Oportun Financial Corp Ratios

Ratios Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 0.57%34.18%14.07%-9.95%10.02%-7.90%-24.00%-11.50%
EBIT Margin 0.57%34.18%14.07%-9.95%10.02%-7.90%-24.00%-11.50%
EBITDA Margin -2.86%24.80%10.26%-7.74%10.02%-7.90%-24.00%-11.50%
Net Margin -2.83%3.34%0.71%-7.72%7.56%-8.16%-17.03%-7.85%
FCF Margin 36.17%24.88%33.50%22.46%21.85%20.89%34.20%37.37%
Efficiency
Assets Average 1,970.91M2,105.46M2,477.84M3,280.16M3,512.79M3,319.50M
Equity Average 417.66M477.70M535.25M575.74M476.00M379.11M
Invested Capital 346.55M488.77M466.63M717.97M547.60M404.40M353.81M
Asset Utilization Ratio 0.300.280.250.290.300.30
Leverage & Solvency
Debt to Equity 2.492.282.472.744.724.633.12
Debt Ratio 0.500.510.570.560.710.550.34
Equity Ratio 0.200.220.230.200.150.120.11
Valuation
Enterprise Value -48.35M-70.47M570.45M398.56M443.90M84.07M42.65M79.60M
Market Capitalization 642.63M534.75M574.86M182.89M133.84M139.57M
Return Ratios
Return on Sales -0.03%0.25%0.10%-0.08%0.08%-0.08%-0.17%-0.08%
Return on Invested Capital 0.15%-0.09%0.08%-0.38%-0.21%
Return on Assets 0.03%-0.02%0.02%-0.02%-0.05%-0.02%
Return on Equity 0.15%-0.09%0.09%-0.14%-0.38%-0.21%