First United (FUNC) Interest Coverage Ratio (2010 - 2026)
First United (FUNC) reported Interest Coverage Ratio of 2.16 for Q1 2026, up 10.27% year-over-year from 1.96 in Q1 2025, and up 11.52% on a QoQ basis from 1.93 in Q4 2025.
First United (FUNC) has 17 years of Interest Coverage Ratio data on file, last reported at 2.16 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.27% year-over-year to 2.16 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.04 (up 5.23% YoY) and the FY2025 annual result came in at 0.21, up 16.85% from the prior year.
- Interest Coverage Ratio grew to 2.16 in Q1 2026 per FUNC's latest filing, from 1.93 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.45 in Q1 2022 and bottomed at 1.26 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.01 (2023), against an average of 3.61.
- The widest annual swing landed in 2022, when Interest Coverage Ratio surged 200.24%; it then sank 82.24% in 2023.
- Tracing FUNC's Interest Coverage Ratio over 5 years: stood at 5.05 in 2022, then plunged by 75.04% to 1.26 in 2023, then surged by 59.99% to 2.02 in 2024, then dropped by 3.98% to 1.93 in 2025, then grew by 11.52% to 2.16 in 2026.
- Per Business Quant, the three latest FUNC Interest Coverage Ratio figures stand at 2.16 (Q1 2026), 1.93 (Q4 2025), and 2.11 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First United | 240.84 Mn | 151.00 Mn | - | 2.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.16 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.96 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 1.83 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 2.73 |
| Dec 31, 2022 | 5.05 |
| Sep 30, 2022 | 10.21 |
| Jun 30, 2022 | 10.39 |
| Mar 31, 2022 | 10.45 |
| Dec 31, 2021 | 11.80 |
| Sep 30, 2021 | 5.51 |
| Jun 30, 2021 | 4.55 |
| Mar 31, 2021 | 3.48 |
| Dec 31, 2020 | 3.76 |
| Sep 30, 2020 | 3.70 |
| Jun 30, 2020 | 2.34 |
| Mar 31, 2020 | 1.83 |
| Dec 31, 2019 | 2.24 |
| Sep 30, 2019 | 2.81 |
| Jun 30, 2019 | 2.18 |
| Mar 31, 2019 | 2.48 |
| Dec 31, 2018 | 2.18 |
| Sep 30, 2018 | 2.74 |
| Jun 30, 2018 | 3.08 |
| Mar 31, 2018 | 2.77 |
| Dec 31, 2017 | 2.82 |
| Sep 30, 2017 | 2.56 |
| Jun 30, 2017 | 2.85 |
| Mar 31, 2017 | 2.42 |
| Dec 31, 2016 | 1.96 |
| Sep 30, 2016 | 2.56 |
| Jun 30, 2016 | 2.12 |
| Mar 31, 2016 | 2.26 |
| Dec 31, 2015 | 7.38 |
| Sep 30, 2015 | 2.13 |
| Jun 30, 2015 | 1.59 |
| Mar 31, 2015 | 1.72 |
| Dec 31, 2014 | 1.74 |
| Sep 30, 2014 | 1.58 |
| Jun 30, 2014 | 1.58 |
| Mar 31, 2014 | 1.63 |
| Dec 31, 2013 | 1.43 |
| Sep 30, 2013 | 1.86 |
| Jun 30, 2013 | 1.83 |
| Mar 31, 2013 | 1.84 |
| Dec 31, 2012 | 2.14 |
| Sep 30, 2012 | 1.85 |
| Jun 30, 2012 | 1.49 |
| Mar 31, 2012 | 0.32 |
| Dec 31, 2011 | 1.13 |
| Sep 30, 2011 | 1.15 |
| Jun 30, 2011 | 1.10 |
| Mar 31, 2011 | 1.17 |
| Dec 31, 2010 | 0.08 |
| Sep 30, 2010 | 0.75 |
| Jun 30, 2010 | 0.82 |