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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) FCF Margin (2022 - 2026)

Pagaya Technologies has reported FCF Margin over the past 4 years, most recently at 21.25% for Q4 2025.

  • Quarterly FCF Margin rose 1338.0% to 21.25% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 16.93% through Dec 2025, up 1406.0% year-over-year, with the annual reading at 17.27% for FY2025, 1436.0% up from the prior year.
  • FCF Margin was 21.25% for Q4 2025 at Pagaya Technologies, up from 18.22% in the prior quarter.
  • Over five years, FCF Margin peaked at 21.25% in Q4 2025 and troughed at 16.66% in Q1 2023.
  • The 4-year median for FCF Margin is 3.54% (2024), against an average of 2.01%.
  • Year-over-year, FCF Margin plummeted -1005bps in 2024 and then soared 2277bps in 2025.
  • A 4-year view of FCF Margin shows it stood at 1.1% in 2022, then crashed by -517bps to 6.78% in 2023, then surged by 216bps to 7.87% in 2024, then skyrocketed by 170bps to 21.25% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's FCF Margin are 21.25% (Q4 2025), 18.22% (Q3 2025), and 16.41% (Q2 2025).