Pagaya Technologies Growth Metrics (2021-2026) | PGYWW

Growth Metrics Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Growth Ratios
Assets Growth (1y) (Quarter) 77.05%18.25%16.26%15.63%37.03%22.40%12.34%6.84%-13.81%-3.71%6.17%19.74%28.96%
Assets Growth (3y) (Quarter) 29.81%11.70%11.51%13.94%15.06%
Assets (QoQ) (Quarter) 4.55%-0.43%3.57%9.68%2.79%-0.97%22.74%-2.04%-5.66%-5.81%-0.98%9.44%4.03%6.22%6.65%
Capital Expenditures Growth (1y) (Quarter) -6.89%-11.87%-16.27%-14.20%-26.61%-13.24%-23.51%-22.38%-15.89%
Capital Expenditures Growth (3y) (Quarter) -16.86%
Capital Expenditures (QoQ) (Quarter) -10.06%1.79%-8.40%11.03%-14.87%-3.29%-6.14%-5.03%0.64%-14.74%-4.75%2.92%
Cash & Equivalents Growth (1y) (Quarter) 3,665.85%62.38%-29.25%-13.33%-39.81%-5.15%-23.17%-48.24%0.77%-31.95%-21.66%48.41%25.23%70.14%
Cash & Equivalents Growth (3y) (Quarter) 232.65%-0.50%-24.77%-12.68%-8.76%3.17%
Cash & Equivalents Growth (5y) (Quarter) 115.48%
Cash & Equivalents (QoQ) (Quarter) -23.70%-5.52%-6.59%5.07%-6.53%-34.38%47.20%-14.90%-37.03%27.75%-0.60%-2.04%19.31%7.79%35.05%
Cash from Investing Activities Growth (1y) (Quarter) -83.45%11.19%-128.89%40.17%15.52%51.42%88.21%-9.72%45.80%-215.43%40.80%
Cash from Investing Activities Growth (3y) (Quarter) -6.40%-10.82%45.75%
Cash from Investing Activities (QoQ) (Quarter) -35.40%-91.51%34.39%47.80%-248.98%49.94%7.37%69.98%15.34%-366.06%54.24%-74.71%84.11%
Cash from Operations Growth (1y) (Quarter) 0.50%-479.58%174.81%136.43%-144.03%326.69%94.40%517.00%1,043.38%186.48%25.44%
Cash from Operations Growth (3y) (Quarter) 61.81%240.97%56.38%
Cash from Operations (QoQ) (Quarter) -1,016.65%-7.77%163.27%-176.12%244.13%-47.51%-176.46%491.92%23.60%66.58%16.91%19.02%-45.88%
Dividends Paid - Common Growth (1y) (Quarter) -79.38%-83.23%-75.27%-56.64%76.62%41.92%38.00%615.25%37.91%
Dividends Paid - Common Growth (3y) (Quarter) -20.50%
Dividends Paid - Common (QoQ) (Quarter) 37.11%-37.75%-57.28%-43.43%11.45%-8.17%-25.10%130.39%-10.45%-10.71%288.23%-55.58%
EBITDA Margin Growth (1y) (Quarter) -442.00-4230.00-281.00-838.00623.003,154.002,378.001,739.00-687.00890.00-778.001,373.001,523.001,455.001,245.00830.00
EBITDA Margin Growth (3y) (Quarter) -506.00-186.001,319.002,274.001,459.005,499.002,845.003,941.00
EBITDA Margin (QoQ) (Quarter) 371.00-1267.00-404.00858.00-3418.002,682.00-961.002,319.00-887.001,906.00-1600.00-106.00691.00238.00551.0043.00622.0028.00135.00
EBIT Growth (1y) (Quarter) -1,552.50%-533.45%-1,121.27%-149.46%93.20%100.25%139.90%130.79%149.10%13,717.28%197.96%520.09%1,023.31%257.21%151.16%67.78%
EBIT Growth (3y) (Quarter) -21.44%14.77%154.68%89.11%33.42%48.06%70.84%73.28%
