First United Corp/Md/ Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin -42.80%5.38%10.23%16.87%61.26%52.26%19.25%22.65%106.77%127.00%127.24%163.86%205.37%116.83%153.71%
EBIT Margin 25.73%43.55%24.59%39.63%158.21%77.51%34.97%36.32%171.26%215.92%196.30%199.45%235.01%262.52%334.43%
Operating Margin 24.59%
Net Margin -27.62%3.63%5.45%9.11%26.72%27.63%10.05%7.52%84.80%101.26%99.01%123.13%155.03%85.01%111.45%
FCF Margin 324.42%113.04%25.56%34.40%28.25%55.92%14.47%11.80%70.05%95.77%104.18%117.68%142.15%132.68%114.92%
Efficiency
Assets Average 1,327.88M1,412.89M1,587.72M1,731.63M1,789.00M1,877.01M1,939.44M
Equity Average 114.89M121.50M128.49M136.47M146.85M156.83M170.58M
Invested Capital 889.13M915.00M922.34M973.32M1,132.99M1,109.65M1,215.91M1,285.18M1,327.39M
Asset Utilization Ratio 0.030.010.010.010.010.010.01
Leverage & Solvency
Interest Coverage Ratio 0.381.140.961.741.633.072.222.662.662.432.845.607.931.801.85
Debt to Equity 0.790.640.930.630.610.620.630.280.36
Debt Ratio 0.060.060.080.060.050.050.050.020.03
Equity Ratio 0.080.090.080.090.080.080.080.080.09
Times Interest Earned 0.381.140.961.741.633.072.222.662.662.432.845.607.931.801.85
Dividends & Payouts
FCF Payout Ratio 0.012.870.130.270.190.220.250.250.210.170.240.26
Valuation
Enterprise Value 21.13M19.54M44.45M48.75M-210.11M-156.03M99.99M122.97M-54.88M-13.76M-254.39M0.18M-69.41M107.44M139.73M
Market Capitalization 44.45M57.08M73.18M112.78M171.22M125.51M115.90M130.80M157.19M218.06M
Return Ratios
Return on Sales -0.24%0.04%0.09%0.13%0.50%0.35%0.14%0.10%0.85%1.01%0.99%1.23%1.55%0.85%1.11%
Return on Invested Capital 0.02%0.02%0.02%0.02%0.02%0.03%0.03%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.11%0.11%0.11%0.14%0.17%0.09%0.12%