Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First United (FUNC) Net Margin (2018 - 2025)

First United (FUNC) has disclosed Net Margin for 8 consecutive years, with 22.4% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 740.0% to 22.4% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 26.99% through Dec 2025, up 122.0% year-over-year, with the annual reading at 129.92% for FY2025, 1381.0% up from the prior year.
  • Net Margin for Q4 2025 was 22.4% at First United, down from 30.56% in the prior quarter.
  • The five-year high for Net Margin was 180.51% in Q4 2021, with the low at 11.88% in Q4 2023.
  • Average Net Margin over 5 years is 70.1%, with a median of 29.13% recorded in 2024.
  • The sharpest move saw Net Margin surged 6381bps in 2021, then crashed -15999bps in 2023.
  • Over 5 years, Net Margin stood at 180.51% in 2021, then dropped by -5bps to 171.86% in 2022, then plummeted by -93bps to 11.88% in 2023, then skyrocketed by 151bps to 29.8% in 2024, then dropped by -25bps to 22.4% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 22.4%, 30.56%, and 27.46% for Q4 2025, Q3 2025, and Q2 2025 respectively.