First United (FUNC) FCF Margin (2010 - 2026)

First United's (FUNC) quarterly FCF Margin came in at 55.7% in Q1 2026, up 1831.0% year-on-year from 2.88% in Q1 2025, and down 24.23% on a QoQ basis from 73.51% in Q4 2025.

First United (FUNC) FCF Margin (2010 - 2026) Analysis & Trends

First United (FUNC) has 17 years of FCF Margin data on file, last reported at 55.7% in Q1 2026.

  • On a quarterly basis, FCF Margin rose 1831.0% year-over-year to 55.7% in Q1 2026; TTM through Mar 2026 was 32.37%, a 1030.0% increase from a year earlier, with the FY2025 full-year figure at 83.6%, down 3131.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 55.7%, down from 73.51% in the prior quarter.
  • Over the last five years, FCF Margin for FUNC reached as high as 188.54% in Q3 2022 and fell as low as 0.74% in Q3 2025.
  • Historically, FCF Margin has averaged 55.27% across 5 years, with a median of 35.84% in 2023.
  • Across the five-year window, FCF Margin surged 17535 bps in 2022 and plunged 14269 bps in 2023, its largest moves.
  • Year by year, FCF Margin stood at 173.74% in 2022, then tumbled by 79 bps to 35.84% in 2023, then plunged by 46 bps to 19.27% in 2024, then jumped by 282 bps to 73.51% in 2025, then declined by 24 bps to 55.7% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 55.7% in Q1 2026, 73.51% in Q4 2025, and 0.74% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 First United 284.86 Mn 195.02 Mn - 55.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 55.70%
Dec 31, 2025 73.51%
Sep 30, 2025 0.74%
Jun 30, 2025 6.48%
Mar 31, 2025 37.40%
Dec 31, 2024 19.27%
Sep 30, 2024 2.90%
Jun 30, 2024 35.10%
Mar 31, 2024 18.85%
Dec 31, 2023 35.84%
Sep 30, 2023 45.85%
Jun 30, 2023 23.28%
Mar 31, 2023 17.97%
Dec 31, 2022 173.74%
Sep 30, 2022 188.54%
Jun 30, 2022 130.21%
Mar 31, 2022 74.23%
Dec 31, 2021 221.98%
Sep 30, 2021 93.20%
Jun 30, 2021 -45.14%