First United (FUNC) Debt Ratio (2010 - 2026)

First United's (FUNC) quarterly Debt Ratio came in at 0.02 in Q1 2026, down 99.99% year-on-year from 309.13 in Q1 2025, and down 67.86% on a QoQ basis from 0.08 in Q4 2025.

First United (FUNC) Debt Ratio (2010 - 2026) Analysis & Trends

First United (FUNC) has 17 years of Debt Ratio data on file, last reported at 0.02 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 99.99% year-over-year to 0.02 in Q1 2026; TTM through Mar 2026 was 0.02, a 99.99% decrease from a year earlier, with the FY2025 full-year figure at 0.08, down 18.37% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.02, down from 0.08 in the prior quarter.
  • Over the last five years, Debt Ratio for FUNC reached as high as 309.13 in Q1 2025 and fell as low as 0.02 in Q1 2026.
  • Historically, Debt Ratio has averaged 18.25 across 5 years, with a median of 0.08 in 2025.
  • Across the five-year window, Debt Ratio jumped 393021.57% in 2025 and tumbled 99.99% in 2026, its largest moves.
  • Year by year, Debt Ratio stood at 0.05 in 2022, then jumped by 58.77% to 0.08 in 2023, then rose by 15.13% to 0.09 in 2024, then retreated by 18.37% to 0.08 in 2025, then plunged by 67.86% to 0.02 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.02 in Q1 2026, 0.08 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First United 284.86 Mn 195.02 Mn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.08
Sep 30, 2025 0.06
Jun 30, 2025 0.09
Mar 31, 2025 309.13
Dec 31, 2024 0.09
Sep 30, 2024 0.08
Jun 30, 2024 0.07
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.09
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.05
Sep 30, 2022 0.07
Jun 30, 2022 0.06
Mar 31, 2022 0.05
Dec 31, 2021 0.05
Sep 30, 2021 0.06
Jun 30, 2021 0.09