Growth Metrics

Pagaya Technologies (PGYWW) Asset Utilization Ratio (2022 - 2026)

Pagaya Technologies has reported Asset Utilization Ratio over the past 4 years, most recently at 0.88 for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 12.32% to 0.88 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.88 through Dec 2025, up 12.32% year-over-year, with the annual reading at 0.92 for FY2025, 11.07% up from the prior year.
  • Asset Utilization Ratio was 0.88 for Q4 2025 at Pagaya Technologies, down from 0.89 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.89 in Q3 2025 and troughed at 0.64 in Q3 2023.
  • The 4-year median for Asset Utilization Ratio is 0.71 (2024), against an average of 0.74.
  • Year-over-year, Asset Utilization Ratio fell 8.17% in 2023 and then soared 35.42% in 2025.
  • A 4-year view of Asset Utilization Ratio shows it stood at 0.72 in 2022, then fell by 5.34% to 0.68 in 2023, then increased by 16.35% to 0.79 in 2024, then increased by 12.32% to 0.88 in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Asset Utilization Ratio are 0.88 (Q4 2025), 0.89 (Q3 2025), and 0.87 (Q2 2025).