First United (FUNC) Interest Coverage Ratio (2010 - 2026)

First United's (FUNC) quarterly Interest Coverage Ratio came in at 2.15 in Q1 2026, up 9.84% year-on-year from 1.96 in Q1 2025, and up 73.87% on a QoQ basis from 1.24 in Q4 2025.

First United (FUNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First United (FUNC) has 17 years of Interest Coverage Ratio data on file, last reported at 2.15 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 9.84% year-over-year to 2.15 in Q1 2026; TTM through Mar 2026 was 1.79, a 92.25% decrease from a year earlier, with the FY2025 full-year figure at 1.95, up 5.66% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.15, up from 1.24 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FUNC reached as high as 10.39 in Q2 2022 and fell as low as 0.64 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 3.44 across 5 years, with a median of 1.96 in 2024.
  • Across the five-year window, Interest Coverage Ratio surged 265.43% in 2022 and sank 82.24% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 5.16 in 2022, then sank by 75.28% to 1.28 in 2023, then sank by 49.86% to 0.64 in 2024, then surged by 93.32% to 1.24 in 2025, then jumped by 73.87% to 2.15 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.15 in Q1 2026, 1.24 in Q4 2025, and 2.11 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 First United 289.66 Mn 199.81 Mn - 2.15

Historic Data

Download Data
DateValue
Mar 31, 2026 2.15
Dec 31, 2025 1.24
Sep 30, 2025 2.11
Jun 30, 2025 1.42
Mar 31, 2025 1.96
Dec 31, 2024 0.64
Sep 30, 2024 1.96
Jun 30, 2024 1.83
Mar 31, 2024 1.60
Dec 31, 2023 1.28
Sep 30, 2023 1.81
Jun 30, 2023 2.01
Mar 31, 2023 2.73
Dec 31, 2022 5.16
Sep 30, 2022 10.21
Jun 30, 2022 10.39
Mar 31, 2022 10.07
Dec 31, 2021 2.83
Sep 30, 2021 5.51
Jun 30, 2021 4.55