First United (FUNC) Asset Utilization Ratio (2011 - 2026)
First United's (FUNC) quarterly Asset Utilization Ratio came in at 0.05 in Q2 2026, up 7.79% year-over-year from 0.04 in Q2 2025, and up 2.49% quarter-over-quarter from 0.04 in Q1 2026.
Analysis
First United (FUNC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
First United (FUNC) has reported Asset Utilization Ratio for 16 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio rose 7.79% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 7.79% increase from a year earlier, with the FY2025 full-year figure at 0.01, down 0.64% from the prior year.
- Asset Utilization Ratio was 0.05 for Q2 2026 at First United, up from 0.04 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.05 in Q2 2026 and troughed at 0.01 in Q4 2022.
- A 5-year average of 0.03 and a median of 0.04 in 2024 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio fell 5.25% in 2022 and jumped 320.55% in 2023, its largest moves.
- Over 5 years, Asset Utilization Ratio stood at 0.01 in 2022, then jumped by 320.55% to 0.04 in 2023, then increased by 10.28% to 0.04 in 2024, then gained by 5.12% to 0.04 in 2025, then grew by 4.98% to 0.05 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.05 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 0.04 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 0.03 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 0.04 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 0.05 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 0.00 |
| 10 | First United | 286.23 Mn | 201.04 Mn | - | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |