First United (FUNC) EBT Margin (2012 - 2026)
First United (FUNC) reported EBT Margin of 30.90% for Q2 2026, down 5.62 percentage points from 36.52% a year earlier and down 6.87 percentage points from the prior quarter.
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Analysis
First United (FUNC) EBT Margin (2012 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First United's EBT Margin came in at 35.49%, down 2.13 percentage points year-over-year; for FY2025, it came in at 36.69%, up 2.56 percentage points from FY2024.
- EBT Margin has a five-year change of +10.18 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 34.12% in FY2024 (+6.82 pp), 27.30% in FY2023 (-16.54 pp), 43.84% in FY2022 (+7.95 pp) and 35.90% in FY2021 (+9.40 pp).
- The Q2 2026 figure ranks as the lowest quarterly EBT Margin since Q1 2024.
- Year over year, EBT Margin gained in six of the last eight quarters, with an average year-over-year change of +4.85 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2024 (a gain of 25.23 percentage points); the low point was Q4 2023 (a drop of 30.80 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 37.76% (Q1 2026), 32.88% (Q4 2025) and 40.65% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 37.57% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 37.57% |
| Jun 30, 2026 | 30.90% |
| Mar 31, 2026 | 37.76% |
| Dec 31, 2025 | 32.88% |
| Sep 30, 2025 | 40.65% |
| Jun 30, 2025 | 36.52% |
| Mar 31, 2025 | 36.78% |
| Dec 31, 2024 | 39.25% |
| Sep 30, 2024 | 37.98% |
| Jun 30, 2024 | 32.48% |
| Mar 31, 2024 | 26.01% |
| Dec 31, 2023 | 14.02% |
| Sep 30, 2023 | 30.90% |
| Jun 30, 2023 | 31.14% |
| Mar 31, 2023 | 30.30% |
| Dec 31, 2022 | 44.82% |
| Sep 30, 2022 | 48.45% |
| Jun 30, 2022 | 38.79% |
| Mar 31, 2022 | 42.85% |
| Dec 31, 2021 | 49.29% |
API Access
First United EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();