Growth Metrics

Pagaya Technologies (PGYWW) FCF Payout Ratio (2023 - 2025)

Pagaya Technologies (PGYWW) has disclosed FCF Payout Ratio for 3 consecutive years, with 0.18 as the latest value for Q4 2025.

  • On a quarterly basis, FCF Payout Ratio rose 122.64% to 0.18 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.11, a 64.96% decrease, with the full-year FY2025 number at 0.11, down 64.96% from a year prior.
  • FCF Payout Ratio was 0.18 for Q4 2025 at Pagaya Technologies, up from 0.06 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.94 in Q3 2023 to a low of 2.46 in Q2 2023.
  • A 3-year average of 0.09 and a median of 0.08 in 2024 define the central range for FCF Payout Ratio.
  • Biggest YoY gain for FCF Payout Ratio was 147.93% in 2024; the steepest drop was 124.16% in 2024.
  • Pagaya Technologies' FCF Payout Ratio stood at 0.26 in 2023, then skyrocketed by 130.73% to 0.08 in 2024, then surged by 122.64% to 0.18 in 2025.
  • Per Business Quant, the three most recent readings for PGYWW's FCF Payout Ratio are 0.18 (Q4 2025), 0.06 (Q3 2025), and 0.07 (Q2 2025).