First United (FUNC) Times Interest Earned (2010 - 2026)
First United's (FUNC) quarterly Times Interest Earned came in at 1.98 in Q2 2026, little changed year-over-year from 1.97 in Q2 2025, and down 8.44% quarter-over-quarter from 2.16 in Q1 2026.
Analysis
First United (FUNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First United (FUNC) has reported Times Interest Earned for 17 consecutive years, with 1.98 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned changed 0.04% year-over-year to 1.98 in Q2 2026; TTM through Jun 2026 was 2.04, a 3.37% increase from a year earlier, with the FY2025 full-year figure at 1.99, up 7.74% from the prior year.
- Times Interest Earned was 1.98 for Q2 2026 at First United, down from 2.16 in the prior quarter.
- Over five years, Times Interest Earned peaked at 10.45 in Q1 2022 and troughed at 1.26 in Q4 2023.
- A 5-year average of 3.52 and a median of 1.99 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned soared 200.24% in 2022 and plunged 82.24% in 2023, its largest moves.
- Over 5 years, Times Interest Earned stood at 5.05 in 2022, then tumbled by 75.04% to 1.26 in 2023, then soared by 59.99% to 2.02 in 2024, then declined by 3.98% to 1.93 in 2025, then grew by 2.11% to 1.98 in 2026.
- The last three Times Interest Earned figures came in at 1.98 (Q2 2026), 2.16 (Q1 2026), and 1.93 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.41 Bn | 61.41 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.36 Bn | 25.63 Bn | - | 1.90 |
| 4 | M&T Bank | 34.60 Bn | 34.60 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.54 Bn | 29.02 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.25 Bn | 29.25 Bn | - | 1.83 |
| 7 | Regions Financial | 25.39 Bn | 25.39 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.68 Bn | 24.16 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.21 Bn | -24.48 Bn | - | 1.80 |
| 10 | First United | 281.01 Mn | 195.82 Mn | - | 1.98 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 2.16 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.96 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 1.83 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 2.73 |
| Dec 31, 2022 | 5.05 |
| Sep 30, 2022 | 10.21 |
| Jun 30, 2022 | 10.39 |
| Mar 31, 2022 | 10.45 |
| Dec 31, 2021 | 11.80 |
| Sep 30, 2021 | 5.51 |