Growth Metrics

Pagaya Technologies (PGYWW) Return on Invested Capital (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed Return on Invested Capital for 3 consecutive years, with 0.38% as the latest value for Q3 2025.

  • On a quarterly basis, Return on Invested Capital rose 32.0% to 0.38% in Q3 2025 year-over-year; TTM through Sep 2025 was 0.38%, a 32.0% increase, with the full-year FY2025 number at 0.83%, up 73.0% from a year prior.
  • Return on Invested Capital was 0.38% for Q3 2025 at Pagaya Technologies, up from 0.23% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.38% in Q3 2025 to a low of 0.04% in Q4 2023.
  • A 3-year average of 0.11% and a median of 0.08% in 2024 define the central range for Return on Invested Capital.
  • Peak YoY movement for Return on Invested Capital: grew 13bps in 2024, then surged 32bps in 2025.
  • Pagaya Technologies' Return on Invested Capital stood at 0.04% in 2023, then skyrocketed by 333bps to 0.09% in 2024, then skyrocketed by 308bps to 0.38% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Return on Invested Capital are 0.38% (Q3 2025), 0.23% (Q2 2025), and 0.15% (Q1 2025).