Growth Metrics

Pagaya Technologies (PGYWW) EBT Margin (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed EBT Margin for 3 consecutive years, with 6.11% as the latest value for Q4 2025.

  • On a quarterly basis, EBT Margin rose 9221.0% to 6.11% in Q4 2025 year-over-year; TTM through Dec 2025 was 3.97%, a 4541.0% increase, with the full-year FY2025 number at 3.97%, up 4476.0% from a year prior.
  • EBT Margin was 6.11% for Q4 2025 at Pagaya Technologies, up from 2.37% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 6.94% in Q2 2025 to a low of 86.09% in Q4 2024.
  • A 3-year average of 19.85% and a median of 12.18% in 2023 define the central range for EBT Margin.
  • Peak YoY movement for EBT Margin: crashed -7922bps in 2024, then surged 9221bps in 2025.
  • Pagaya Technologies' EBT Margin stood at 6.87% in 2023, then tumbled by -1153bps to 86.09% in 2024, then skyrocketed by 107bps to 6.11% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's EBT Margin are 6.11% (Q4 2025), 2.37% (Q3 2025), and 6.94% (Q2 2025).