First United (FUNC) Debt Ratio (2010 - 2026)
First United's (FUNC) quarterly Debt Ratio came in at 0.08 in Q2 2026, down 31.05% year-over-year from 0.12 in Q2 2025, and up 136.63% quarter-over-quarter from 0.03 in Q1 2026.
Analysis
First United (FUNC) Debt Ratio (2010 - 2026) Analysis & Trends
First United (FUNC) has reported Debt Ratio for 17 consecutive years, with 0.08 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio fell 31.05% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 31.05% decrease from a year earlier, with the FY2025 full-year figure at 0.09, down 32.95% from the prior year.
- Debt Ratio was 0.08 for Q2 2026 at First United, up from 0.03 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.13 in Q4 2024 and troughed at 0.03 in Q1 2026.
- A 5-year average of 0.1 and a median of 0.11 in 2023 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio surged 31.33% in 2023 and plunged 67.0% in 2026, its largest moves.
- Over 5 years, Debt Ratio stood at 0.09 in 2022, then increased by 22.24% to 0.11 in 2023, then rose by 20.53% to 0.13 in 2024, then sank by 32.95% to 0.09 in 2025, then decreased by 4.9% to 0.08 in 2026.
- The last three Debt Ratio figures came in at 0.08 (Q2 2026), 0.03 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 957.58 Bn | 957.58 Bn | - | 0.01 |
| 2 | Truist Financial | 61.06 Bn | 61.06 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.23 Bn | 25.50 Bn | - | 0.09 |
| 4 | M&T Bank | 34.50 Bn | 34.50 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.46 Bn | 28.94 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.15 Bn | 29.15 Bn | - | 0.07 |
| 7 | Regions Financial | 25.31 Bn | 25.31 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.08 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.13 Bn | -24.56 Bn | - | 0.08 |
| 10 | First United | 281.59 Mn | 196.40 Mn | - | 0.08 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.08 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.10 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.11 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.10 |