First United (FUNC) Asset Utilization Ratio (2011 - 2026)
First United (FUNC) posted quarterly Asset Utilization Ratio of 0.03 for Q1 2026, down 68.67% year-over-year from 0.11 in Q1 2025, and up 9.79% quarter-over-quarter from 0.03 in Q4 2025.
First United (FUNC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
First United (FUNC) has reported Asset Utilization Ratio for 16 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 68.67% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (down 68.67% YoY), while the FY2025 annual figure was 0.01, down 0.64% from the prior year.
- Asset Utilization Ratio climbed to 0.03 in Q1 2026 per FUNC's latest filing, from 0.03 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.11 in Q1 2025 and bottomed at 0.01 in Q4 2022.
- Historically, Asset Utilization Ratio has averaged 0.04 across 5 years, with a median of 0.03 in 2026.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio soared 324.97% — and 2026, when it plunged 68.67%.
- First United's Asset Utilization Ratio stood at 0.01 in 2022, then jumped by 324.97% to 0.04 in 2023, then surged by 44.35% to 0.05 in 2024, then slumped by 44.64% to 0.03 in 2025, then increased by 9.79% to 0.03 in 2026.
- Business Quant data shows FUNC's Asset Utilization Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.05 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | First United | 279.65 Mn | 194.46 Mn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |