First United (FUNC) Interest Coverage Ratio (2010 - 2026)
First United's (FUNC) quarterly Interest Coverage Ratio came in at 2.15 in Q1 2026, up 9.84% year-on-year from 1.96 in Q1 2025, and up 73.87% on a QoQ basis from 1.24 in Q4 2025.
First United (FUNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First United (FUNC) has 17 years of Interest Coverage Ratio data on file, last reported at 2.15 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 9.84% year-over-year to 2.15 in Q1 2026; TTM through Mar 2026 was 1.79, a 92.25% decrease from a year earlier, with the FY2025 full-year figure at 1.95, up 5.66% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.15, up from 1.24 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for FUNC reached as high as 10.39 in Q2 2022 and fell as low as 0.64 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 3.44 across 5 years, with a median of 1.96 in 2024.
- Across the five-year window, Interest Coverage Ratio surged 265.43% in 2022 and sank 82.24% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 5.16 in 2022, then sank by 75.28% to 1.28 in 2023, then sank by 49.86% to 0.64 in 2024, then surged by 93.32% to 1.24 in 2025, then jumped by 73.87% to 2.15 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.15 in Q1 2026, 1.24 in Q4 2025, and 2.11 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First United | 289.66 Mn | 199.81 Mn | - | 2.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.15 |
| Dec 31, 2025 | 1.24 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 1.42 |
| Mar 31, 2025 | 1.96 |
| Dec 31, 2024 | 0.64 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 1.83 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.28 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 2.73 |
| Dec 31, 2022 | 5.16 |
| Sep 30, 2022 | 10.21 |
| Jun 30, 2022 | 10.39 |
| Mar 31, 2022 | 10.07 |
| Dec 31, 2021 | 2.83 |
| Sep 30, 2021 | 5.51 |
| Jun 30, 2021 | 4.55 |