First United (FUNC) Net Margin (2010 - 2026)
First United (FUNC) posted quarterly Net Margin of 28.53% for Q1 2026, down 550.0% year-over-year from 6.34% in Q1 2025, and down 45.25% quarter-over-quarter from 52.1% in Q4 2025.
First United (FUNC) Net Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has reported Net Margin for 17 consecutive years, with 28.53% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 550.0% year-over-year to 28.53%; the TTM figure through Mar 2026 stood at 37.27% (up 1624.0% YoY), while the FY2025 annual figure was 136.41%, up 2145.0% from the prior year.
- Net Margin retreated to 28.53% in Q1 2026 per FUNC's latest filing, from 52.1% in the prior quarter.
- Across five years, Net Margin topped out at 171.86% in Q4 2022 and bottomed at 11.3% in Q4 2023.
- Historically, Net Margin has averaged 58.0% across 5 years, with a median of 28.53% in 2026.
- Annual changes were most pronounced in 2022 — Net Margin surged 5977 bps — and 2023, when it plunged 16056 bps.
- First United's Net Margin stood at 171.86% in 2022, then sank by 93 bps to 11.3% in 2023, then increased by 2 bps to 11.53% in 2024, then jumped by 352 bps to 52.1% in 2025, then slumped by 45 bps to 28.53% in 2026.
- Business Quant data shows FUNC's Net Margin at 28.53% in Q1 2026, 52.1% in Q4 2025, and 30.56% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | First United | 279.65 Mn | 194.46 Mn | - | 23.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 39.35% |
| Mar 31, 2026 | 28.53% |
| Dec 31, 2025 | 52.10% |
| Sep 30, 2025 | 30.56% |
| Jun 30, 2025 | 54.93% |
| Mar 31, 2025 | 34.03% |
| Dec 31, 2024 | 11.53% |
| Sep 30, 2024 | 28.46% |
| Jun 30, 2024 | 24.47% |
| Mar 31, 2024 | 19.79% |
| Dec 31, 2023 | 11.30% |
| Sep 30, 2023 | 23.90% |
| Jun 30, 2023 | 23.55% |
| Mar 31, 2023 | 23.13% |
| Dec 31, 2022 | 171.86% |
| Sep 30, 2022 | 169.42% |
| Jun 30, 2022 | 134.52% |
| Mar 31, 2022 | 143.85% |
| Dec 31, 2021 | 180.51% |
| Sep 30, 2021 | 109.65% |