First United (FUNC) EBT Margin (2010 - 2026)
First United's (FUNC) quarterly EBT Margin came in at 30.9% in Q2 2026, down 562.0% year-over-year from 6.69% in Q2 2025, and down 18.18% quarter-over-quarter from 37.76% in Q1 2026.
Analysis
First United (FUNC) EBT Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has reported EBT Margin for 17 consecutive years, with 30.9% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT Margin fell 562.0% year-over-year to 30.9% in Q2 2026; TTM through Jun 2026 was 35.49%, a 213.0% decrease from a year earlier, with the FY2025 full-year figure at 176.56%, up 2285.0% from the prior year.
- EBT Margin was 30.9% for Q2 2026 at First United, down from 37.76% in the prior quarter.
- Over five years, EBT Margin peaked at 234.81% in Q3 2022 and troughed at 14.02% in Q4 2023.
- A 5-year average of 71.02% and a median of 36.65% in 2025 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin soared 8988 bps in 2022 and plunged 20391 bps in 2023, its largest moves.
- Over 5 years, EBT Margin stood at 217.41% in 2022, then sank by 94 bps to 14.02% in 2023, then surged by 180 bps to 39.25% in 2024, then dropped by 16 bps to 32.88% in 2025, then declined by 6 bps to 30.9% in 2026.
- The last three EBT Margin figures came in at 30.9% (Q2 2026), 37.76% (Q1 2026), and 32.88% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 946.00 Bn | 946.00 Bn | - | - |
| 2 | Truist Financial | 61.06 Bn | 61.06 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.12 Bn | 25.40 Bn | - | 31.64% |
| 4 | M&T Bank | 34.45 Bn | 34.45 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.24 Bn | 28.71 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.07 Bn | 29.07 Bn | - | 33.07% |
| 7 | Regions Financial | 25.28 Bn | 25.28 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.49 Bn | 23.97 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.08 Bn | -24.62 Bn | - | 33.08% |
| 10 | First United | 280.94 Mn | 195.75 Mn | - | 30.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.90% |
| Mar 31, 2026 | 37.76% |
| Dec 31, 2025 | 32.88% |
| Sep 30, 2025 | 40.65% |
| Jun 30, 2025 | 36.52% |
| Mar 31, 2025 | 36.78% |
| Dec 31, 2024 | 39.25% |
| Sep 30, 2024 | 37.98% |
| Jun 30, 2024 | 32.48% |
| Mar 31, 2024 | 26.01% |
| Dec 31, 2023 | 14.02% |
| Sep 30, 2023 | 30.90% |
| Jun 30, 2023 | 31.14% |
| Mar 31, 2023 | 30.30% |
| Dec 31, 2022 | 217.41% |
| Sep 30, 2022 | 234.81% |
| Jun 30, 2022 | 176.85% |
| Mar 31, 2022 | 191.69% |
| Dec 31, 2021 | 240.10% |
| Sep 30, 2021 | 144.93% |