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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) Debt Ratio (2021 - 2026)

Pagaya Technologies has reported Debt Ratio over the past 4 years, most recently at 0.13 for Q4 2025.

  • Quarterly Debt Ratio fell 62.38% to 0.13 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.13 through Dec 2025, down 62.38% year-over-year, with the annual reading at 0.13 for FY2025, 62.38% down from the prior year.
  • Debt Ratio was 0.13 for Q4 2025 at Pagaya Technologies, down from 0.34 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.34 in Q3 2025 and troughed at 0.02 in Q3 2024.
  • The 4-year median for Debt Ratio is 0.14 (2022), against an average of 0.17.
  • Year-over-year, Debt Ratio tumbled 75.3% in 2024 and then skyrocketed 1555.62% in 2025.
  • A 4-year view of Debt Ratio shows it stood at 0.13 in 2022, then tumbled by 38.66% to 0.08 in 2023, then surged by 306.77% to 0.33 in 2024, then crashed by 62.38% to 0.13 in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Debt Ratio are 0.13 (Q4 2025), 0.34 (Q3 2025), and 0.22 (Q2 2025).