First United (FUNC) FCF Margin (2010 - 2026)
First United's (FUNC) quarterly FCF Margin came in at 19.46% in Q2 2026, up 1622.0% year-over-year from 1.13% in Q2 2025, and down 64.97% quarter-over-quarter from 55.57% in Q1 2026.
Analysis
First United (FUNC) FCF Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has reported FCF Margin for 17 consecutive years, with 19.46% the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Margin rose 1622.0% year-over-year to 19.46% in Q2 2026; TTM through Jun 2026 was 27.85%, a 770.0% increase from a year earlier, with the FY2025 full-year figure at 83.6%, down 3131.0% from the prior year.
- FCF Margin was 19.46% for Q2 2026 at First United, down from 55.57% in the prior quarter.
- Over five years, FCF Margin peaked at 188.54% in Q3 2022 and troughed at 0.74% in Q3 2025.
- A 5-year average of 52.12% and a median of 35.1% in 2025 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin soared 17535 bps in 2022 and tumbled 14269 bps in 2023, its largest moves.
- Over 5 years, FCF Margin stood at 173.74% in 2022, then tumbled by 78 bps to 38.49% in 2023, then advanced by 15 bps to 44.32% in 2024, then slipped by 21 bps to 35.1% in 2025, then slumped by 45 bps to 19.46% in 2026.
- The last three FCF Margin figures came in at 19.46% (Q2 2026), 55.57% (Q1 2026), and 35.1% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 946.00 Bn | 946.00 Bn | - | - |
| 2 | Truist Financial | 61.06 Bn | 61.06 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 49.12 Bn | 25.40 Bn | - | - |
| 4 | M&T Bank | 34.45 Bn | 34.45 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 33.24 Bn | 28.71 Bn | - | 34.72% |
| 6 | Citizens Financial | 29.07 Bn | 29.07 Bn | - | 29.43% |
| 7 | Regions Financial | 25.28 Bn | 25.28 Bn | - | 16.10% |
| 8 | First Citizens Bancshares | 24.49 Bn | 23.97 Bn | 29.00 Mn | 1,155.41% |
| 9 | Keycorp | 23.08 Bn | -24.62 Bn | - | 11.91% |
| 10 | First United | 280.94 Mn | 195.75 Mn | - | 19.46% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.46% |
| Mar 31, 2026 | 55.57% |
| Dec 31, 2025 | 35.10% |
| Sep 30, 2025 | 0.74% |
| Jun 30, 2025 | 3.24% |
| Mar 31, 2025 | 30.48% |
| Dec 31, 2024 | 44.32% |
| Sep 30, 2024 | 2.90% |
| Jun 30, 2024 | 35.10% |
| Mar 31, 2024 | 18.85% |
| Dec 31, 2023 | 38.49% |
| Sep 30, 2023 | 45.85% |
| Jun 30, 2023 | 23.28% |
| Mar 31, 2023 | 17.97% |
| Dec 31, 2022 | 173.74% |
| Sep 30, 2022 | 188.54% |
| Jun 30, 2022 | 130.21% |
| Mar 31, 2022 | 74.23% |
| Dec 31, 2021 | 221.98% |
| Sep 30, 2021 | 93.20% |