First United (FUNC) Times Interest Earned (2010 - 2026)
First United (FUNC) posted quarterly Times Interest Earned of $2.15 for Q1 2026, up 9.84% year-over-year from $1.96 in Q1 2025, and up 73.87% quarter-over-quarter from $1.24 in Q4 2025.
First United (FUNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First United (FUNC) has reported Times Interest Earned for 17 consecutive years, with $2.15 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 9.84% year-over-year to $2.15; the TTM figure through Mar 2026 stood at $1.79 (down 85.73% YoY), while the FY2025 annual figure was $1.95, up 5.66% from the prior year.
- Times Interest Earned grew to $2.15 in Q1 2026 per FUNC's latest filing, from $1.24 in the prior quarter.
- Across five years, Times Interest Earned topped out at $10.39 in Q2 2022 and bottomed at $0.62 in Q4 2024.
- Historically, Times Interest Earned has averaged $3.44 across 5 years, with a median of $1.96 in 2024.
- Annual changes were most pronounced in 2022 — Times Interest Earned jumped 265.43% — and 2023, when it tumbled 82.24%.
- First United's Times Interest Earned stood at $5.07 in 2022, then plunged by 75.09% to $1.26 in 2023, then plunged by 51.05% to $0.62 in 2024, then surged by 99.88% to $1.24 in 2025, then surged by 73.87% to $2.15 in 2026.
- Business Quant data shows FUNC's Times Interest Earned at $2.15 in Q1 2026, $1.24 in Q4 2025, and $2.11 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First United | 279.65 Mn | 194.46 Mn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.43 |
| Mar 31, 2026 | 2.15 |
| Dec 31, 2025 | 1.24 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 1.42 |
| Mar 31, 2025 | 1.96 |
| Dec 31, 2024 | 0.62 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 1.83 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 2.73 |
| Dec 31, 2022 | 5.07 |
| Sep 30, 2022 | 10.21 |
| Jun 30, 2022 | 10.39 |
| Mar 31, 2022 | 10.07 |
| Dec 31, 2021 | 11.74 |
| Sep 30, 2021 | 5.51 |