EBIT Margin Growth (1y) (Quarter) -9343.00-4230.00-1243.00-838.007,773.003,154.001,980.001,739.00731.00890.00540.001,373.001,523.001,455.001,245.00830.00
EBIT Margin Growth (3y) (Quarter) -839.00-186.001,277.002,274.0010,027.005,499.003,765.003,941.00
EBIT Margin (QoQ) (Quarter) 37.00-1225.00-446.00-7710.005,150.001,762.00-41.00902.00531.00588.00-282.00-106.00691.00238.00551.0043.00622.0028.00135.00
EBIT (QoQ) (Quarter) 42.77%-114.77%-358.01%-1,404.43%57.40%58.40%6.45%59.01%101.58%6,475.31%-27.81%-34.63%345.28%41.79%50.24%18.42%41.60%-0.30%0.36%
EBT Growth (1y) (Quarter) -12,414.33%-239.25%-846.84%-848.10%81.20%22.71%75.61%71.01%-151.23%-82.08%-1,505.64%99.82%131.60%109.40%109.17%56,995.83%
EBT Growth (3y) (Quarter) -291.84%-68.38%-233.48%82.96%29.05%28.71%33.13%31.94%
EBT Margin Growth (1y) (Quarter) -8068.00-1673.00-2765.00-4678.006,563.00764.002,346.004,160.00-1423.00-1216.00-7772.001,085.003,470.003,677.009,269.00861.00
EBT Margin Growth (3y) (Quarter) -2928.00-2125.00-8190.00567.008,610.003,225.003,843.006,106.00
EBT Margin (QoQ) (Quarter) -1433.00896.00-150.00-7381.004,962.00-196.00-2063.003,860.00-837.001,386.00-249.00-1723.00-630.00-5169.008,608.00662.00-423.00422.00200.00
EBT (QoQ) (Quarter) -1,632.68%63.89%-49.54%-1,388.03%57.78%-0.78%-49.74%70.49%-73.58%68.19%-77.95%-155.70%-25.80%-180.50%99.98%44,977.08%-62.57%173.71%23.75%
Enterprise Value Growth (1y) (Quarter) -328.70%-454.51%25.73%14.25%19.19%38.36%50.56%72.86%2.44%47.40%34.60%-43.35%-68.50%-145.15%
Enterprise Value Growth (3y) (Quarter) -167.83%-63.52%37.84%30.65%-9.93%7.36%
Enterprise Value Growth (5y) (Quarter) -99.47%
Enterprise Value (QoQ) (Quarter) 17.67%66.74%-159.01%-4.70%4.94%68.65%-97.57%16.03%47.82%-12.70%-6.53%-4.40%-14.36%-32.47%-54.99%
EPS (Basic) Growth (1y) (Quarter) -879.09%-292.34%-512.38%-2,115.32%-626.09%16.68%-138.89%67.96%-96.23%-158.33%-1,339.13%130.30%119.23%129.03%112.69%190.00%
EPS (Basic) Growth (3y) (Quarter) -383.46%-103.64%-423.87%60.71%67.98%37.94%85.30%31.65%
EPS (Basic) (QoQ) (Quarter) -1,275.41%121.20%-299.14%-56.99%-491.91%77.72%-969.82%48.54%32.08%36.11%-43.48%-215.15%10.58%-255.91%103.02%100.00%35.00%55.56%-30.95%
EPS (Weighted Average and Diluted) Growth (1y) (Quarter) -422.92%-778.89%-512.38%-2,115.32%-1,651.81%16.68%-138.89%67.96%-96.23%-158.33%-1,339.13%130.30%119.23%124.73%111.48%180.00%
EPS (Weighted Average and Diluted) Growth (3y) (Quarter) -383.46%-166.46%-423.87%60.71%104.96%36.30%81.17%31.46%
EPS (Weighted Average and Diluted) (QoQ) (Quarter) -624.70%147.49%-299.14%34.93%-1,328.08%77.72%-969.82%48.54%32.08%36.11%-43.48%-215.15%10.58%-255.91%103.02%100.00%15.00%65.22%-26.32%
