First United (FUNC) FCF Margin (2010 - 2026)
First United (FUNC) reported FCF Margin of 55.57% for Q1 2026, up 2508.0% year-over-year from 2.13% in Q1 2025, and up 58.29% quarter-over-quarter from 35.1% in Q4 2025.
First United (FUNC) FCF Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has 17 years of FCF Margin data on file, last reported at 55.57% in Q1 2026.
- FCF Margin for Q1 2026 came in at 55.57%, up 2508.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 24.17% (down 412.0% YoY), and the FY2025 annual result was 83.6%, down 3131.0% from the prior year.
- FCF Margin climbed to 55.57% in Q1 2026 per FUNC's latest filing, from 35.1% in the prior quarter.
- Over five years, FCF Margin peaked at 188.54% in Q3 2022 and troughed at 0.74% in Q3 2025.
- A 5-year average of 54.04% and a median of 35.1% in 2025 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 17535 bps in 2022, then slumped 14269 bps in 2023.
- A 5-year view of FCF Margin shows it stood at 173.74% in 2022, then slumped by 78 bps to 38.49% in 2023, then climbed by 15 bps to 44.32% in 2024, then dropped by 21 bps to 35.1% in 2025, then surged by 58 bps to 55.57% in 2026.
- Business Quant data shows FUNC's FCF Margin at 55.57% in Q1 2026, 35.1% in Q4 2025, and 0.74% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First United | 270.41 Mn | 180.56 Mn | - | 55.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 55.57% |
| Dec 31, 2025 | 35.10% |
| Sep 30, 2025 | 0.74% |
| Jun 30, 2025 | 3.24% |
| Mar 31, 2025 | 30.48% |
| Dec 31, 2024 | 44.32% |
| Sep 30, 2024 | 2.90% |
| Jun 30, 2024 | 35.10% |
| Mar 31, 2024 | 18.85% |
| Dec 31, 2023 | 38.49% |
| Sep 30, 2023 | 45.85% |
| Jun 30, 2023 | 23.28% |
| Mar 31, 2023 | 17.97% |
| Dec 31, 2022 | 173.74% |
| Sep 30, 2022 | 188.54% |
| Jun 30, 2022 | 130.21% |
| Mar 31, 2022 | 74.23% |
| Dec 31, 2021 | 221.98% |
| Sep 30, 2021 | 93.20% |
| Jun 30, 2021 | -45.14% |