First United Corp/Md/ (FUNC) EBT Margin (2012 - 2026)
First United (FUNC) reported EBT Margin of 30.90% for Q2 2026, down 5.62 percentage points from 36.52% a year earlier and down 6.87 percentage points from the prior quarter.
First United Corp/Md/ (FUNC) EBT Margin (2012 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First United's EBT Margin came in at 35.49%, down 2.13 percentage points year-over-year; for FY2025, it came in at 176.56%, up 22.85 percentage points from FY2024.
- EBT Margin has a five-year change of +49.32 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 153.71% in FY2024 (+36.88 pp), 116.83% in FY2023 (-88.53 pp), 205.37% in FY2022 (+41.51 pp) and 163.86% in FY2021 (+36.62 pp).
- The Q2 2026 figure ranks as the lowest quarterly EBT Margin since Q1 2024.
- Year over year, EBT Margin gained in six of the last eight quarters, with an average year-over-year change of +4.85 percentage points.
- The high point for year-over-year EBT Margin in five years was Q3 2022 (a gain of 89.88 percentage points); the low point was Q3 2023 (a drop of 203.91 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 37.76% (Q1 2026), 32.88% (Q4 2025) and 40.65% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.90% |
| Mar 31, 2026 | 37.76% |
| Dec 31, 2025 | 32.88% |
| Sep 30, 2025 | 40.65% |
| Jun 30, 2025 | 36.52% |
| Mar 31, 2025 | 36.78% |
| Dec 31, 2024 | 39.25% |
| Sep 30, 2024 | 37.98% |
| Jun 30, 2024 | 32.48% |
| Mar 31, 2024 | 26.01% |
| Dec 31, 2023 | 14.02% |
| Sep 30, 2023 | 30.90% |
| Jun 30, 2023 | 31.14% |
| Mar 31, 2023 | 30.30% |
| Dec 31, 2022 | 44.82% |
| Sep 30, 2022 | 48.45% |
| Jun 30, 2022 | 38.79% |
| Mar 31, 2022 | 42.85% |
| Dec 31, 2021 | 49.29% |
| Sep 30, 2021 | 31.82% |
First United Corp/Md/ EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();