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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First United (FUNC) EBT Margin (2018 - 2025)

First United (FUNC) has disclosed EBT Margin for 8 consecutive years, with 32.88% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 637.0% to 32.88% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 36.69% through Dec 2025, up 256.0% year-over-year, with the annual reading at 176.56% for FY2025, 2285.0% up from the prior year.
  • EBT Margin for Q4 2025 was 32.88% at First United, down from 40.65% in the prior quarter.
  • The five-year high for EBT Margin was 240.1% in Q4 2021, with the low at 14.02% in Q4 2023.
  • Average EBT Margin over 5 years is 93.03%, with a median of 38.61% recorded in 2024.
  • The sharpest move saw EBT Margin surged 8988bps in 2022, then plummeted -20391bps in 2023.
  • Over 5 years, EBT Margin stood at 240.1% in 2021, then fell by -9bps to 217.41% in 2022, then crashed by -94bps to 14.02% in 2023, then surged by 180bps to 39.25% in 2024, then dropped by -16bps to 32.88% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods came in at 32.88%, 40.65%, and 36.52% for Q4 2025, Q3 2025, and Q2 2025 respectively.