First United (FUNC) Debt Ratio (2010 - 2026)
First United's Debt Ratio was 0.05 in Q2 2026, down 43.8% from 0.09 a year earlier but up 94.2% from the prior quarter.
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Analysis
First United (FUNC) Debt Ratio (2010 - 2026) Analysis & Trends
From Q4 2010 onward, First United has reported Debt Ratio for 62 quarters.
- In earlier years, Debt Ratio was 0.09 in FY2024 (+15.1%), 0.08 in FY2023 (+19.9%), 0.07 in FY2022 (-1.0%) and 0.07 in FY2021 (-33.8%).
- Quarterly Debt Ratio has moved between 0.02 (Q1 2026) and 0.09 (Q4 2024) over five years.
- Compared with a year earlier, Debt Ratio has declined for four straight quarters, with an average decline of 19.6% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q1 2023 (growth of 64.8%); the worst was Q1 2026 (a decline of 65.3%).
- Per Business Quant data, FUNC's Debt Ratio in the three quarters before Q2 2026 was 0.02 (Q1 2026), 0.05 (Q4 2025) and 0.06 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 0.10 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | 0.66 |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 0.20 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 0.10 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | 0.08 |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.03 |
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.07 |
API Access
First United Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();