FCF Margin Growth (1y) (Quarter) -146.00-836.002,178.001,761.00-978.001,801.00572.001,438.002,332.001,437.00174.00
FCF Margin Growth (3y) (Quarter) 3,053.002,401.002,924.00
FCF Margin (QoQ) (Quarter) -1556.00108.002,082.00-1470.001,459.00-310.00-658.001,310.00230.00556.00237.00414.00-1033.00
FCF Payout Ratio Growth (1y) (Quarter) 147.93%203.98%-124.16%130.73%-27.60%-86.97%124.53%122.64%5.66%
FCF Payout Ratio Growth (3y) (Quarter) 33.26%
FCF Payout Ratio (QoQ) (Quarter) -31.33%271.24%-127.98%176.18%184.90%-139.79%135.58%79.48%-48.74%-25.06%222.92%-14.82%
Free Cash Flow Growth (1y) (Quarter) -18.89%-698.16%143.03%116.12%-202.36%241.11%143.96%989.52%662.51%221.26%30.53%
Free Cash Flow Growth (3y) (Quarter) 59.90%236.74%49.93%
Free Cash Flow (QoQ) (Quarter) -1,277.31%-4.40%136.35%-252.69%174.25%-60.88%-330.78%310.51%28.37%74.71%19.15%20.23%-47.85%
Gross Margin Growth (1y) (Quarter) -2159.00-632.0055.00-51.002,043.00-4779.00-6797.00-5091.00-5258.005,623.001,859.005,567.005,400.00-5442.005,367.00-11.00
Gross Margin Growth (3y) (Quarter) -5373.00212.00-4883.00426.002,185.00-4598.00429.00466.00
Gross Margin (QoQ) (Quarter) -42.00-109.0015.00-2022.001,484.00579.00-92.0072.00-5338.00-1439.001,614.00-95.005,543.00-5203.005,323.00-263.00-5299.005,606.00-55.00
Gross Profit Growth (1y) (Quarter) 41.01%39.20%25.41%2.20%38.27%-53.23%-75.23%-37.63%-46.43%186.68%173.41%172.04%216.25%-41.43%168.11%12.34%
Gross Profit Growth (3y) (Quarter) 1.46%23.12%-5.29%20.14%32.81%-7.74%22.00%23.99%
Gross Profit (QoQ) (Quarter) 37.22%11.96%10.39%-16.85%35.46%0.87%-10.04%12.49%-54.18%-46.57%126.50%-3.39%145.22%-49.05%125.36%12.31%-54.58%133.23%-5.57%
Net Cash Flow Growth (1y) (Quarter) -147.09%-119.62%534.81%61.13%-91.40%168.70%-95.74%125.41%125.13%-50.29%2,332.30%
Net Cash Flow Growth (3y) (Quarter) -64.04%40.10%86.67%
Net Cash Flow (QoQ) (Quarter) 31.70%-422.03%56.93%-43.01%235.22%-146.67%-112.09%151.33%-91.62%178.44%109.69%1.57%310.16%
Net Income Growth (1y) (Quarter) -35,954.73%-210.39%-1,673.37%-936.72%80.41%31.44%61.62%67.90%-157.25%-61.58%-1,183.26%107.87%120.03%131.35%111.29%869.54%
Net Income Growth (3y) (Quarter) -466.41%-50.94%-343.68%31.27%28.08%32.90%36.73%30.94%
Net Income (QoQ) (Quarter) -4,644.40%86.36%-223.13%-1,624.47%59.16%22.08%-88.90%67.41%-42.94%56.38%-58.02%-161.13%10.22%-246.39%100.97%564.65%40.51%24.79%-16.81%
Net Income towards Common Stockholders Growth (1y) (Quarter) -453.11%-1,259.86%-1,069.21%-57.68%58.96%94.32%436.38%-41.49%-877.07%-304.73%-2,020.43%134.89%120.91%131.55%112.21%226.32%
