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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First United (FUNC) Interest Coverage Ratio (2018 - 2025)

First United (FUNC) has disclosed Interest Coverage Ratio for 8 consecutive years, with 1.93 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 3.98% to 1.93 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.99 through Dec 2025, up 7.74% year-over-year, with the annual reading at 0.21 for FY2025, 16.85% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 1.93 at First United, down from 2.11 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 11.8 in Q4 2021, with the low at 1.26 in Q4 2023.
  • Average Interest Coverage Ratio over 5 years is 4.23, with a median of 2.06 recorded in 2024.
  • The sharpest move saw Interest Coverage Ratio surged 213.61% in 2021, then plummeted 82.24% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 11.8 in 2021, then plummeted by 57.23% to 5.05 in 2022, then tumbled by 75.04% to 1.26 in 2023, then soared by 59.99% to 2.02 in 2024, then decreased by 3.98% to 1.93 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 1.93, 2.11, and 1.97 for Q4 2025, Q3 2025, and Q2 2025 respectively.