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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) EBITDA Margin (2021 - 2026)

Pagaya Technologies has reported EBITDA Margin over the past 5 years, most recently at 22.08% for Q4 2025.

  • Quarterly EBITDA Margin rose 1162.0% to 22.08% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 19.87% through Dec 2025, up 1350.0% year-over-year, with the annual reading at 20.27% for FY2025, 1380.0% up from the prior year.
  • EBITDA Margin was 22.08% for Q4 2025 at Pagaya Technologies, down from 22.83% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 22.83% in Q3 2025 and troughed at 31.46% in Q3 2022.
  • The 5-year median for EBITDA Margin is 7.13% (2021), against an average of 4.66%.
  • Year-over-year, EBITDA Margin plummeted -4230bps in 2022 and then soared 3154bps in 2023.
  • A 5-year view of EBITDA Margin shows it stood at 1.83% in 2021, then plummeted by -153bps to 4.64% in 2022, then soared by 395bps to 13.71% in 2023, then dropped by -24bps to 10.46% in 2024, then soared by 111bps to 22.08% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's EBITDA Margin are 22.08% (Q4 2025), 22.83% (Q3 2025), and 17.3% (Q2 2025).