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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) Net Margin (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed Net Margin for 3 consecutive years, with 8.04% as the latest value for Q4 2025.

  • On a quarterly basis, Net Margin rose 9320.0% to 8.04% in Q4 2025 year-over-year; TTM through Dec 2025 was 5.63%, a 3966.0% increase, with the full-year FY2025 number at 5.48%, up 4437.0% from a year prior.
  • Net Margin was 8.04% for Q4 2025 at Pagaya Technologies, up from 6.25% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 12.28% in Q3 2023 to a low of 85.16% in Q4 2024.
  • A 3-year average of 14.22% and a median of 4.2% in 2024 define the central range for Net Margin.
  • Peak YoY movement for Net Margin: tumbled -3892bps in 2024, then surged 9320bps in 2025.
  • Pagaya Technologies' Net Margin stood at 46.24% in 2023, then crashed by -84bps to 85.16% in 2024, then skyrocketed by 109bps to 8.04% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Net Margin are 8.04% (Q4 2025), 6.25% (Q3 2025), and 5.04% (Q2 2025).