First United FUNC
NASDAQ FUNC
$43.65 -0.02 (-0.05%)
As of: Sep 10, 2026 · 10:49 AM EDT

First United (FUNC) Debt Ratio (2010 - 2026)

First United's (FUNC) quarterly Debt Ratio came in at 0.08 in Q2 2026, down 31.05% year-over-year from 0.12 in Q2 2025, and up 136.63% quarter-over-quarter from 0.03 in Q1 2026.

Analysis

First United (FUNC) Debt Ratio (2010 - 2026) Analysis & Trends

First United (FUNC) has reported Debt Ratio for 17 consecutive years, with 0.08 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 31.05% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 31.05% decrease from a year earlier, with the FY2025 full-year figure at 0.09, down 32.95% from the prior year.
  • Debt Ratio was 0.08 for Q2 2026 at First United, up from 0.03 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.13 in Q4 2024 and troughed at 0.03 in Q1 2026.
  • A 5-year average of 0.1 and a median of 0.11 in 2023 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio surged 31.33% in 2023 and plunged 67.0% in 2026, its largest moves.
  • Over 5 years, Debt Ratio stood at 0.09 in 2022, then increased by 22.24% to 0.11 in 2023, then rose by 20.53% to 0.13 in 2024, then sank by 32.95% to 0.09 in 2025, then decreased by 4.9% to 0.08 in 2026.
  • The last three Debt Ratio figures came in at 0.08 (Q2 2026), 0.03 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 957.58 Bn 957.58 Bn - 0.01
2 Truist Financial 61.06 Bn 61.06 Bn - 0.17
3 Fifth Third Bancorp 49.23 Bn 25.50 Bn - 0.09
4 M&T Bank 34.50 Bn 34.50 Bn - 0.10
5 Huntington Bancshares 33.46 Bn 28.94 Bn - 0.09
6 Citizens Financial 29.15 Bn 29.15 Bn - 0.07
7 Regions Financial 25.31 Bn 25.31 Bn - 0.07
8 First Citizens Bancshares 24.60 Bn 24.08 Bn 29.00 Mn 0.14
9 Keycorp 23.13 Bn -24.56 Bn - 0.08
10 First United 281.59 Mn 196.40 Mn - 0.08
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.08
Mar 31, 2026 0.03
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.12
Mar 31, 2025 0.10
Dec 31, 2024 0.13
Sep 30, 2024 0.12
Jun 30, 2024 0.10
Mar 31, 2024 0.12
Dec 31, 2023 0.11
Sep 30, 2023 0.11
Jun 30, 2023 0.11
Mar 31, 2023 0.11
Dec 31, 2022 0.09
Sep 30, 2022 0.12
Jun 30, 2022 0.10
Mar 31, 2022 0.08
Dec 31, 2021 0.08
Sep 30, 2021 0.10