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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) Net Margin (2021 - 2026)

Pagaya Technologies has reported Net Margin over the past 5 years, most recently at 8.04% for Q4 2025.

  • Quarterly Net Margin rose 8647.0% to 8.04% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 5.53% through Dec 2025, up 4382.0% year-over-year, with the annual reading at 5.48% for FY2025, 4437.0% up from the prior year.
  • Net Margin was 8.04% for Q4 2025 at Pagaya Technologies, up from 6.08% in the prior quarter.
  • Over five years, Net Margin peaked at 8.04% in Q4 2025 and troughed at 143.93% in Q3 2022.
  • The 5-year median for Net Margin is 3.91% (2023), against an average of 16.96%.
  • Year-over-year, Net Margin plummeted -12813bps in 2022 and then soared 14141bps in 2023.
  • A 5-year view of Net Margin shows it stood at 0.25% in 2021, then crashed by -877bps to 1.91% in 2022, then soared by 360bps to 4.96% in 2023, then crashed by -1680bps to 78.43% in 2024, then surged by 110bps to 8.04% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Net Margin are 8.04% (Q4 2025), 6.08% (Q3 2025), and 4.79% (Q2 2025).