First United (FUNC) Net Margin (2010 - 2026)

First United (FUNC) reported Net Margin of 28.46% for Q1 2026, up 72.0% year-over-year from 16.54% in Q1 2025, and up 14.38% quarter-over-quarter from 24.88% in Q4 2025.

First United (FUNC) Net Margin (2010 - 2026) Analysis & Trends

First United (FUNC) has 17 years of Net Margin data on file, last reported at 28.46% in Q1 2026.

  • Net Margin for Q1 2026 came in at 28.46%, up 72.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 27.83% (up 120.0% YoY), and the FY2025 annual result was 133.05%, up 2159.0% from the prior year.
  • Net Margin rose to 28.46% in Q1 2026 per FUNC's latest filing, from 24.88% in the prior quarter.
  • Over five years, Net Margin peaked at 186.54% in Q4 2022 and troughed at 5.87% in Q4 2023.
  • A 5-year average of 55.79% and a median of 27.46% in 2025 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2022 and 2023: Net Margin surged 5977 bps in 2022, then tumbled 18066 bps in 2023.
  • A 5-year view of Net Margin shows it stood at 186.54% in 2022, then slumped by 97 bps to 5.87% in 2023, then jumped by 340 bps to 25.83% in 2024, then slipped by 4 bps to 24.88% in 2025, then advanced by 14 bps to 28.46% in 2026.
  • Business Quant data shows FUNC's Net Margin at 28.46% in Q1 2026, 24.88% in Q4 2025, and 30.56% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First United 270.41 Mn 180.56 Mn - 28.46%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.46%
Dec 31, 2025 24.88%
Sep 30, 2025 30.56%
Jun 30, 2025 27.46%
Mar 31, 2025 27.74%
Dec 31, 2024 25.83%
Sep 30, 2024 28.46%
Jun 30, 2024 24.47%
Mar 31, 2024 19.79%
Dec 31, 2023 5.87%
Sep 30, 2023 23.90%
Jun 30, 2023 23.55%
Mar 31, 2023 23.13%
Dec 31, 2022 186.54%
Sep 30, 2022 169.42%
Jun 30, 2022 134.52%
Mar 31, 2022 143.85%
Dec 31, 2021 180.51%
Sep 30, 2021 109.65%
Jun 30, 2021 111.84%