First United (FUNC) Net Margin (2010 - 2026)

First United's (FUNC) quarterly Net Margin came in at 28.53% in Q1 2026, down 550.0% year-on-year from 6.34% in Q1 2025, and down 45.25% on a QoQ basis from 52.1% in Q4 2025.

First United (FUNC) Net Margin (2010 - 2026) Analysis & Trends

First United (FUNC) has 17 years of Net Margin data on file, last reported at 28.53% in Q1 2026.

  • On a quarterly basis, Net Margin fell 550.0% year-over-year to 28.53% in Q1 2026; TTM through Mar 2026 was 37.27%, a 1649.0% increase from a year earlier, with the FY2025 full-year figure at 136.41%, up 2145.0% from the prior year.
  • Net Margin for Q1 2026 stood at 28.53%, down from 52.1% in the prior quarter.
  • Over the last five years, Net Margin for FUNC reached as high as 171.86% in Q4 2022 and fell as low as 11.06% in Q4 2023.
  • Historically, Net Margin has averaged 57.96% across 5 years, with a median of 28.53% in 2026.
  • Across the five-year window, Net Margin soared 5977 bps in 2022 and tumbled 16080 bps in 2023, its largest moves.
  • Year by year, Net Margin stood at 171.86% in 2022, then tumbled by 94 bps to 11.06% in 2023, then climbed by 2 bps to 11.23% in 2024, then soared by 364 bps to 52.1% in 2025, then slumped by 45 bps to 28.53% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 28.53% in Q1 2026, 52.1% in Q4 2025, and 30.56% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 258,422.08%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 853.96%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 0.00%
4 Lloyds Banking 360.83 Bn 360.83 Bn - 27.26%
5 First Capital 204.17 Bn 203.82 Bn - 251.63%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
7 NatWest 144.82 Bn -51.17 Bn - 32.86%
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 27.35%
9 Us Bancorp 99.51 Bn 99.51 Bn - 31.10%
10 First United 289.66 Mn 199.81 Mn - 28.53%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.53%
Dec 31, 2025 52.10%
Sep 30, 2025 30.56%
Jun 30, 2025 54.93%
Mar 31, 2025 34.03%
Dec 31, 2024 11.23%
Sep 30, 2024 28.46%
Jun 30, 2024 24.47%
Mar 31, 2024 19.79%
Dec 31, 2023 11.06%
Sep 30, 2023 23.90%
Jun 30, 2023 23.55%
Mar 31, 2023 23.13%
Dec 31, 2022 171.86%
Sep 30, 2022 169.42%
Jun 30, 2022 134.52%
Mar 31, 2022 143.85%
Dec 31, 2021 180.51%
Sep 30, 2021 109.65%
Jun 30, 2021 111.84%