First United (FUNC) Net Margin (2010 - 2026)
First United's (FUNC) quarterly Net Margin came in at 28.53% in Q1 2026, down 550.0% year-on-year from 6.34% in Q1 2025, and down 45.25% on a QoQ basis from 52.1% in Q4 2025.
First United (FUNC) Net Margin (2010 - 2026) Analysis & Trends
First United (FUNC) has 17 years of Net Margin data on file, last reported at 28.53% in Q1 2026.
- On a quarterly basis, Net Margin fell 550.0% year-over-year to 28.53% in Q1 2026; TTM through Mar 2026 was 37.27%, a 1649.0% increase from a year earlier, with the FY2025 full-year figure at 136.41%, up 2145.0% from the prior year.
- Net Margin for Q1 2026 stood at 28.53%, down from 52.1% in the prior quarter.
- Over the last five years, Net Margin for FUNC reached as high as 171.86% in Q4 2022 and fell as low as 11.06% in Q4 2023.
- Historically, Net Margin has averaged 57.96% across 5 years, with a median of 28.53% in 2026.
- Across the five-year window, Net Margin soared 5977 bps in 2022 and tumbled 16080 bps in 2023, its largest moves.
- Year by year, Net Margin stood at 171.86% in 2022, then tumbled by 94 bps to 11.06% in 2023, then climbed by 2 bps to 11.23% in 2024, then soared by 364 bps to 52.1% in 2025, then slumped by 45 bps to 28.53% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 28.53% in Q1 2026, 52.1% in Q4 2025, and 30.56% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | First United | 289.66 Mn | 199.81 Mn | - | 28.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.53% |
| Dec 31, 2025 | 52.10% |
| Sep 30, 2025 | 30.56% |
| Jun 30, 2025 | 54.93% |
| Mar 31, 2025 | 34.03% |
| Dec 31, 2024 | 11.23% |
| Sep 30, 2024 | 28.46% |
| Jun 30, 2024 | 24.47% |
| Mar 31, 2024 | 19.79% |
| Dec 31, 2023 | 11.06% |
| Sep 30, 2023 | 23.90% |
| Jun 30, 2023 | 23.55% |
| Mar 31, 2023 | 23.13% |
| Dec 31, 2022 | 171.86% |
| Sep 30, 2022 | 169.42% |
| Jun 30, 2022 | 134.52% |
| Mar 31, 2022 | 143.85% |
| Dec 31, 2021 | 180.51% |
| Sep 30, 2021 | 109.65% |
| Jun 30, 2021 | 111.84% |