First United (FUNC) Net Margin (2010 - 2026)
First United (FUNC) reported Net Margin of 28.46% for Q1 2026, up 72.0% year-over-year from 16.54% in Q1 2025, and up 14.38% quarter-over-quarter from 24.88% in Q4 2025.
First United (FUNC) Net Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has 17 years of Net Margin data on file, last reported at 28.46% in Q1 2026.
- Net Margin for Q1 2026 came in at 28.46%, up 72.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 27.83% (up 120.0% YoY), and the FY2025 annual result was 133.05%, up 2159.0% from the prior year.
- Net Margin rose to 28.46% in Q1 2026 per FUNC's latest filing, from 24.88% in the prior quarter.
- Over five years, Net Margin peaked at 186.54% in Q4 2022 and troughed at 5.87% in Q4 2023.
- A 5-year average of 55.79% and a median of 27.46% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin surged 5977 bps in 2022, then tumbled 18066 bps in 2023.
- A 5-year view of Net Margin shows it stood at 186.54% in 2022, then slumped by 97 bps to 5.87% in 2023, then jumped by 340 bps to 25.83% in 2024, then slipped by 4 bps to 24.88% in 2025, then advanced by 14 bps to 28.46% in 2026.
- Business Quant data shows FUNC's Net Margin at 28.46% in Q1 2026, 24.88% in Q4 2025, and 30.56% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First United | 270.41 Mn | 180.56 Mn | - | 28.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.46% |
| Dec 31, 2025 | 24.88% |
| Sep 30, 2025 | 30.56% |
| Jun 30, 2025 | 27.46% |
| Mar 31, 2025 | 27.74% |
| Dec 31, 2024 | 25.83% |
| Sep 30, 2024 | 28.46% |
| Jun 30, 2024 | 24.47% |
| Mar 31, 2024 | 19.79% |
| Dec 31, 2023 | 5.87% |
| Sep 30, 2023 | 23.90% |
| Jun 30, 2023 | 23.55% |
| Mar 31, 2023 | 23.13% |
| Dec 31, 2022 | 186.54% |
| Sep 30, 2022 | 169.42% |
| Jun 30, 2022 | 134.52% |
| Mar 31, 2022 | 143.85% |
| Dec 31, 2021 | 180.51% |
| Sep 30, 2021 | 109.65% |
| Jun 30, 2021 | 111.84% |