Net Income towards Common Stockholders Growth (3y) (Quarter) -152.83%-46.21%-756.40%40.58%41.59%27.50%114.62%53.41%
Net Income towards Common Stockholders (QoQ) (Quarter) -508.77%101.76%-2,603.42%-96.03%-1,474.18%98.75%-307.28%48.97%-117.82%174.31%-271.31%-252.38%9.77%-252.60%103.11%111.21%36.12%36.44%-16.81%
Net Margin Growth (1y) (Quarter) -1560.00-12813.00-215.00-298.00636.0013,606.00884.00-9.00-2691.00-1919.00-9209.001,127.003,562.003,333.009,383.00498.00
Net Margin Growth (3y) (Quarter) -3616.00-1126.00-8540.00820.001,506.0015,019.001,058.001,616.00
Net Margin (QoQ) (Quarter) -2113.001,605.00-582.00-469.00-13366.0014,202.00-665.00465.00-396.001,480.00-1558.00-2217.00376.00-5809.008,778.00217.00147.00241.00-108.00
Operating Income Growth (1y) (Quarter) -1,552.50%-533.45%-1,121.27%-149.46%93.20%100.25%139.90%130.79%149.10%13,717.28%197.96%520.09%1,023.31%257.21%151.16%67.78%
Operating Income Growth (3y) (Quarter) -21.44%14.77%154.68%89.11%33.42%48.06%70.84%73.28%
Operating Income (QoQ) (Quarter) 42.77%-114.77%-358.01%-1,404.43%57.40%58.40%6.45%59.01%101.58%6,475.31%-27.81%-34.63%345.28%41.79%50.24%18.42%41.60%-0.30%0.36%
Operating Margin Growth (1y) (Quarter) -9343.00-4230.00-1243.00-838.007,773.003,154.001,980.001,739.00731.00890.00540.001,373.001,523.001,455.001,245.00830.00
Operating Margin Growth (3y) (Quarter) -839.00-186.001,277.002,274.0010,027.005,499.003,765.003,941.00
Operating Margin (QoQ) (Quarter) 37.00-1225.00-446.00-7710.005,150.001,762.00-41.00902.00531.00588.00-282.00-106.00691.00238.00551.0043.00622.0028.00135.00
Profit After Tax Growth (1y) (Quarter) -35,954.73%-210.39%-1,673.37%-540.92%80.92%31.44%192.45%48.07%-164.18%-46.88%-540.98%107.87%120.14%134.49%113.65%869.54%
Profit After Tax Growth (3y) (Quarter) -466.41%-46.21%-316.58%31.27%28.09%32.90%36.73%33.82%
Profit After Tax (QoQ) (Quarter) -4,644.40%86.36%-223.13%-1,624.47%59.16%22.08%-16.78%48.67%-46.79%205.06%-165.60%-161.13%18.39%-215.42%101.17%568.34%39.74%24.79%-16.81%
Property, Plant & Equipment (Net) Growth (1y) (Quarter) 314.00%52.29%44.25%31.25%25.29%6.84%-3.25%-8.62%-15.49%-15.21%-17.66%-20.42%-13.07%
Property, Plant & Equipment (Net) Growth (3y) (Quarter) 70.60%11.32%4.74%-1.54%-2.72%
Property, Plant & Equipment (Net) (QoQ) (Quarter) 12.94%12.27%7.78%11.43%6.97%2.16%2.89%-4.98%-3.12%-3.52%-4.84%-4.67%-5.92%-6.75%3.94%
Return on Assets Growth (1y) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.00
Return on Assets Growth (3y) (Quarter) 0.000.000.00
Return on Assets (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Capital Employed Growth (1y) (Quarter) 1,870.002,522.002,823.001,424.00946.00803.00913.001,268.00
