First United FUNC
NASDAQ FUNC
$43.55 -0.12 (-0.27%)
As of: Sep 10, 2026 · 10:12 AM EDT

First United (FUNC) FCF Margin (2010 - 2026)

First United's (FUNC) quarterly FCF Margin came in at 19.46% in Q2 2026, up 1622.0% year-over-year from 1.13% in Q2 2025, and down 64.97% quarter-over-quarter from 55.57% in Q1 2026.

Analysis

First United (FUNC) FCF Margin (2010 - 2026) Analysis & Trends

First United (FUNC) has reported FCF Margin for 17 consecutive years, with 19.46% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Margin rose 1622.0% year-over-year to 19.46% in Q2 2026; TTM through Jun 2026 was 27.85%, a 770.0% increase from a year earlier, with the FY2025 full-year figure at 83.6%, down 3131.0% from the prior year.
  • FCF Margin was 19.46% for Q2 2026 at First United, down from 55.57% in the prior quarter.
  • Over five years, FCF Margin peaked at 188.54% in Q3 2022 and troughed at 0.74% in Q3 2025.
  • A 5-year average of 52.12% and a median of 35.1% in 2025 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin soared 17535 bps in 2022 and tumbled 14269 bps in 2023, its largest moves.
  • Over 5 years, FCF Margin stood at 173.74% in 2022, then tumbled by 78 bps to 38.49% in 2023, then advanced by 15 bps to 44.32% in 2024, then slipped by 21 bps to 35.1% in 2025, then slumped by 45 bps to 19.46% in 2026.
  • The last three FCF Margin figures came in at 19.46% (Q2 2026), 55.57% (Q1 2026), and 35.1% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Banco Santander Chile 946.00 Bn 946.00 Bn - -
2 Truist Financial 61.06 Bn 61.06 Bn - 18.14%
3 Fifth Third Bancorp 49.12 Bn 25.40 Bn - -
4 M&T Bank 34.45 Bn 34.45 Bn - 49.25%
5 Huntington Bancshares 33.24 Bn 28.71 Bn - 34.72%
6 Citizens Financial 29.07 Bn 29.07 Bn - 29.43%
7 Regions Financial 25.28 Bn 25.28 Bn - 16.10%
8 First Citizens Bancshares 24.49 Bn 23.97 Bn 29.00 Mn 1,155.41%
9 Keycorp 23.08 Bn -24.62 Bn - 11.91%
10 First United 280.94 Mn 195.75 Mn - 19.46%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.46%
Mar 31, 2026 55.57%
Dec 31, 2025 35.10%
Sep 30, 2025 0.74%
Jun 30, 2025 3.24%
Mar 31, 2025 30.48%
Dec 31, 2024 44.32%
Sep 30, 2024 2.90%
Jun 30, 2024 35.10%
Mar 31, 2024 18.85%
Dec 31, 2023 38.49%
Sep 30, 2023 45.85%
Jun 30, 2023 23.28%
Mar 31, 2023 17.97%
Dec 31, 2022 173.74%
Sep 30, 2022 188.54%
Jun 30, 2022 130.21%
Mar 31, 2022 74.23%
Dec 31, 2021 221.98%
Sep 30, 2021 93.20%