First United (FUNC) EBT Margin (2010 - 2026)
First United (FUNC) posted quarterly EBT Margin of 37.86% for Q1 2026, down 726.0% year-over-year from 6.05% in Q1 2025, and down 45.02% quarter-over-quarter from 68.85% in Q4 2025.
First United (FUNC) EBT Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has reported EBT Margin for 17 consecutive years, with 37.86% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 726.0% year-over-year to 37.86%; the TTM figure through Mar 2026 stood at 49.47% (up 2054.0% YoY), while the FY2025 annual figure was 176.56%, up 2285.0% from the prior year.
- EBT Margin retreated to 37.86% in Q1 2026 per FUNC's latest filing, from 68.85% in the prior quarter.
- Across five years, EBT Margin topped out at 234.81% in Q3 2022 and bottomed at 13.34% in Q4 2023.
- Historically, EBT Margin has averaged 76.82% across 5 years, with a median of 37.98% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin jumped 8988 bps — and 2023, when it plunged 20407 bps.
- First United's EBT Margin stood at 217.41% in 2022, then slumped by 94 bps to 13.34% in 2023, then jumped by 31 bps to 17.51% in 2024, then surged by 293 bps to 68.85% in 2025, then plunged by 45 bps to 37.86% in 2026.
- Business Quant data shows FUNC's EBT Margin at 37.86% in Q1 2026, 68.85% in Q4 2025, and 40.65% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | First United | 279.65 Mn | 194.46 Mn | - | 30.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 51.37% |
| Mar 31, 2026 | 37.86% |
| Dec 31, 2025 | 68.85% |
| Sep 30, 2025 | 40.65% |
| Jun 30, 2025 | 73.07% |
| Mar 31, 2025 | 45.12% |
| Dec 31, 2024 | 17.51% |
| Sep 30, 2024 | 37.98% |
| Jun 30, 2024 | 32.48% |
| Mar 31, 2024 | 26.01% |
| Dec 31, 2023 | 13.34% |
| Sep 30, 2023 | 30.90% |
| Jun 30, 2023 | 31.14% |
| Mar 31, 2023 | 30.30% |
| Dec 31, 2022 | 217.41% |
| Sep 30, 2022 | 234.81% |
| Jun 30, 2022 | 176.85% |
| Mar 31, 2022 | 191.69% |
| Dec 31, 2021 | 240.10% |
| Sep 30, 2021 | 144.93% |