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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGYWW) Gross Margin (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed Gross Margin for 3 consecutive years, with 47.36% as the latest value for Q4 2025.

  • On a quarterly basis, Gross Margin rose 399.0% to 47.36% in Q4 2025 year-over-year; TTM through Dec 2025 was 42.43%, a 125.0% increase, with the full-year FY2025 number at 42.43%, up 33.0% from a year prior.
  • Gross Margin was 47.36% for Q4 2025 at Pagaya Technologies, up from 40.99% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.65% in Q3 2023 to a low of 114.98% in Q4 2023.
  • A 3-year average of 41.49% and a median of 42.11% in 2025 define the central range for Gross Margin.
  • Biggest YoY gain for Gross Margin was 15835bps in 2024; the steepest drop was -5440bps in 2024.
  • Pagaya Technologies' Gross Margin stood at 114.98% in 2023, then skyrocketed by 138bps to 43.38% in 2024, then grew by 9bps to 47.36% in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's Gross Margin are 47.36% (Q4 2025), 40.99% (Q3 2025), and 38.32% (Q2 2025).