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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) FCF Margin (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed FCF Margin for 3 consecutive years, with 21.25% as the latest value for Q4 2025.

  • On a quarterly basis, FCF Margin rose 1270.0% to 21.25% in Q4 2025 year-over-year; TTM through Dec 2025 was 17.27%, a 1431.0% increase, with the full-year FY2025 number at 17.27%, up 1436.0% from a year prior.
  • FCF Margin was 21.25% for Q4 2025 at Pagaya Technologies, up from 18.77% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 21.25% in Q4 2025 to a low of 16.66% in Q1 2023.
  • A 3-year average of 4.72% and a median of 5.27% in 2023 define the central range for FCF Margin.
  • Peak YoY movement for FCF Margin: crashed -978bps in 2024, then soared 2332bps in 2025.
  • Pagaya Technologies' FCF Margin stood at 7.76% in 2023, then skyrocketed by 210bps to 8.55% in 2024, then surged by 149bps to 21.25% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's FCF Margin are 21.25% (Q4 2025), 18.77% (Q3 2025), and 17.25% (Q2 2025).