0.01%0.00%0.00%0.00%0.00%0.00%
Return on Capital Employed (Quarter)
-24.21%-27.36%-27.53%-12.32%-5.50%-2.14%0.70%1.92%3.95%5.89%9.84%14.60%
Return on Invested Capital (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%
Return on Assets (Quarter)
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Equity (Quarter)
0.00%0.00%-0.01%0.00%0.00%0.00%0.00%0.00%0.00%-0.01%-0.01%-0.01%0.00%0.00%0.00%