Return on Capital Employed (QoQ) (Quarter) -315.00-17.001,520.00682.00336.00284.00122.00203.00193.00395.00476.00
Return on Equity Growth (1y) (Quarter) 0.000.000.000.000.00-1.00-1.000.000.001.001.00
Return on Equity Growth (3y) (Quarter) 0.001.001.00
Return on Equity (QoQ) (Quarter) 0.000.000.000.000.000.000.000.00-1.000.000.000.001.000.00
Return on Invested Capital Growth (1y) (Quarter) 0.000.000.000.000.000.000.000.000.001.000.00
Return on Invested Capital Growth (3y) (Quarter) 1.001.001.00
Return on Invested Capital (QoQ) (Quarter) 0.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Return on Sales Growth (1y) (Quarter) -1.000.000.00-1.001.000.000.000.000.000.00-1.000.000.000.001.000.00
Return on Sales Growth (3y) (Quarter) 0.000.00-1.000.001.000.000.001.00
Return on Sales (QoQ) (Quarter) 0.000.000.00-1.001.000.000.000.000.000.000.000.000.00-1.001.000.000.000.000.00
Revenue Growth (1y) (Quarter) 83.22%49.32%24.66%2.77%7.75%3.83%-7.30%39.95%24.02%17.72%56.25%15.26%34.54%36.35%19.83%12.47%
Revenue Growth (3y) (Quarter) 34.78%22.21%21.77%18.35%21.60%18.56%20.18%21.96%
Revenue (QoQ) (Quarter) 37.84%13.28%10.21%6.46%12.34%-5.43%-9.14%11.62%8.25%-15.56%37.17%-1.09%2.76%12.08%1.18%15.46%4.13%-1.49%-5.04%
Share-based Compensation Growth (1y) (Quarter) -5.45%-10.71%-40.53%13.84%-14.88%1.02%10.13%-41.60%-45.37%
Share-based Compensation Growth (3y) (Quarter) -23.96%
Share-based Compensation (QoQ) (Quarter) 23.47%2.62%-33.73%12.60%16.60%-31.65%26.85%-15.81%38.38%-25.49%-32.73%-21.23%
Shareholder's Equity Growth (1y) (Quarter) 101.20%331.58%-6.68%-15.36%-13.02%1.32%-12.45%-19.21%-33.68%-39.28%-23.98%-19.25%25.77%35.92%
Shareholder's Equity Growth (3y) (Quarter) 96.20%35.53%-14.68%-17.96%-10.14%-5.79%
Shareholder's Equity Growth (5y) (Quarter) 44.50%
Shareholder's Equity (QoQ) (Quarter) 5.35%-3.57%-6.40%-1.86%-4.45%-0.91%9.04%-15.20%-11.83%-18.65%-0.17%6.17%-6.34%26.71%7.89%
Tax Rate Growth (1y) (Quarter) -15249.001,022.00-3962.00-917.00-478.001,241.00-4874.00-1152.00-284.001,098.002,685.00531,043.004,440.00-20208.00-2470.00-528014.00
Tax Rate Growth (3y) (Quarter) -16011.003,361.00-6150.00528,975.003,678.00-17869.00-4658.001,878.00
Tax Rate (QoQ) (Quarter) -15900.007,478.00-5269.00-1558.00371.002,494.00-2224.00-1120.002,091.00-3621.001,498.00-252.003,473.00-2033.00529,856.00-526856.00-21175.0015,704.004,313.00
Total Debt Growth (1y) (Quarter) 102.69%204.61%148.27%163.05%312.88%21.85%-24.21%-50.20%18.14%-12.57%
Total Debt Growth (3y) (Quarter) 95.95%18.05%
Total Debt (QoQ) (Quarter) 23.65%-5.26%11.11%134.03%0.78%0.38%74.40%-30.93%-37.32%-34.05%313.76%