Oportun Financial reported a net margin of 3.66% for the quarter ended Jun 2026. These financial ratios cover 32 quarters of results from Sep 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||
| EBT Margin | 17.68% | 10.76% | 26.86% | -5.61% | -44.93% | -3.02% | -54.54% | -6.55% | -13.93% | -21.81% | -12.17% | -19.63% | -15.79% | 1.56% | 5.58% | 4.31% | 5.97% | 2.65% | 1.56% | 6.70% | ||||||||||||
| EBIT Margin | 17.68% | 10.76% | 26.86% | -5.61% | -44.93% | -3.02% | -54.54% | -6.55% | -13.93% | -21.81% | -12.17% | -19.63% | -15.79% | 1.56% | 5.58% | 4.31% | 5.97% | 2.65% | 1.56% | 6.70% | ||||||||||||
| EBITDA Margin | 17.68% | 10.76% | 26.86% | -5.61% | -44.93% | -3.02% | -54.54% | -6.55% | -13.93% | -21.81% | -12.17% | -19.63% | -15.79% | 1.56% | 5.58% | 4.31% | 5.97% | 2.65% | 1.56% | 6.70% | ||||||||||||
| Net Margin | 14.44% | 7.30% | 21.27% | -4.06% | -42.32% | -3.22% | -39.34% | -5.59% | -7.88% | -15.93% | -10.56% | -12.39% | -11.98% | 3.48% | 4.14% | 2.93% | 2.18% | 1.37% | 1.03% | 3.66% | ||||||||||||
| FCF Margin | 27.35% | 26.66% | 13.00% | 17.78% | 21.78% | 29.19% | 25.07% | 35.85% | 37.52% | 38.16% | 33.05% | 40.92% | 41.48% | 34.03% | 40.44% | 41.86% | 38.93% | 41.44% | 42.50% | 44.19% | ||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,284.68M | 2,647.25M | 2,969.59M | 3,171.29M | 3,445.01M | 3,576.84M | 3,557.88M | 3,487.05M | 3,450.99M | 3,420.91M | 3,344.69M | 3,263.93M | 3,250.83M | 3,239.20M | 3,226.70M | 3,213.70M | 3,193.63M | 3,222.02M | 3,212.70M | 3,148.43M | ||||||||||||
| Asset Utilization RatioAsset Util. | 0.25 | 0.24 | 0.24 | 0.25 | 0.26 | 0.27 | 0.28 | 0.30 | 0.31 | 0.31 | 0.31 | 0.32 | 0.31 | 0.31 | 0.31 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | ||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||
| Debt Ratio | 0.49 | 0.56 | 0.55 | 0.61 | 0.68 | 0.71 | 0.70 | 0.65 | 0.61 | 0.55 | 0.54 | 0.51 | 0.44 | 0.34 | 0.27 | 0.20 | 0.11 | 0.08 | 0.06 | 0.04 | ||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||
| Enterprise Value | -168.41M | -130.96M | -109.86M | -67.14M | -175.86M | -105.00M | -127.85M | -128.96M | -117.76M | -114.83M | -127.35M | -163.76M | -156.70M | -154.66M | -152.43M | -131.41M | -119.34M | -105.53M | -130.38M | -139.59M | ||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |