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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) EBT Margin (2021 - 2026)

Pagaya Technologies has reported EBT Margin over the past 5 years, most recently at 6.11% for Q4 2025.

  • Quarterly EBT Margin rose 8540.0% to 6.11% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 3.89% through Dec 2025, up 4406.0% year-over-year, with the annual reading at 3.97% for FY2025, 4476.0% up from the prior year.
  • EBT Margin was 6.11% for Q4 2025 at Pagaya Technologies, up from 2.3% in the prior quarter.
  • Over five years, EBT Margin peaked at 6.6% in Q2 2025 and troughed at 79.5% in Q2 2022.
  • The 5-year median for EBT Margin is 13.15% (2021), against an average of 20.82%.
  • Year-over-year, EBT Margin tumbled -8068bps in 2022 and then surged 8540bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 4.19% in 2021, then crashed by -660bps to 31.84% in 2022, then skyrocketed by 81bps to 6.0% in 2023, then tumbled by -1221bps to 79.29% in 2024, then surged by 108bps to 6.11% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's EBT Margin are 6.11% (Q4 2025), 2.3% (Q3 2025), and 6.6% (Q2 2025).