First United (FUNC) EBITDA Margin (2012 - 2026)
First United's EBITDA Margin came in at 65.48% for Q2 2026, down 11.88 percentage points from 77.36% a year earlier and down 7.81 percentage points from the prior quarter.
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Analysis
First United (FUNC) EBITDA Margin (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First United reported EBITDA Margin of 72.48%, down 7.22 percentage points year-over-year; for FY2025, it was 76.84%, down 1.95 percentage points from FY2024.
- EBITDA Margin carries a five-year change of +31.03 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 78.79% in FY2024 (+11.66 pp), 67.13% in FY2023 (+12.58 pp), 54.56% in FY2022 (+6.36 pp) and 48.20% in FY2021 (+2.39 pp).
- The Q2 2026 figure represents the lowest quarterly EBITDA Margin since Q1 2023.
- Year-over-year, EBITDA Margin has declined for four consecutive quarters, with an average year-over-year change of -1.58 percentage points over the last eight quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q1 2024 (a gain of 23.68 percentage points), and the weakest in Q3 2021 (a drop of 12.59 percentage points).
- Business Quant data shows FUNC's EBITDA Margin at 73.29% (Q1 2026), 71.02% (Q4 2025) and 80.52% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 139.87% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 69.46% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 69.46% |
| Jun 30, 2026 | 65.48% |
| Mar 31, 2026 | 73.29% |
| Dec 31, 2025 | 71.02% |
| Sep 30, 2025 | 80.52% |
| Jun 30, 2025 | 77.36% |
| Mar 31, 2025 | 78.75% |
| Dec 31, 2024 | 81.53% |
| Sep 30, 2024 | 81.33% |
| Jun 30, 2024 | 75.58% |
| Mar 31, 2024 | 76.44% |
| Dec 31, 2023 | 77.19% |
| Sep 30, 2023 | 73.75% |
| Jun 30, 2023 | 67.03% |
| Mar 31, 2023 | 52.76% |
| Dec 31, 2022 | 59.39% |
| Sep 30, 2022 | 58.16% |
| Jun 30, 2022 | 47.69% |
| Mar 31, 2022 | 52.29% |
| Dec 31, 2021 | 58.01% |
API Access
First United EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();