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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) Gross Margin (2021 - 2026)

Pagaya Technologies has reported Gross Margin over the past 5 years, most recently at 47.36% for Q4 2025.

  • Quarterly Gross Margin fell 18088.0% to 47.36% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 68.37% through Dec 2025, down 5278.0% year-over-year, with the annual reading at 42.43% for FY2025, 5269.0% down from the prior year.
  • Gross Margin was 47.36% for Q4 2025 at Pagaya Technologies, up from 42.72% in the prior quarter.
  • Over five years, Gross Margin peaked at 228.24% in Q4 2024 and troughed at 87.75% in Q4 2023.
  • The 5-year median for Gross Margin is 92.2% (2021), against an average of 76.0%.
  • Year-over-year, Gross Margin skyrocketed 31599bps in 2024 and then crashed -18088bps in 2025.
  • A 5-year view of Gross Margin shows it stood at 92.2% in 2021, then rose by 1bps to 92.76% in 2022, then tumbled by -195bps to 87.75% in 2023, then surged by 360bps to 228.24% in 2024, then crashed by -79bps to 47.36% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Gross Margin are 47.36% (Q4 2025), 42.72% (Q3 2025), and 93.98% (Q2 2025).